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Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-31
Credit Union Loan Rates - Trends & Analysis:
Mainstreet's Fixed Student Loan has a 2.09% APR today, unchanged from 7 and 30 days ago but down from 30 days ago. The Variable Student Loan rate is 3.46% , down from 7 and 30 days ago. For refinancing, the Fixed Rate loan is 3.98% , steady from 7 and 30 days ago but lower than 60 days ago, while the Variable Rate refinance loan is 4.17% , unchanged from 7 and 30 days ago and down from 30 days Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.
Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.
Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Communityamerica's Undergraduate Variable Rate Loan has an APR range of 5.24% to 10.75% , unchanged from both 7 and 30 days ago. The Graduate Fixed Rate Loan shows rates between 7% and 12.75% , also unchanged from 7 and 30 days ago.
Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days. Truity's Undergraduate Student Loans with fixed rates ranging from 1.94% to 17.99% and variable rates from 3.89% to 17.99% . Their refinance loans include fixed and variable rates both starting at 6.99% and going up to 13.99% . No rate changes are shown for the past 7 or 30 days.
First Technology's Fixed–Rate Loan for refinancing has a 9.25% APR today. This rate is up from the 8.6% –9.25% range seen 7 and 30 days ago.