Student Loans in Chapel Hill, NC

Balancing student loans while dreaming of homeownership in Chapel Hill, NC? You’re not alone. Compare local student loan offers that fit your budget and help you manage payments with ease—so you can focus on both your education and your future home.

Finding the right loan shouldn’t be complicated. Explore flexible repayment plans tailored for Chapel Hill residents, designed to support your journey from school to settling into your new home. Start comparing today and take the first step toward financial peace of mind.

NewRefinance

Filters

Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
∞
centra
1.95 - 17.64 %
∞
revfcu
1.95 - 17.64 %
∞
marinefederalhb
1.99 - 17.64 %
∞
connexuscu
2.45 - 8.7 %
∞
cafcu
2.45 - 8.7 %
∞
navyfederal
2.67 - 6.14 %
∞
elfi
2.99 - 6.75 %
15 Yrs
∞
customchoice
3.35 - 17.22 %
∞
credithuman
4.25 - 12.99 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. Centra's Undergraduate student loan (fixed) has a range of 1.95% to 17.49% APR today, down from 1.99% to 17.49% seven days ago and 2.39% to 17.49% thirty days ago. The Medical school loan (fixed) rate is 1.95% to 14.97% APR today, down from 2.89% to 14.97% sixty days ago.

Rev's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 2.19% to 17.49% seven days ago and 2.39% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.29% to 14.97% thirty days ago and 2.89% to 14.97% sixty days ago. Marine's undergraduate student loan (fixed) has a range of 1.99% to 17.49% APR today, down from 2.19% to 17.49% seven days ago and 2.49% to 17.49% thirty days ago. The career training loan (fixed) is 1.99% to 17.64% APR, down from 2.19% to 17.64% seven days ago.

Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago. Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago. The variable rate for Graduate Student Loans is 6.75% , also steady over the same periods. Undergraduate Student Loans show the same fixed rate of 2.99% and variable rate of 6.75% , both unchanged from 60 days ago. Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago.

Credit Human's OPAL, Not UCU or UMCU fixed–rate student loans have APRs ranging from 4.25% to 12.74% and 4.5% to 12.99% today. There is no rate history available for comparison over the past 7 or 30 days.

🏦 Local Lenders in Chapel Hill, NC

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Orange County, NC

✅ELECTEL COOPERATIVE FEDERAL CREDIT UNION
✅STATE EMPLOYEES CREDIT UNION
✅COASTAL FEDERAL CREDIT UNION
✅LATINO COMMUNITY CREDIT UNION

Compare other loan types in Chapel Hill, NC

Why compare Student Loans in Chapel Hill, NC on LendMesh

If you’re in Chapel Hill, NC and managing student loans while searching for a home loan, it’s worth exploring multiple lenders to find the best rates and terms for your situation. Using LendMesh, you can easily compare options side by side, helping you uncover better deals and more affordable solutions without any pressure. Take your time and make confident choices that fit your financial goals.

Stay informed by subscribing to LendMesh’s personalized alerts tailored for Chapel Hill homebuyers like you. Simply set your desired rate—whether it’s 4%, 5%, or another target—and receive timely notifications when offers fall below your threshold. Along with weekly or monthly updates, you’ll get expert insights, market trends, and curated loan deals delivered directly to your inbox, empowering you to act quickly when the right opportunity arises.

Customers are also interested in:

Home Loan With Student Loans