Student Loans in Waterloo, IA

If you’re in Waterloo, IA and looking to lower your student loan payments, refinancing could be the key. Compare local and national lenders to find the best rates and terms tailored to your needs—so you can save money without the hassle.

Refinancing student loans in Waterloo means you get access to personalized service and options designed for your goals. Take control of your debt today by exploring offers that fit your budget and future plans, helping you focus on what matters most—your education and career.

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Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
collinscu
2.45 - 8.7 %
connexuscu
2.45 - 8.7 %
cafcu
2.45 - 8.7 %
navyfederal
2.67 - 6.14 %
elfi
2.99 - 6.75 %
15 Yrs
customchoice
3.35 - 17.22 %
cccu
3.74 - 13.49 %
university-credit-union
4.74 - 15 %
c1stcreditunion
5.24 - 11.74 %

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. Collins Community's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago but down from 60 days ago. The Student Loan Refinance fixed rate ranges from 5.4% to 9.65% , unchanged from 7 and 30 days ago but up from 30 and 60 days ago.

Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago. Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago. The variable rate for Graduate Student Loans is 6.75% , also steady over the same periods. Undergraduate Student Loans show the same fixed rate of 2.99% and variable rate of 6.75% , both unchanged from 60 days ago. Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago.

City & County's fixed–rate student loans with APRs ranging from 3.74% to 13.24% , unchanged from both 7 and 30 days ago. Their variable–rate loans have APRs between 4.99% and 13.49% , also showing no change compared to 7 and 30 days prior. University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier. Community 1St's fixed–rate student loans with APRs ranging from 5.24% to 11.74% , unchanged from 30 and 60 days ago. Their variable–rate loans range from 7.5% to 10.75% , also steady compared to 30 and 60 days prior. For refinancing, fixed rates range from 5.25% to 10.75% , and variable rates range from 6.25% to 9.75% , both unchanged from 7 and 30 days ago.

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Why compare Student Loans in Waterloo, IA on LendMesh

If you’re exploring the best student loan refinancing options in Waterloo, IA, keeping an eye on multiple lenders can help you discover more competitive rates and better terms. LendMesh makes it easy to compare offers side by side, so you can make informed decisions that fit your financial goals without any pressure. Take your time to find the deal that works best for you and your future.

Consider subscribing to LendMesh’s tailored alerts to stay on top of changing rates and new offers in Waterloo, IA. Simply set your target interest rate, and we’ll notify you when deals fall below that number. With weekly or monthly updates packed with expert insights and carefully selected loan opportunities, you’ll be among thousands of borrowers who trust LendMesh to help them refinance smarter and save more.

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