Student Loans in Montgomery, AL

Looking for federal loan servicing in Montgomery, AL? Compare student loan offers tailored to your needs and find the best rates and repayment options that fit your budget. We make it simple to explore your choices so you can focus on your education goals.

Local credit unions and community lenders in Montgomery provide personalized support and flexible plans to help you manage your federal loans with confidence. Discover options designed for students and families right here in Alabama, making your path to college smoother and more affordable.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from 30 days ago. Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago. Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago.

Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier. Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago.

Affinity Plus has a fixed Undergraduate Line of Credit with an APR of 6.99% , unchanged from 7 and 30 days ago. Their Graduate Line of Credit fixed rate is 9.85% , the same as 7, 30, 60, and 90 days ago. The Student Loan Refinance fixed rates range from 6.24% to 7.24% , also unchanged from 7 and 30 days ago. Baxter has a Graduate Line of Credit with a fixed rate of 8.1% APR today. Its Graduate Line of Credit variable rate ranges from 8.25% to 18% APR, unchanged from 7 and 30 days ago.

Nasa has a Deferred Repayment Line of Credit with an APR range of 8.5% to 18% . These rates are unchanged from 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Montgomery, AL

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
FEDMONT FEDERAL CREDIT UNION	330 EASTDALE CIR MONTGOMERY AL 36117	⏰ 0900-1600 M-TH 0900-1730 F 📞 3342705532 📠 3342705534	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements	Assets: $12,365,687 Deposits: $879,283 Net Worth: $1,619,057 Employees: 4 Members: 1,243
ALABAMA STATE EMPLOYEES CREDIT UNION	9190 EASTCHASE PKWY MONTGOMERY AL 36117	⏰ 8:30-5:00 📞 3342709011	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $401,869,684 Deposits: $20,873,043 Net Worth: $49,626,997 Employees: 124 Members: 42,776
GUARDIAN CREDIT UNION	3380 EASTDALE CIR MONTGOMERY AL 36117	⏰ Branch Hours Mon. ? Thur. 8:30-4:30 Friday 8:30-5:00 Saturday Closed Drive Thru: Mon. ? Thur. 8:00-5:00 Friday 8:00-5:30 Saturday 9:00-12:00 📞 3342449999 📠 3348344495	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,069,091,358 Deposits: $69,305,389 Net Worth: $96,180,903 Employees: 268 Members: 91,870
GUARDIAN CREDIT UNION	2755 TAYLOR RD MONTGOMERY AL 36117	⏰ Branch Hours Mon. ? Thur. 8:30-4:30 Friday 8:30-5:00 Saturday Closed Drive Thru: Mon. ? Thur. 8:00-5:00 Friday 8:00-5:30 Saturday 9:00-12:00 📞 3342449999 📠 3348344495	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $1,069,091,358 Deposits: $69,305,389 Net Worth: $96,180,903 Employees: 268 Members: 91,870
MAX CREDIT UNION	400 EASTDALE CIR MONTGOMERY AL 36117	⏰ Lobby Monday - Thursday 9:00 - 4:00 Friday 9:00 - 6:00 Drive Thru Monday - Thursday 9:00 - 5:30Friday 9:00 - 6:00 Saturday 9:00 - 12:00 📞 3342602600 📠 3342775121	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $2,171,873,796 Deposits: $89,340,228 Net Worth: $291,039,463 Employees: 299 Members: 127,145
MAX CREDIT UNION	11020 CHANTILLY PARKWAY MONTGOMERY AL 36117	⏰ Lobby Monday - Thursday 9:00 - 4:00Friday 9:00 - 5:00Drive ThruMonday - Friday 9:00 - 5:30Saturday Drive Thru 9:00 - 12:00 📞 3342602600 📠 3342775121	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $2,171,873,796 Deposits: $89,340,228 Net Worth: $291,039,463 Employees: 299 Members: 127,145
ALABAMA ONE CREDIT UNION	340 TECHNACENTER DR MONTGOMERY AL 36117	⏰ 7:45am - 4:15pm 📞 3342157328 📠 2053420111	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $1,279,832,157 Deposits: $46,315,624 Net Worth: $123,169,315 Employees: 307 Members: 93,807
AUBURN UNIVERSITY CREDIT UNION	9120 EASTCHASE PKWY MONTGOMERY AL 36117	⏰ 8am-5pm M-F 📞 3344407076 📠 3348444162	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $241,409,620 Deposits: $22,120,140 Net Worth: $24,148,584 Employees: 42 Members: 17,245

🏘️ All the Lenders Available in Montgomery County, AL

✅ALABAMA ONE CREDIT UNION

✅GUARDIAN CREDIT UNION

✅ALABAMA STATE EMPLOYEES CREDIT UNION

✅MAX CREDIT UNION

✅HOPE 24829 CREDIT UNION

✅APCO EMPLOYEES CREDIT UNION

✅GUARDIAN 68374 CREDIT UNION

✅FEDMONT FEDERAL CREDIT UNION

✅AUBURN UNIVERSITY CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅MONTGOMERY VA FEDERAL CREDIT UNION

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