Guardian Credit Union Montgomery AL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Guardian, your trusted partner in financial wellness since 1958. Located at 3380 Eastdale Cir, Montgomery, AL 36117, our branch is not just a place to bank; it's a community hub where members come together to achieve their financial goals. With over 91,870 members and total assets reaching an impressive $1,069,091,358, we pride ourselves on providing personalized service tailored to your unique needs. At Guardian, we understand that every member's journey is different. That's why we offer a range of services from personal banking solutions like checking and savings accounts to specialized loans such as auto financing and mortgages. Whether you're looking for ways to save or need assistance with business banking, our team is here to help. Led by our dedicated CEO, Heath Harrell, and Board President, Scott Kramer, our experienced staff of 268 employees is committed to making your banking experience seamless and rewarding. We believe in building lasting relationships with our members and enhancing the community we serve. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 3380 Eastdale Cir, Montgomery, AL 36117. Curious about how we can assist you? Feel free to reach out at 334-244-9999 or explore our website at myguardiancu.com for more information. We look forward to welcoming you into the Guardian family!

Branch History & Mission

Community Engagement

Guardian is deeply invested in the Montgomery community. Through partnerships and outreach efforts, we strive to make a positive impact on local initiatives. By collaborating with schools and non-profits, we help foster an environment where education and economic opportunity thrive.

Join Us

As we look toward the future, we invite you to join Guardian Credit Union. Experience firsthand how our focus on member-centric services can help you achieve your financial goals while being part of a community-oriented organization. Visit us today or call us at 334-244-9999 to learn more about how we can assist you on your financial journey!

Mission Statement

Our mission at Guardian is simple yet profound: to provide exceptional financial services while uplifting the community we serve. We believe that strong financial health leads to stronger families and neighborhoods. This commitment drives us to offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We understand that banking goes beyond transactions; it's about relationships. Our branch team is dedicated to delivering personalized service that prioritizes your unique goals and aspirations. Whether it's through our drive-thru service or shared service center, we aim to make banking accessible and convenient for everyone. For any official correspondence, please note that while you can visit us at 3380 Eastdale Cir, the mailing address is also 3380 Eastdale Cir, Montgomery, AL 36117.

Branch Location & Accessibility

Banking Hours and Services

Our friendly team is ready to assist you during our convenient operating hours. We welcome you from Monday through Thursday from 8:30 AM to 4:30 PM, and on Fridays until 5:00 PM. If you're planning a Saturday visit, please note that we open at 9:00 AM and close at noon. For those who prefer the drive-thru option, our drive-thru service operates Monday through Thursday from 8:00 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to noon. We provide a wide range of services tailored to meet your financial needs. From personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we have something for everyone. Additionally, if you're looking for business banking options or online services like mobile banking and person-to-person payments, we've got you covered!

Contact Us Today!

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 334-244-9999. We invite you to visit us at our Eastdale location for all your banking needs. Our friendly staff is excited to help you achieve your financial goals!

Local Landmarks and Accessibility

Nestled in the heart of Montgomery County, our Eastdale branch is close to popular landmarks, making it easy for you to stop by while running errands or enjoying a day out. With ample parking available, you'll find it easy to access our facilities. We are committed to ensuring everyone can visit us comfortably, offering ADA-compliant features such as ramps and accessible entrances.

Member Eligibility

At Guardian, becoming a member is like joining a close-knit family where your financial well-being is our top priority. We welcome anyone who lives, works, or worships in the Montgomery area to apply for membership. If you're passionate about being part of a community that values personal relationships and supports its members through every financial journey, then you belong here! To learn more about the specific eligibility requirements and ensure you have everything in order, check out our detailed information at . It's straightforward to get started just swing by our branch at 3380 Eastdale Cir Montgomery Al 36117, or give us a call at (334) 244-9999 to ask any questions you might have. We can't wait to help you open an account and start your journey with us!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed. This means real opportunities for expansion, new hires, and increased inventory all crucial for growth.

Merchant Services

In addition to loans, we offer robust merchant services that simplify transactions for your business. Imagine having a reliable partner that makes processing payments easier, allowing you to focus on what you do best serving your customers. Our services include point-of-sale solutions and online payment options, ensuring you can accept payments anytime, anywhere. With an outstanding commercial loan portfolio of $4,281,812, we continue to drive economic growth by financing new and expanding businesses. Our goal is to empower local entrepreneurs like you to reach new heights while contributing to the community's prosperity. Visit us at 3380 Eastdale Cir Montgomery Al 36117 or call us at (334) 244-9999 to learn more about how our business banking services can support your journey!

