Alabama State Employees Credit Union Montgomery AL | Best Auto Loans & Business Banking

Introduction

Welcome to Alabama State Employees at our Eastchase branch, located at 9190 Eastchase Pkwy, Montgomery, AL 36117. Since opening our doors in 1954, we have proudly served over 42,776 members, building a community focused on trust and support. Our dedicated team of 124 employees, led by CEO Shannon Watkins and Board President Carol Preston, is here to help you navigate your financial journey with personalized services tailored to your needs. At Alabama State Employees, we understand the importance of financial stability. With total assets reaching an impressive $401,869,684, we are committed to providing secure and reliable banking solutions. Our members enjoy a wide range of offerings, including auto loans and vehicle financing, mortgage loans, personal loans, and credit cards with rewards. Currently, our total deposits amount to $20,873,043, demonstrating the trust our members place in us. While you can visit us at our branch for all your banking needs including utilizing our drive-thru service official correspondence should be directed to the same address: 9190 Eastchase Pkwy, Montgomery, AL 36117. We invite you to explore our website at yourasecu.com for more information about how we can assist you in achieving your financial goals. Whether you're looking for personal banking options or business services like merchant accounts and business loans, we're here for you every step of the way. Feel free to reach out to us at 334-270-9011 if you have any questions or need assistance. Join us today and experience the difference that a community-focused credit union can make!

Branch History & Mission

Community Commitment

Our dedication extends beyond banking services. With features like drive-thru banking and ATM availability, we ensure that accessing your funds is both easy and convenient. Furthermore, our shared service center allows for seamless transactions with partner credit unions, reinforcing our commitment to collaboration within the community. As technology advances, Alabama State Employees remains committed to providing modern conveniences such as online banking, mobile payments, and e-statements all while ensuring accessibility for all members through ADA compliance.

Join Us!

We invite you to become part of our family at Alabama State Employees. Join today and discover how we can help you navigate your financial journey with confidence and ease. Together, let's build a brighter future for you and your community! For more information or assistance, feel free to reach out at (334) 270-9011 or visit us online at our website.

Our Journey

From our humble beginnings in 1954, Alabama State Employees has grown significantly. We started with a simple mission: to provide affordable financial services to Alabama's state employees and their families. Over the years, we have expanded our offerings to include a range of personal banking options like checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our growth reflects not only our dedication to serving our members but also our commitment to adapting to the changing landscape of finance.

Our Mission

At the heart of Alabama State Employees is our mission: to empower our members through accessible financial services while fostering a sense of community. We believe that everyone deserves the opportunity to thrive financially. This mission drives us to support local initiatives and partnerships that uplift and strengthen Montgomery. Whether it's through educational workshops or community outreach programs, we strive to make a real impact beyond traditional banking. While members can visit us at 9190 Eastchase Pkwy Montgomery Al 36117, official correspondence should be sent to 9190 Eastchase Pkwy, Montgomery, AL 36117. We invite you to experience our friendly service firsthand during our operating hours from 8:30 AM to 5:00 PM Monday through Friday.

Branch Location & Accessibility

Accessibility and Parking

Our location is designed with accessibility in mind. You'll find ample parking right outside the door, along with features that accommodate all visitors, including ADA-compliant ramps. Whether you're coming for a quick transaction or a more involved discussion about your financial needs, we've made sure that getting to us is straightforward and hassle-free.

Connect With Us

Whether you're already a member or considering joining our family, we invite you to come by or give us a call at 334-270-9011. Our friendly team is ready to assist you with any questions or services you may need. While members can visit us at 9190 Eastchase Pkwy for all their banking needs, official correspondence should be sent to the same address. We look forward to welcoming you soon!

Drive-Thru Banking

For those days when you're on the go but still need to take care of business, our drive-thru banking service provides a quick solution for deposits and withdrawals without leaving your vehicle.

Operating Hours and Services

We know how busy life can get. That's why our lobby hours are set from 8:30 AM to 5:00 PM on weekdays, making it simple for you to fit us into your schedule. If you need cash outside of regular hours, don't worry our ATM is available for your convenience at any time. At Alabama State Employees, we offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we're here to help you manage your finances effectively. And if you prefer to handle things from the comfort of home, our online and mobile banking services are just a click away.

