Student Loans in San Diego, CA

Looking for the best student loan options in San Diego, CA? Credit unions here offer competitive rates and no origination fees, making it easier to manage your college costs with friendly, local support.

Compare offers from trusted San Diego credit unions to find flexible repayment plans that fit your budget. Start your journey with confidence knowing you have options tailored to your education goals.

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Lender
APR
Term
Link
Info
americaschristiancu
2.89 - 12 %
15 Yrs
usccreditunion
3.74 - 3.99 %
fpcu
3.98 - 4.17 %
navyfederal
4.2 - 4.52 %
starone
4.25 - 9 %
dcu
4.75 - 10.5 %
15 Yrs
dupaco
5 - 11.43 %
cafcu
5.15 - 9.4 %
affinityplus
6.74 - 7.74 %
15 Yrs
firsttechfed
8.6 - 9.25 %
15 Yrs

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

America'S Christian's Private Student Loans with fixed rates from 2.89% to 12% , unchanged from 7 and 30 days ago. Their Student Line of Credit has a variable APR range of 2.91% to 13.64% , which is up from 12% a week ago. Both fixed and variable Private Refinance Loans have rates steady at 2.89% –1% 2% and 2.91% –1% 2% , respectively, compared to 7 days prior. Usc's Student Loan Refinance variable rates range from 3.74% to 3.99% APR today, unchanged from 7 and 30 days ago but down from 60 days ago when the range was 3.82% to 3.99% . The rates have stayed steady over the past month with a slight decrease compared to two months back.

Financial Partners' refinance student loans have a fixed rate of 3.98% today, unchanged from 7 and 30 days ago and down from 4.39% 60 days ago. The variable rate loan is 4.17% , also unchanged from 7 and 30 days ago but up from 4.14% 60 days ago. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Star One's Student Loan Refinance rates for variable loans range from 4.25% to 8% APR, unchanged from 7 and 30 days ago. Fixed–rate refinance loans have APRs between 5.25% and 9% , also unchanged from a week earlier. Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days.

First Technology's Fixed–Rate Loan for refinancing has a 9.25% APR today. This rate is up from the 8.6% –9.25% range seen 7 and 30 days ago.

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Why compare Student Loans in San Diego, CA on LendMesh

If you’re searching for the best credit union student loans in San Diego, CA, it’s wise to keep exploring multiple lenders on LendMesh. Comparing different options can uncover better deals and more affordable rates tailored to your needs. Taking the time to review a variety of offers helps ensure you find the loan that aligns with your financial goals and educational plans.

Consider subscribing to LendMesh for personalized loan alerts designed just for San Diego borrowers like you. Simply set your target interest rate, and we’ll notify you as soon as offers fall below that mark. With expert insights, market trends, and curated loan deals sent weekly or monthly, you’ll stay informed and ready to secure the best student loan options available.

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