Student Loans in Louisville, KY 40214

Looking for the best student debt rates in Louisville, KY? Compare local loan offers tailored to your needs, with flexible repayment plans that fit your budget. You deserve a loan that supports your goals without overwhelming your future.

Louisville’s trusted credit unions provide competitive rates and personalized service to help you manage your student loans with confidence. Start comparing today and take control of your educational journey right here in your community.

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3.98 - 4.17 %

∞

4.2 - 4.52 %

∞

4.75 - 10.5 %

15 Yrs

∞

5 - 11.43 %

∞

5.15 - 9.4 %

∞

6.74 - 7.74 %

15 Yrs

∞

8.6 - 9.25 %

15 Yrs

∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Commonwealth's Private Student Loans have a fixed rate of 2.09% today, down from 2.64% both 7 and 30 days ago. The variable rate loan is 3.46% , also down from 3.48% over the same periods. For refinancing, the fixed rate is 3.98% , unchanged from 7 and 30 days ago but lower than 30 days ago, while the variable refinance rate is 4.17% , down from 4.19% at 7 and 30 days. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days.

First Technology's Fixed–Rate Loan for refinancing has a 9.25% APR today. This rate is up from the 8.6% –9.25% range seen 7 and 30 days ago.

🏦 Local Lenders in Louisville, KY

BEACON COMMUNITY CREDIT UNION — 7910 NATIONAL TPKE LOUISVILLE KY 40214
CLASS ACT FEDERAL CREDIT UNION — 7601 SAINT ANDREWS CHURCH RD LOUISVILLE KY 40214
L & N FEDERAL CREDIT UNION — 4700 SOUTHERN PKWY LOUISVILLE KY 40214

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