Student Loans in Joplin, MO

Looking for the lowest student loan rates in Joplin, MO? We make it easy to compare offers so you can find the best fit for your budget and goals. Our local lenders understand your needs and offer flexible options to help you succeed.

Start your journey with trusted Joplin credit unions that combine great rates with friendly, personalized service. Whether you’re a student or a family member supporting education, we’re here to help you make smart, confident choices for a brighter future.

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Lender
APR
Term
Link
Info
mainstreetcu
3.98 - 4.17 %
navyfederal
4.2 - 4.52 %
dcu
4.75 - 10.5 %
15 Yrs
dupaco
5 - 11.43 %
cafcu
5.15 - 9.4 %
communityamerica
6.24 - 13.25 %
affinityplus
6.74 - 7.74 %
15 Yrs
firsttechfed
8.6 - 9.25 %
15 Yrs

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Mainstreet's Fixed Student Loan has a 2.09% APR today, unchanged from 7 and 30 days ago but down from 30 days ago. The Variable Student Loan rate is 3.46% , down from 7 and 30 days ago. For refinancing, the Fixed Rate loan is 3.98% , steady from 7 and 30 days ago but lower than 60 days ago, while the Variable Rate refinance loan is 4.17% , unchanged from 7 and 30 days ago and down from 30 days Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Communityamerica's Undergraduate Variable Rate Loan has an APR range of 5.24% to 10.75% , unchanged from both 7 and 30 days ago. The Graduate Fixed Rate Loan shows rates between 7% and 12.75% , also unchanged from 7 and 30 days ago.

Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days. First Technology's Fixed–Rate Loan for refinancing has a 9.25% APR today. This rate is up from the 8.6% –9.25% range seen 7 and 30 days ago.

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