Founders Charlotte NC Credit Union | Best Auto Loans & Mortgage Refinancing

Introduction

Welcome to Founders, your trusted financial partner located at 11115 S Tryon St, Charlotte, NC 28273. Established in 1961, our credit union has grown to serve over 271,061 members with a commitment to providing personalized banking solutions. At Founders, we believe in building strong relationships within our community while offering competitive financial products tailored to your needs. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be directed to our mailing address at 737 Plantation Rd, Lancaster, SC 29720. With a robust asset base of $4,817,730,099 and total deposits reaching $576,628,054, we are well-equipped to support our members' financial journeys. Our offerings include everything from personal and auto loans to business banking services. We proudly maintain a net worth of $599,878,397 and have a total cash reserve of $75,017,320, ensuring that we can meet the diverse needs of our membership. Under the leadership of CEO Bruce Brumfield and Board President Roy Hunt, our dedicated team of 840 employees is here to assist you every step of the way. Whether you're looking for straightforward banking options or complex financing solutions, Founders is committed to helping you achieve your financial goals. We invite you to explore our website at foundersfcu.com or give us a call at 704-414-3700. Discover how we can empower you on your financial journey today!

Branch History & Mission

Welcome to Founders, a branch with a rich history and a strong commitment to the community. Since opening our doors in 1961, we have been dedicated to serving the financial needs of our members in Charlotte, NC. Located at 11115 S Tryon St, our branch has evolved over the years, growing alongside the vibrant community we serve. As part of a larger movement that began decades ago, Founders was established with a mission to provide accessible financial services to everyone. We are proud to say that we now boast over 271,000 members and manage total assets amounting to nearly $4.82 billion. This growth reflects not just our success as a credit union but also the trust and support of our community. Our mission is simple yet profound: to empower our members through exceptional financial services while fostering community spirit. Whether it's offering competitive rates on personal loans or providing comprehensive mortgage solutions, we strive to enhance the financial well-being of every member. We also understand that giving back is essential, which is why we actively participate in local initiatives that uplift and support our neighbors. While you can visit us at our branch on S Tryon St for all your banking needs, official correspondence should be sent to our mailing address at 737 Plantation Rd, Lancaster, SC 29720. At Founders, we're not just about transactions; we are about relationships. Our operating hours reflect our commitment to convenience, with lobby access available from 8:30 AM to 5:00 PM Monday through Tuesday and Friday, and extended hours until 6:00 PM on Thursdays. We also offer drive-thru banking for added ease and ATMs for quick access to your funds. In today's digital age, we've embraced technology while ensuring ADA compliance so that everyone can access our services effortlessly. From online banking and mobile payments to person-to-person transfers, we've made it easier than ever for members to manage their finances from anywhere. We invite you to experience the benefits of being part of Founders. Join us today and become part of a legacy built on trust, growth, and community support. Together, we can achieve great things! For more information or assistance, feel free to reach out at 704-414-3700.

Branch Location & Accessibility

Comprehensive Services Just for You

Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered! We also provide convenient ATM access for cash withdrawals and balance inquiries anytime you need it. Our goal is to make your banking experience as smooth as possible.

Convenient Access and Nearby Landmarks

Our location is conveniently situated near popular spots like the South Tryon area and just a short drive from the bustling city center. You'll find ample parking available, making it easy to visit us without any hassle. Our branch is fully ADA compliant, ensuring that everyone can access our services comfortably. If you prefer not to walk inside, take advantage of our drive-thru banking service for quick deposits and withdrawals.

Get in Touch!

If you have any questions or need assistance, don't hesitate to call us at 704-414-3700. We invite you to visit Founders at our South Tryon branch today where convenience meets community!

Operating Hours Tailored for You

At Founders, we understand that life can get busy. That's why we offer flexible operating hours! Visit us Monday through Wednesday and Friday from 8:30 AM to 5:00 PM, or swing by on Thursday when we're open until 6:00 PM. Our friendly staff is always ready to assist you during these hours.

Member Eligibility

At Founders, we believe that everyone deserves a place in our supportive community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We're dedicated to helping you access affordable financial services tailored to your needs. Whether you're looking for personal banking solutions or loans, being a member opens up a world of benefits designed just for you. To get started, simply check out our eligibility criteria at https://membership.foundersfcu.com/ for more details on how you can become part of our family. When you're ready, opening an account is just as easy visit https://foundersonline.foundersfcu.com/ffcuonline/sdk/autoenrollmente2e to begin your journey with us today! If you have any questions, don't hesitate to give us a call at (704) 414-3700. We can't wait to welcome you to Founders located at 11115 S Tryon St Charlotte Nc 28273!