Comprehensive List Of Services

Accessing Your Funds

Need cash quickly? Visit us at our drive-thru service for quick deposits and withdrawals or use our ATM services for easy cash access whenever you need it. Plus, if you're a member of partner credit unions, enjoy basic shared branch transactions right here at Eastdale.

Business Banking Solutions

For local businesses, we offer robust business banking services that include merchant services and business loans tailored to support growth. We understand the challenges businesses face, and we're committed to providing solutions that make banking easier so you can focus on what matters most running your business.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services let you manage your accounts anytime, anywhere. With features like person-to-person payments, mobile deposits, and easy access to account information, you'll have complete control over your finances at your fingertips.

Credit Cards with Benefits

Our credit cards with rewards allow you to earn while you spend. Enjoy benefits that can make everyday purchases more rewarding! With features like cash back and points for travel, these cards enhance your purchasing power and offer added value.

Join Us Today!

With so many comprehensive services available at Guardian, we are ready to meet your financial needs with personalized care and attention. For more information or to speak with one of our friendly team members, call us at (334) 244-9999 or visit us online at our website. We look forward to welcoming you into our community!

Personal Banking Made Easy

When it comes to managing your day-to-day finances, our personal banking services are designed to fit your lifestyle. We offer checking and savings accounts that help you manage your money effectively. If you're dreaming of a new car or need assistance with vehicle financing, our auto loans provide competitive rates to get you on the road without breaking the bank. Homeownership is within reach with our tailored mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage, we're here to guide you through every step of the process. For unexpected expenses or consolidating debt, our personal loans offer flexible terms to meet your needs.

Digital & Online Banking

Key Services

With just a few clicks at https://www.myguardiancu.com/ , you can view your account balances, transfer funds, and pay bills anytime you need. For those who prefer using their smartphones, our mobile application is available, allowing you to bank wherever you are. Plus, you can enjoy the convenience of mobile payments, making transactions quick and hassle-free. We also offer person-to-person transfers, so sending money to friends or family is straightforward and immediate. Need to sign documents quickly? With electronic signature authorization available at Guardian, you can complete important transactions without the need for paper.

Security and Accessibility

Your security is our top priority. Our digital banking services are equipped with robust security measures to keep your information safe while providing a user-friendly experience. You can easily opt for e-statements instead of paper ones saving trees and keeping your finances organized all in one place. Managing your finances has never been easier or more accessible. Join us at Guardian for all your digital banking needs, where convenience meets security every day! If you have any questions or need assistance, feel free to reach out at (334) 244-9999.

Financial Strength

Committed Team Ready to Serve

We also take pride in having 265 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we strive to create an environment where your financial well-being is our top priority.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guardian is your trusted partner. Visit us at 3380 Eastdale Cir Montgomery Al 36117 or call (334) 244-9999 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Reinvestment for Growth

With $83,196,610 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement ensures that we stay ahead in meeting your needs.

Secure Savings Options

Members' savings are secured through $405,756,767 in share certificates and $58,657,367 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $26,251,380, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $96,180,903, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $905 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $24,222 in used auto loans and $857,470,944 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Services

In addition to these offerings, we provide refinancing options and eligibility assessments for all our loan products. If you're interested in exploring how our loans can fit into your financial plans or want to know more about eligibility requirements, please don't hesitate to reach out. Feel free to contact us at 334-244-9999 for more information on any of our loan offerings or visit our website at Guardian. We're here to assist you in navigating your financial journey with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $367,248,067 in used vehicle loans and $106,909,452 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new vehicle or a reliable used one, we have options that can suit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $4,281,812 provide the capital needed to grow and expand your business. We understand the unique challenges faced by small businesses and are here to support your vision.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $26,816,839 in loans helping members manage their finances effectively. This is an excellent option if you need access to funds without the hassle of securing collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,750,240, make buying or refinancing simple. We provide flexible terms and competitive rates to ensure you feel comfortable every step of the way.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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GUARDIAN CREDIT UNION