Member Eligibility

At Alabama State Employees, we believe that becoming a member is about joining a community that supports and uplifts each other. We welcome individuals who are employees or retirees of the State of Alabama, their family members, and certain other groups associated with our mission. If you fall into one of these categories, you're already on your way to enjoying the many benefits we offer, from competitive loan rates to personalized financial guidance. To explore the full eligibility details, visit us at https://www.yourasecu.com/who-can-join-ase it's an excellent resource for understanding how you can be part of our family. Joining us is straightforward! You can open an account online in just a few minutes through our easy application process found at https://apply.yourasecu.com/imsiweb/web/loan-app . If you have any questions or need assistance, don't hesitate to reach out by calling us at (334) 270-9011. We're excited to help you take this important step towards better financial health at our branch located at 9190 Eastchase Pkwy Montgomery Al 36117. Welcome aboard!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $123 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $10,834,499, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your transactions. Picture this: accepting payments seamlessly from customers using various methods credit cards, mobile payments, and more all while keeping track of your sales effortlessly. Our services are designed to enhance your business operations and provide a better experience for your customers. Located conveniently at 9190 Eastchase Pkwy Montgomery Al 36117 in Montgomery, AL, we're ready to assist you with all your business banking needs. Reach out today at (334) 270-9011 and discover how we can help your business flourish!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With our ATM & Cash Withdrawal Services, accessing your funds is simple and secure. Enjoy the ease of basic transactions like deposits and withdrawals without needing to visit a branch.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services make it easy for you to drive away with the vehicle of your dreams. With competitive rates and flexible terms, we help simplify the financing process so you can focus on enjoying your new ride.

Business Banking

For business owners, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. We support local businesses by providing tailored financial products that help them grow and thrive in their communities.

Credit Cards with Rewards

Earn rewards while spending with our Credit Cards with Rewards program. Enjoy benefits tailored to your spending habits, making every purchase rewarding and beneficial.

Drive-Thru & Shared Branch Transactions

For those quick errands, we provide Basic Drive-Thru Banking for simple transactions such as deposits and withdrawals. Additionally, our partnership allows for Basic Shared Branch Transactions, so members of partner credit unions can easily access their funds too. At Alabama State Employees, we strive to make banking as accessible as possible while ensuring you receive personalized service that fits your unique needs. Ready to take the next step? Visit us at 9190 Eastchase Pkwy Montgomery Al 36117 or give us a call at (334) 270-9011 today! Explore how we can help you achieve financial success together!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our knowledgeable team will guide you through each step of the process, ensuring a smooth experience.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. With easy access to your balance, transaction history, and bill payment services, banking has never been more straightforward.

Personal Banking

We understand that managing your finances can be challenging. That's why we offer Personal Banking options like Checking and Savings Accounts tailored to fit your lifestyle. Whether you're saving for a rainy day or just need a safe place for your daily expenses, we have you covered.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation services come into play. We provide financial solutions that help you manage debts effectively and achieve your personal goals without stress.

Digital & Online Banking

Accessibility & Security

Security is our top priority. Our 24/7 online banking services ensure that you have round-the-clock access to your accounts while keeping your information safe and protected. Plus, our user-friendly interface makes navigating through your financial tasks a breeze. With Alabama State Employees, managing your finances has never been easier or more secure. Embrace the convenience of modern banking today!

Key Features

Our online banking platform at https://www.yourasecu.com/ allows you to check balances, pay bills, and transfer funds with just a few clicks. You can also enjoy the benefit of e-statements a quick and eco-friendly way to stay updated on your account activity. With our electronic signature authorization, signing documents is straightforward and secure, making it easier for you to complete transactions without the hassle of paper forms. If you're always on the go, our mobile application is a game-changer. You can make mobile payments, transfer money between friends with ease using our person-to-person transfers feature, and keep tabs on your spending right from your smartphone. This means you can handle everything from paying for groceries to settling lunch bills without needing to visit a branch.

Financial Strength

Comprehensive Lending Support

We also support your financial needs with $9,490 in used auto loans and $278,690,065 in total loans and leases. This capacity allows us to assist you in reaching your financial goals across various sectors.

Dedicated Team

We take pride in having 122 full-time employees and 2 part-time employees who are committed to serving you with knowledge and care. With a total of 80,777 share accounts, our growing member base shows the trust placed in us by the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Alabama State Employees is your trusted partner. Visit us at 9190 Eastchase Pkwy Montgomery Al 36117 or call (334) 270-9011 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $27,041,922 in share certificates and $144,425,713 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Better Services

With $37,255,462 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $2,926,040 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Solid Financial Health

With a net worth of $49,626,997, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,234 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $162,223,843 in used vehicle loans and $25,770,543 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $10,834,499 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve your existing business operations, we're here to support you. If you're interested in refinancing options or want to check your eligibility for any of these products, please don't hesitate to reach out. We're here to help you navigate through your financial journey with ease. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at Alabama State Employees and discover how we can assist you!

Credit Lines and Unsecured Credit Cards

Managing day-to-day expenses can be challenging. That's why we offer total credit lines of $109,874,650, giving you access to funds when you need them most. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $9,393,929 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,428,173, make buying or refinancing simple. Our experienced staff will guide you through the process, answering any questions along the way.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By relying on verified sources, LendMesh guarantees that the information provided is both accurate and trustworthy.

ALABAMA STATE EMPLOYEES CREDIT UNION