Student Loans in El Paso, TX

Looking for the best college loans in El Paso, TX? Start here to compare local offers with flexible repayment plans designed to fit your budget. We make it easy to find loans that support your education without overwhelming debt.

El Paso families trust lenders who understand the community and offer personalized help. Explore options from local credit unions and lenders that prioritize your success, so you can focus on what matters most—earning your degree.

NewRefinance

Filters

Lender
APR
Term
Link
Info
navyfederal
4.2 - 4.52 %
soarion
4.24 - 4.25 %
dcu
4.75 - 10.5 %
15 Yrs
cafcu
5.15 - 9.4 %
unitedfcu
5.53 - 12.25 %
tdecu
5.74 - 7.24 %
8.3 Yrs
affinityplus
6.74 - 7.74 %
15 Yrs
truitycu
6.99 - 13.99 %

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union has fixed APR student loans at 2.67% , unchanged from 7 and 30 days ago. Their fixed refinance loans have a 4.2% APR, also steady over the past month. Variable refinance loans carry a 4.52% APR, with no change from 7 or 30 days ago. Soarion's in–school fixed rate loan has an APR of 2.99% , unchanged from 7 and 30 days ago. The in–school variable rate loan is at 3.03% APR, also steady compared to a week earlier. For refinancing, the fixed rate loan is 4.24% APR and the variable rate loan is 4.25% APR, both unchanged from 7 and 30 days ago.

Digital's Variable Rate Student Loans have APRs ranging from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans show rates between 4.75% and 10.5% , with no change from 7 or 60 days ago. Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. United's Variable Rates from 3.03% to 12.03% and Fixed Rates from 4.78% to 12.78% , both unchanged from 7 and 30 days ago. For refinancing, Fixed Rates range from 5.53% to 10.79% and Variable Rates from 5.75% to 12.25% , with no change from 30 days ago.

Texas Dow Employees has an Undergraduate Variable Rate Loan and a Graduate Variable Rate Loan, both with APRs ranging from 7.5% to 8% , unchanged from 7 and 30 days ago. Their Student Loan Refinance fixed–rate loan ranges from 5.74% to 7.24% APR, also unchanged from 7 and 30 days ago. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from 30 and 60 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, both steady over the past 30 and 60 days. The Student Loan Refinance program has fixed and variable rates ranging from 6.74% to 7.74% APR, also unchanged from 30 and 60 days ago.

Truity's refinance loans include a Variable Rate and a Fixed Rate, both with APRs ranging from 6.99% to 13.99% . These rates are unchanged from 7 days and 60 days ago.

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