Student Loans in Charlotte, NC

Looking for student loans with low interest in Charlotte, NC? Compare local options from trusted credit unions that understand your needs and offer flexible repayment plans designed to fit your budget.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from 30 days ago. Centra s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , with no change reported in the last 30 days. Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago.

Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago. Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier. Credit Human s an Undergraduate Fixed Rate Loan with APRs ranging from 4.25% to 12.74% and a Graduate Fixed Rate Loan with APRs from 4.5% to 12.99% . Both loan rates are unchanged from 7, 30, 60, and 90 days ago.

Langley s Undergraduate and Graduate Fixed Rate Loans with APRs ranging from 4.49% to 12.5% , unchanged from both 7 and 30 days ago. Their Undergraduate and Graduate Variable Rate Loans have APRs between 5.49% and 13.5% , also unchanged from 7 and 30 days ago but down from 7.5% –1% 1.5% at 60 and 90 days ago. Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago.

Allegacy has a Computer Loan with a fixed APR range of 6% to 6.5% and a College Loan fixed at 7.5% . These rates show no change from 7 or 30 days ago. The Student Loan fixed rate is 9.75% , also unchanged from 7 and 30 days ago. Affinity Plus has a fixed Undergraduate Line of Credit with an APR of 6.99% , unchanged from 7 and 30 days ago. Their Graduate Line of Credit fixed rate is 9.85% , the same as 7, 30, 60, and 90 days ago. The Student Loan Refinance fixed rates range from 6.24% to 7.24% , also unchanged from 7 and 30 days ago.

Baxter has a Graduate Line of Credit with a fixed rate of 8.1% APR today. Its Graduate Line of Credit variable rate ranges from 8.25% to 18% APR, unchanged from 7 and 30 days ago. Nasa has a Deferred Repayment Line of Credit with an APR range of 8.5% to 18% . These rates are unchanged from 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Charlotte, NC

Lender NameBranch AddressOffice ServicesLender Snapshot
SHARONVIEW FEDERAL CREDIT UNION
10922 S TRYON ST STE A CHARLOTTE NC 28273
ATM
P2P
E-Statements
Assets: $1,497,841,956
Deposits: $78,850,191
Net Worth: $130,219,707
Employees: 286
Members: 87,078
CAROLINAS TELCO FEDERAL CREDIT UNION
9813 SOUTH BLVD STE 101 CHARLOTTE NC 28273
ATM
E-Statements
E-Signature
Assets: $513,274,814
Deposits: $44,685,403
Net Worth: $74,040,871
Employees: 93.0
Members: 32,491
FOUNDERS FEDERAL CREDIT UNION
11115 S TRYON ST CHARLOTTE NC 28273
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $4,817,730,099
Deposits: $576,628,054
Net Worth: $599,878,397
Employees: 840
Members: 271,061
BLUE FLAME CREDIT UNION
2000 CONTINENTAL BLVD CHARLOTTE NC 28273
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $28,771,942
Deposits: $3,019,391
Net Worth: $4,326,235
Employees: 7
Members: 3,035
STATE EMPLOYEES' CREDIT UNION
10820 S TRYON ST CHARLOTTE NC 28273
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $57,229,286,839
Deposits: $7,866,265,767
Net Worth: $5,446,832,560
Employees: 8258
Members: 2,847,943
TRULIANT FEDERAL CREDIT UNION
14154 STEELE CREEK RD CHARLOTTE NC 28273
ATM
P2P
E-Statements
E-Signature
Assets: $5,221,549,692
Deposits: $234,561,407
Net Worth: $463,583,525
Employees: 926
Members: 344,463

🏘️ All the Lenders Available in Mecklenburg County, NC

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