Student Loans in Ames, IA

Looking for the best federal student loan rates in Ames, IA? Compare offers from trusted local lenders to find affordable options tailored to your needs. With flexible repayment plans, you can confidently manage your education expenses without the stress.

Ames students and families deserve clear, friendly support when financing college. Explore personalized loan options that fit your budget and goals—plus enjoy the benefits of working with community-focused credit unions right here in Iowa. Start your journey to affordable education today.

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Filters

Lender
APR
Term
Link
Info
navyfederal
4.2 - 4.52 %
dcu
4.75 - 10.5 %
15 Yrs
dupaco
5 - 11.43 %
cafcu
5.15 - 9.4 %
collinscu
5.15 - 9.65 %
c1stcreditunion
5.25 - 10.75 %
affinityplus
6.74 - 7.74 %
15 Yrs
firsttechfed
8.6 - 9.25 %
15 Yrs

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago. Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month.

Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month. Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago.

Collins Community's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago but down from 60 days ago. The Student Loan Refinance fixed rate ranges from 5.4% to 9.65% , unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Community 1St's fixed–rate student loans with APRs ranging from 5.24% to 11.74% , unchanged from 30 and 60 days ago. Their variable–rate loans range from 7.5% to 10.75% , also steady compared to 30 and 60 days prior. For refinancing, fixed rates range from 5.25% to 10.75% , and variable rates range from 6.25% to 9.75% , both unchanged from 7 and 30 days ago.

Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days. First Technology's Fixed–Rate Loan for refinancing has a 9.25% APR today. This rate is up from the 8.6% –9.25% range seen 7 and 30 days ago.

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Federal Student Loan Rates