Student Loans in El Paso, TX

Looking for the best student loan rates in El Paso, TX? Compare local offers to find flexible terms that fit your budget and help you focus on what matters—your education and future.

El Paso students and families trust lenders who understand the community and provide clear, affordable options. Start comparing today to secure a loan that supports your goals with personalized care every step of the way.

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Lender
APR
Term
Link
Info
eecu
2.49 - 7.58 %
15 Yrs
navyfederal
2.67 - 6.14 %
gtfcu
2.74 - 6.89 %
15 Yrs
soarion
2.99 - 3.03 %
elfi
2.99 - 6.75 %
15 Yrs
togethercu
2.99 - 13.99 %
unitedfcu
3.03 - 12.78 %
customchoice
3.35 - 17.64 %
7 Yrs
credithuman
4.25 - 12.99 %
university-credit-union
4.74 - 15 %

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Eecu's Texas Extra Credit Education Loan (fixed) has an APR range of 2.49% to 7.58% today. This is down from 7 and 30 days ago, when the range was 2.49% to 8.24% . Navy Federal Credit Union has fixed APR student loans at 2.67% , unchanged from 7 and 30 days ago. Their fixed refinance loans have a 4.2% APR, also steady over the past month. Variable refinance loans carry a 4.52% APR, with no change from 7 or 30 days ago. Greater Texas has a fixed private student loan with an APR range of 2.74% to 6.89% . These rates are unchanged from 7, 30, and 60 days ago.

Soarion's in–school fixed rate loan has an APR of 2.99% , unchanged from 7 and 30 days ago. The in–school variable rate loan is at 3.03% APR, also steady compared to a week earlier. For refinancing, the fixed rate loan is 4.24% APR and the variable rate loan is 4.25% APR, both unchanged from 7 and 30 days ago. Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago, while the Undergraduate Student Loans fixed rate is also 2.99% , steady from 7 and 60 days ago. For variable rates, both Graduate and Undergraduate Student Loans are at 6.75% , with no change from 7 and 30 days ago for Graduate and from 7 and 60 days ago for Undergraduate.

Together's Graduate Fixed Rate Loan has an APR range of 2.99% to 12.99% , unchanged from 7 and 30 days ago. The Undergraduate Fixed Rate Loan shows a range of 3.24% to 13.24% , unchanged from both 7 and 30 days ago. United's Variable Rates from 3.03% to 12.03% and Fixed Rates from 4.78% to 12.78% , both unchanged from 7 and 30 days ago. For refinancing, Fixed Rates range from 5.53% to 10.79% and Variable Rates from 5.75% to 12.25% , with no change from 30 days ago.

Custom–Choice has a Fixed Student Loan with rates ranging from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Its Variable Student Loan ranges from 3.65% to 17.64% , which is steady from 7 days ago but up from 30, 60, and 90 days ago. Credit Human's OPAL, Not UCU or UMCU fixed–rate student loans have APRs ranging from 4.25% to 12.74% and 4.5% to 12.99% today. There is no rate history available for comparison over the past 7 or 30 days. University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier.

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If you’re in El Paso, TX and exploring student finance interest rates, it’s worth taking the time to compare multiple lenders on LendMesh. Different lenders offer varying rates and terms, so browsing through your options can help you find a loan that fits your budget and goals. Keep an eye out for deals that match your needs—small differences in interest rates can make a big impact over the life of your loan.

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