Student Loans in Eugene, OR 97405

Looking for the best student loan rates in Eugene, OR? We make it easy to compare local offers so you can find a loan that fits your budget and goals. Supporting your education shouldn’t be stressful — let us help you explore your options with confidence.

Eugene students and families deserve loan options that offer low rates and flexible terms. By comparing offers from trusted local lenders, you can secure funding that works for you while enjoying personalized service from the community you know and trust.

New Refinance

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

4.2 - 4.52 %

∞

4.75 - 10.5 %

15 Yrs

4.99 - 16.74 %

5 - 11.43 %

5.15 - 9.4 %

5.75 - 16.75 %

6.74 - 7.74 %

15 Yrs

∞

8.6 - 9.25 %

15 Yrs

∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago. Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month.

Unitus Community's refinance loans include fixed rates ranging from 4.99% to 16.24% APR and variable rates from 4.99% to 16.74% APR. Both fixed and variable rates are unchanged from 7, 30, and 60 days ago. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Rivermark Community's student loans with variable rates ranging from 5.75% to 13.75% and fixed rates from 6.75% to 15.5% . Both the variable and fixed rates are unchanged from 7 and 30 days ago. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days.

First Technology's Fixed–Rate Loan for refinancing has a 9.25% APR today. This rate is up from the 8.6% –9.25% range seen 7 and 30 days ago.

🏦 Local Lenders in Eugene, OR

OREGON COMMUNITY CREDIT UNION — 2890 WILLAMETTE ST EUGENE OR 97405

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Lane County, OR

✅OREGON COMMUNITY CREDIT UNION

✅PACIFIC CASCADE FEDERAL CREDIT UNION

✅ONPOINT COMMUNITY CREDIT UNION

✅SELCO COMMUNITY CREDIT UNION

✅FIRST TECHNOLOGY FEDERAL CREDIT UNION

✅TWINSTAR CREDIT UNION

✅EWEB EMPLOYEES FEDERAL CREDIT UNION

✅FIRST COMMUNITY 68530 CREDIT UNION

✅PENTAGON FEDERAL CREDIT UNION

✅CENTRAL WILLAMETTE CREDIT UNION

✅GATEWAY 63476 CREDIT UNION

✅EMERALD EMPIRE FEDERAL CREDIT UNION

Compare other loan types in Eugene, OR

Why compare Student Loans in Eugene, OR on LendMesh

If you’re searching for the best student loan rates in Eugene, OR, it pays to keep exploring your options on LendMesh. Comparing different lenders helps you uncover better deals and more affordable rates tailored to your needs. Take your time and use our platform to find the right fit for your education financing—because every dollar saved brings you closer to a brighter future.

Stay informed with LendMesh’s subscription service designed for Eugene students like you. Set your target rate, whether 4% or 5%, and receive timely alerts when loan offers fall below your goal. Along with weekly or monthly updates, you’ll get expert insights, rate trends, and carefully selected loan deals delivered straight to your inbox. Join thousands of borrowers who trust LendMesh to keep them ahead of the curve.

Customers are also interested in:

Best Student Loan Rates