Business Banking & Commercial Services

Financing Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,850,365, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify payment processing for your business. Imagine being able to accept payments from customers seamlessly, whether they're shopping online or in-store. Our solutions make transactions easy and efficient, so you can focus on what you do best running your business. Located at 11115 S Tryon St Charlotte Nc 28273 in Charlotte, NC, our team is here to support you every step of the way. Explore how our business banking services can help your company flourish today! For more information, give us a call at (704) 414-3700.

Comprehensive List Of Services

Business Banking

For business owners, we offer comprehensive business banking solutions that include merchant services and business loans. We know running a business can be challenging, so we're here to provide financial tools that work for you.

Digital Features

In today's fast-paced world, having access to your finances at your fingertips is essential. With our robust online and mobile banking platforms, managing your accounts has never been easier. You can pay bills, send money to friends through person-to-person payments, and monitor transactions all from the comfort of your home or on the go. At Founders, we strive to make banking as straightforward as possible while ensuring that all your financial needs are met with care and professionalism. If you're interested in learning more about how we can assist you or if you're ready to get started with any of our services, please don't hesitate to reach out! Call us at (704) 414-3700 or visit us today!

Easy Access Services

We also prioritize your convenience with features like ATM services for cash withdrawals and balance checks whenever you need them. If you prefer visiting us in person, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car.

Loans and Financing

If you're looking to purchase a vehicle, our auto loans and vehicle financing options make it easier than ever. We provide competitive rates that can help you drive away in the car of your dreams. In addition, our mortgage loans and refinancing services are available for those ready to buy a home or lower their current mortgage payments. For those needing extra cash, our personal loans and debt consolidation options can help manage unexpected expenses or combine multiple debts into one easy payment. And don't forget about our credit cards with rewards ideal for earning benefits on everyday purchases.

Personal Banking

We offer various personal banking solutions, including checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts are designed with you in mind. Plus, you can easily access your funds through online and mobile banking, making it convenient to check balances and transfer money from anywhere.

Digital & Online Banking

Accessibility & Ease of Use

We strive to make banking accessible for everyone. Our user-friendly interface means that even if you're not tech-savvy, you'll find navigating through your accounts straightforward. Real-time account management helps you stay updated with your financial status without any hassle. At Founders, we aim to bring banking into the modern age while maintaining the personal touch our members love. Explore all these fantastic digital services today and enjoy a new level of convenience in managing your finances!

Key Services

Our online banking platform allows you to access your accounts anytime, anywhere. Whether you're checking balances, transferring money, or paying bills, everything is just a click away. Plus, with the option for e-statements, you can easily keep track of your transactions without the clutter of paper statements it's not just eco-friendly; it's efficient too! When it comes to security, we take it seriously. Our electronic signature authorization ensures that your transactions are protected. You can feel confident knowing that your sensitive information is safe while using our services. If you're always on the go, our mobile application is perfect for you. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases has never been simpler. Just pull out your phone and handle it all with ease!

Financial Strength

Growing Member Trust

We have established a strong relationship with our community as evidenced by our total share accounts of 737,237, showcasing a growing member base that trusts us with their finances. Additionally, the net shares available for lending and investments stand at $98,839,691, reinforcing our ability to meet your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Founders is your trusted partner. Visit us at 11115 S Tryon St or call us at 704-414-3700 to learn more about how we can help you achieve your financial goals.

Members First

Members' savings are secured through $1,242,382,242 in share certificates and $748,140,076 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,324, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our success is reflected in our operations; our net income of $47,413,108 showcases our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 824 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Growth

With $523,011,520 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: we have $45,790 in used auto loans and an impressive total of $3,749,714,385 in loans and leases available to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $599,878,397, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $707,901,890 in used vehicle loans and $301,782,245 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our flexible terms and competitive rates make it easy for you to drive off with confidence.

Business Financing

For business owners seeking capital to grow and expand operations, our outstanding commercial loans totaling $2,850,365 provide essential funding tailored to your needs. Whether it's for equipment purchases or operational costs, we're here to support your entrepreneurial journey.

Credit Lines and Unsecured Loans

For those looking for more flexibility in managing their finances, we provide total credit lines amounting to $1,236,197,932. Additionally, our unsecured credit card loans total $219,138,006, helping members effectively manage their expenses without needing collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $176,478,085, making buying or refinancing simple. We're committed to guiding you through the process so that you feel comfortable every step of the way.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our products, don't hesitate to reach out. Our team is ready to assist you in finding solutions that fit your financial situation. Our branch is conveniently located at 11115 S Tryon St Charlotte Nc 28273, and we're available by phone at 704-414-3700 during our operating hours from 8:30 am - 5:00 pm Monday through Thursday and until 6:00 pm on Fridays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how Founders can help you reach your financial goals!

Loan Aggregator

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Ensuring Accurate Comparisons

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