Student Loans in El Paso, TX

Looking for the best college loans in El Paso, TX? Start here to compare local offers with flexible repayment plans designed to fit your budget. We make it easy to find loans that support your education without overwhelming debt.

El Paso families trust lenders who understand the community and offer personalized help. Explore options from local credit unions and lenders that prioritize your success, so you can focus on what matters most—earning your degree.

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Filters

Lender
APR
Term
Link
Info
navyfederal
2.67 - 6.14 %
gtfcu
2.74 - 6.89 %
15 Yrs
soarion
2.99 - 3.03 %
elfi
2.99 - 6.75 %
15 Yrs
unitedfcu
3.03 - 12.78 %
customchoice
3.35 - 17.64 %
7 Yrs
credithuman
4.25 - 12.99 %
university-credit-union
4.74 - 15 %
dcu
6.25 - 14.5 %
25 Yrs
altra
6.49 %

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has fixed APR student loans at 2.67% , unchanged from 7 and 30 days ago. Their fixed refinance loans have a 4.2% APR, also steady over the past month. Variable refinance loans carry a 4.52% APR, with no change from 7 or 30 days ago. Greater Texas has a fixed private student loan with an APR range of 2.74% to 6.89% . These rates are unchanged from 7, 30, and 60 days ago. Soarion's in–school fixed rate loan has an APR of 2.99% , unchanged from 7 and 30 days ago. The in–school variable rate loan is at 3.03% APR, also steady compared to a week earlier. For refinancing, the fixed rate loan is 4.24% APR and the variable rate loan is 4.25% APR, both unchanged from 7 and 30 days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago, while the Undergraduate Student Loans fixed rate is also 2.99% , steady from 7 and 60 days ago. For variable rates, both Graduate and Undergraduate Student Loans are at 6.75% , with no change from 7 and 30 days ago for Graduate and from 7 and 60 days ago for Undergraduate. United's Variable Rates from 3.03% to 12.03% and Fixed Rates from 4.78% to 12.78% , both unchanged from 7 and 30 days ago. For refinancing, Fixed Rates range from 5.53% to 10.79% and Variable Rates from 5.75% to 12.25% , with no change from 30 days ago.

Custom–Choice has a Fixed Student Loan with rates ranging from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Its Variable Student Loan ranges from 3.65% to 17.64% , which is steady from 7 days ago but up from 30, 60, and 90 days ago. Credit Human's OPAL, Not UCU or UMCU fixed–rate student loans have APRs ranging from 4.25% to 12.74% and 4.5% to 12.99% today. There is no rate history available for comparison over the past 7 or 30 days. University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier.

Digital's Variable Rate Student Loans have APRs ranging from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans show rates between 4.75% and 10.5% , with no change from 7 or 60 days ago. Altra's Student Loan has an APR of 6.49% today. This rate is unchanged from 7 and 30 days ago.

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