Guardian Credit Union Montgomery AL | Top Checking & Quick Personal Loans

Introduction

Welcome to Guardian, your trusted credit union located at 2755 Taylor Rd, Montgomery, AL 36117. Established in 1958, we have proudly served our community for over six decades, building strong relationships with our members. With a total membership of 91,870 and assets exceeding $1,069,091,358, we are dedicated to providing personalized financial solutions that empower you to achieve your goals. At Guardian, we understand the importance of community support and financial wellness. Our commitment is reflected not only in our extensive services ranging from personal banking and auto loans to business banking but also in our impressive financial health. We currently hold total deposits of $69,305,389 and a net worth of $96,180,903, ensuring that your money is safe and well-managed. Our team is led by CEO Heath Harrell and Board President Scott Kramer, who together foster a culture of trust and reliability. With a dedicated staff of 268 employees, we strive to provide exceptional service every day. Whether you're visiting us in-person or accessing our online services through our website at myguardiancu.com, you can count on us to be there when you need us most. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 2755 Taylor Rd, Montgomery, AL 36117. If you have any questions or need assistance, feel free to call us at 334-244-9999. Join us at Guardian today and experience the difference a member-focused credit union can make! Your financial journey starts here; let's grow together!

Branch History & Mission

Join Us

As we look forward to the future, we invite you to become part of the Guardian family. Experience firsthand how our commitment to excellence in service can benefit you personally or professionally. Together, let's continue building a thriving community where everyone has access to the resources they need for success. For more information about our offerings or how you can join us today, visit our website.

Our Journey

Guardian started as a small credit union with a vision to serve the financial interests of its members. Over the years, we have expanded our services and membership, building a solid foundation based on trust and community support. Today, our total assets stand at an impressive $1,069,091,358. This growth reflects not only our dedication to sound financial practices but also our unwavering commitment to enhancing the lives of those we serve. Our journey has been marked by numerous milestones: from introducing innovative loan products to enhancing digital banking capabilities that make managing finances easier than ever. We prioritize accessibility with features such as ADA compliance and user-friendly online banking services. Additionally, our drive-thru service allows members to conduct transactions quickly and efficiently.

Our Mission

At Guardian, our mission is clear: to empower our members through personalized financial solutions while actively contributing to the community's welfare. We believe in supporting local initiatives and fostering partnerships that uplift those around us. Whether it's through educational workshops or charitable endeavors, we strive to create positive impacts in Montgomery and beyond. Our services range from personal banking offering checking and savings accounts to auto loans, mortgage loans, credit cards with rewards, and business banking options. With a focus on customer service and member satisfaction, we are here to help you navigate your financial journey. While you can visit us at our main location on Taylor Rd., official correspondence should be sent to the same address for your convenience. You can reach us at 334-244-9999 during our operating hours: Monday through Thursday from 8:30 AM to 4:30 PM, Friday until 5:00 PM, and Saturday from 9:00 AM to 12:00 PM.

Branch Location & Accessibility

Easy Access and Parking

At Guardian, we prioritize your convenience. Our parking lot offers ample space, making it simple for you to stop by whether you're heading in for a quick transaction or a more detailed discussion about your financial needs. Plus, our facility is ADA compliant, ensuring that everyone can access our services without hassle.

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at 334-244-9999. Our friendly staff is ready to help you with any inquiries you may have. We invite you to visit us at Guardian your financial partner right here in Montgomery!

Operating Hours That Work for You

We know that life gets busy! That's why we offer flexible operating hours. Our lobby is open Monday through Thursday from 8:30 AM to 4:30 PM and on Friday until 5:00 PM. If you prefer drive-thru banking, we have you covered there too! Drive-thru hours are Monday through Thursday from 8:00 AM to 5:00 PM and Friday until 5:30 PM. Need us on Saturday? We're here for you from 9:00 AM to 12:00 PM.

Services Tailored for You

At Guardian, we offer a variety of services designed to meet your personal and business banking needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or credit cards with rewards, we've got something for everyone. And if you're a member of another participating credit union, don't forget about our shared services that allow you to conduct basic transactions at our branch.

Member Eligibility

At Guardian, we believe that everyone deserves a place in our friendly community. Becoming a member is simple and welcoming! If you live, work, or worship in the Montgomery area, you're likely eligible to join us. We embrace individuals from various backgrounds and financial situations, making it easy for you to access our personalized banking services. By choosing Guardian, you'll enjoy advantages like lower fees, competitive rates on loans, and a supportive environment focused on your financial well-being. To learn more about the specific eligibility requirements, feel free to visit our website at . When you're ready to take the next step, opening an account is a breeze! Just give us a call at (334) 244-9999 or stop by our branch located at 2755 Taylor Rd Montgomery Al 36117 during our convenient operating hours. We can't wait to welcome you into the Guardian family!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $17 in commercial loans for our members, helping businesses scale and succeed.

