Student Loans in Phoenix, AZ

Struggling with student debt in Phoenix, AZ? Explore loan options tailored to your needs, with flexible terms designed to fit your budget and lifestyle. Finding the right loan can make managing your education costs easier and less stressful.

Compare offers from trusted local lenders who understand the Phoenix community and are committed to your success. With personalized repayment plans, you can focus on building your future without the weight of overwhelming debt.

NewRefinance

Filters

Lender
APR
Term
Link
Info
dcu
6.25 - 14.5 %
∞
affinityplus
6.49 - 13.4 %
20 Yrs
∞
mayocreditunion
7.39 - 7.73 %
∞
dupaco
7.5 - 10.02 %
∞
nasafcu
7.75 - 18 %
25 Yrs
∞
bcu
8.1 - 8.25 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days.

Mayo Employees's Private Student Loans with fixed rates at 7.39% APR and variable rates at 7.73% APR, both unchanged from 7 and 30 days ago. Their Student Loan Refinancing loans have the same fixed and variable rates, also steady compared to 30 days ago. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Nasa's Deferred Repayment Line of Credit (variable) has an APR range of 7.75% to 18% today, unchanged from 7 and 30 days ago. There is no data for 30 days or longer periods. Baxter's Undergraduate Student Loan fixed rate is 8.1% APR, unchanged from 7 and 30 days ago. The variable rate for the same loan type is 8.25% APR, also unchanged from 7 and 30 days ago.

🏦 Local Lenders in Phoenix, AZ

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Maricopa County, AZ

✅TRUWEST CREDIT UNION
✅CREDIT UNION WEST CREDIT UNION
✅DESERT FINANCIAL CREDIT UNION
✅ARIZONA FINANCIAL CREDIT UNION
✅MARISOL FEDERAL CREDIT UNION
✅ONEAZ CREDIT UNION
✅COPPER STATE CREDIT UNION
✅BANNER FEDERAL CREDIT UNION
✅INTERFAITH FEDERAL CREDIT UNION
✅FIRST 68444 CREDIT UNION
✅UHAUL CREDIT UNION
✅ARIZONA CENTRAL CREDIT UNION
✅GLOBAL FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅SIERRA PACIFIC FEDERAL CREDIT UNION
✅NOTRE DAME FEDERAL CREDIT UNION
✅AERO FEDERAL CREDIT UNION
✅MOUNTAIN AMERICA FEDERAL CREDIT UNION
✅VANTAGE WEST CREDIT UNION
✅SOUTHWEST AIRLINES FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅BLUE WATER FEDERAL CREDIT UNION
✅SAN DIEGO FIREFIGHTERS FEDERAL CREDIT UNION
✅CHICAGO AVENUE GARAGE FEDERAL CREDIT UNION
✅FLORIDA WEST COAST CREDIT UNION
✅ALHAMBRA CREDIT UNION
✅SUNWEST 2226 CREDIT UNION
✅AMERICA FIRST FEDERAL CREDIT UNION
✅EM FEDERAL CREDIT UNION
✅GREENWICH MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION
✅LANDINGS CREDIT UNION
✅MAYO EMPLOYEES FEDERAL CREDIT UNION
✅FARMERS INSURANCE FEDERAL CREDIT UNION
✅UNIFY FINANCIAL FEDERAL CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅NORTHROP GRUMMAN FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅TRUGROCER FEDERAL CREDIT UNION

Compare other loan types in Phoenix, AZ

Why compare Student Loans in Phoenix, AZ on LendMesh

If you’re managing student debt in Phoenix, AZ, it pays to keep exploring your options. LendMesh makes it easy to compare multiple lenders side-by-side, helping you uncover better deals and more affordable rates tailored to your needs. Taking the time to review different offers can save you money and give you confidence that you’re making the best choice for your financial future.

Stay in the loop with LendMesh’s subscription service—simply set your target interest rate, and we’ll alert you when loan offers dip below that mark. Whether you prefer weekly or monthly updates, you’ll receive expert insights, trending rates, and curated loan deals right in your inbox. Join thousands of savvy Phoenix borrowers who trust LendMesh to help them find smarter student debt solutions without the hassle.

Customers are also interested in:

Student Debt