Student Loans in El Paso, TX

Looking for the best student loans in El Paso, TX? Compare offers with low interest rates tailored to help you afford your education without breaking the bank. Local lenders understand your needs and offer flexible terms designed for students like you.

Start your journey in El Paso with confidence by exploring loan options that fit your budget and goals. Personalized support and competitive rates make it easier to focus on your studies while managing repayment smoothly after graduation.

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Lender
APR
Term
Link
Info
eecu
2.49 - 7.58 %
15 Yrs
navyfederal
2.67 - 6.14 %
gtfcu
2.74 - 6.89 %
15 Yrs
soarion
2.99 - 3.03 %
elfi
2.99 - 6.75 %
15 Yrs
togethercu
2.99 - 13.99 %
unitedfcu
3.03 - 12.78 %
customchoice
3.35 - 17.64 %
7 Yrs
credithuman
4.25 - 12.99 %
university-credit-union
4.74 - 15 %

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Eecu's Texas Extra Credit Education Loan (fixed) has an APR range of 2.49% to 7.58% today. This is down from 7 and 30 days ago, when the range was 2.49% to 8.24% . Navy Federal Credit Union has fixed APR student loans at 2.67% , unchanged from 7 and 30 days ago. Their fixed refinance loans have a 4.2% APR, also steady over the past month. Variable refinance loans carry a 4.52% APR, with no change from 7 or 30 days ago. Greater Texas has a fixed private student loan with an APR range of 2.74% to 6.89% . These rates are unchanged from 7, 30, and 60 days ago.

Soarion's in–school fixed rate loan has an APR of 2.99% , unchanged from 7 and 30 days ago. The in–school variable rate loan is at 3.03% APR, also steady compared to a week earlier. For refinancing, the fixed rate loan is 4.24% APR and the variable rate loan is 4.25% APR, both unchanged from 7 and 30 days ago. Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago, while the Undergraduate Student Loans fixed rate is also 2.99% , steady from 7 and 60 days ago. For variable rates, both Graduate and Undergraduate Student Loans are at 6.75% , with no change from 7 and 30 days ago for Graduate and from 7 and 60 days ago for Undergraduate.

Together's Graduate Fixed Rate Loan has an APR range of 2.99% to 12.99% , unchanged from 30 and 60 days ago. The Undergraduate Fixed Rate Loan's APR is 3.24% to 13.24% , also steady compared to 30 and 60 days prior. United's Variable Rates from 3.03% to 12.03% and Fixed Rates from 4.78% to 12.78% , both unchanged from 7 and 30 days ago. For refinancing, Fixed Rates range from 5.53% to 10.79% and Variable Rates from 5.75% to 12.25% , with no change from 30 days ago.

Custom–Choice's Fixed Student Loan has an APR range of 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. The Variable Student Loan's APR range is 3.65% to 17.64% , up from 30, 60, and 90 days ago but unchanged from 7 and 30 days ago. Credit Human's OPAL, Not UCU or UMCU fixed–rate student loans have APRs ranging from 4.25% to 12.74% and 4.5% to 12.99% today. There is no rate history available for comparison over the past 7 or 30 days. University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier.

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