Non-Member Commercial Loans

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $4,281,812, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services equip you with the tools needed to manage transactions efficiently. Picture your customers enjoying a smooth checkout experience while you benefit from streamlined payment processing allowing you to focus on what truly matters: growing your business. Visit us at 2755 Taylor Rd Montgomery Al 36117 in Montgomery, AL or call us at (334) 244-9999 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs, we provide tailored Business Banking solutions that include merchant services and business loans. We recognize that running a business comes with its own set of challenges, so we're committed to helping you succeed with financing options that support growth.

Convenient Access Options

We pride ourselves on offering multiple ways for you to manage your banking needs. Our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your car. Plus, if you're a member of a partner credit union, our shared branch transactions mean you can conduct deposits and withdrawals even when you're away from home.

Credit Card Rewards

Don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases. This means that every time you swipe your card, you're working towards exciting rewards whether it's travel perks, cashback offers, or discounts on future purchases.

Personal Banking Solutions

Managing your finances can sometimes feel overwhelming, but it doesn't have to be. With our Personal Banking options, including checking and savings accounts, we make it easy for you to keep track of your money. Imagine having the ability to check your balance or make transfers right from your phone using our Online & Mobile Banking features. You can also easily access cash through our ATMs and enjoy the convenience of cash withdrawals whenever you need them. If you're considering a big purchase like a car or home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing services can provide the support you need. We offer competitive rates and flexible terms to ensure that you find an option that fits your budget. Additionally, if you're looking to consolidate debt or simply need some extra cash for personal projects, our Personal Loans & Debt Consolidation services are available as well.

Stay Connected

With all these services at your fingertips, it's easier than ever to stay connected with your finances. Our digital banking features empower you to bank anytime, anywhere from making simple transactions online to accessing account information through our mobile app. Whether you're visiting us in person at Guardian or exploring our website at Taylor Rd., we're here to support all of your financial needs. If you have any questions or want more information about how we can help you achieve your financial goals, give us a call at (334) 244-9999 today!

Digital & Online Banking

E-Statements and Mobile Applications

Say goodbye to paper clutter! With e-statements available at Guardian, you can view your account statements electronically, which not only saves trees but also gives you easy access to your financial history anytime you need it. Our mobile application further enhances this convenience, allowing you to bank on the go. It's user-friendly and packed with features that make managing your money simple.

Person-to-Person Transfers and Mobile Payments

Need to send money to a friend? Our person-to-person transfer feature makes it easy for you to send funds directly from your account without any fuss. Additionally, if you're someone who loves the ease of mobile payments, we've got you covered. With our mobile payments feature, making purchases is quick and secure. In short, Guardian is committed to providing services that cater to your busy lifestyle while ensuring that managing your finances is both easy and secure. Join us today and experience the future of banking!

Financial Strength

Committed Team

We take pride in having 265 full-time employees and 3 part-time employees ready to assist you. This dedicated team ensures our branches are always prepared to serve you with knowledge and commitment.

Growing Membership Base

Our total share accounts stand at 187,611, showcasing a strong and growing member base that trusts us with their finances. As your trusted partner in banking, we remain focused on creating value for our members. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Guardian is here for you every step of the way. Visit us at 2755 Taylor Rd Montgomery Al 36117 or call (334) 244-9999 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investing in Your Future

With $83,196,610 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $24,222 in used auto loans and $857,470,944 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency shines through with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Secured Savings

Members' savings are secured through $405,756,767 in share certificates and $58,657,367 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $26,251,380, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $96,180,903, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $905 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans feature some of the lowest rates in the industry, making it easier for you to get behind the wheel. We have already issued $367,248,067 in used vehicle loans and $106,909,452 in new vehicle loans, assisting many members on their journey to vehicle ownership.

Business Loans

For business owners seeking growth opportunities, we provide outstanding commercial loans totaling $4,281,812. These loans are tailored to meet the unique needs of businesses looking for capital to expand or invest in new projects. If you're considering refinancing any existing loans or exploring eligibility options, our team is here to help guide you through the process. Feel free to reach out with any questions or visit us at our branch located at 2755 Taylor Rd Montgomery Al 36117, Montgomery, AL. You can also give us a call at (334) 244-9999 during our operating hours. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're dedicated to helping you find the right loan product that fits your needs. Come see how we can support you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $23,750,240. We make buying or refinancing simple and straightforward, so you can focus on what truly matters making your house a home.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we offer flexible terms on unsecured credit card loans. With a total of $26,816,839 in loans available, our credit cards are designed to help members manage their finances effectively while enjoying rewards and benefits.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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GUARDIAN CREDIT UNION