Student Loans in Luray, VA

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Lender
APR
Term
Link
Info
1stadvantage
3.98 - 4.2 %
university-credit-union
4.24 - 12.99 %
ussfcu
4.25 - 11 %
navyfederal
4.45 - 4.77 %
dcu
4.75 - 10.5 %
15 Yrs
affinityplus
6.74 - 7.74 %
15 Yrs

Looking for the best student loans in Luray, VA? Compare local loan options with flexible plans designed to fit your budget and help you focus on your studies without worry.

Our friendly team understands the needs of Luray families and offers competitive rates plus personalized support. Explore your choices today and take a confident step toward your college goals.

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-23

Credit Union Loan Rates - Trends & Analysis:

1St Advantage's Fixed Rate Refinance loan has an APR of 3.98% , unchanged from both 7 and 30 days ago. The Variable Rate Refinance loan is at 4.2% APR today, up from 4.17% seven days ago and 4.19% thirty days ago. University's Fixed Rate Loan Solution with APRs ranging from 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution has rates between 5% and 15% , also steady compared to the past week and month. For refinancing, fixed rates start at 4.24% and variable rates begin at 5.49% .

United States Senate's an Undergraduate Fixed Rate Loan with APRs from 4.5% to 13.25% and a Variable Rate Refinance loan ranging from 4.25% to 8.25% . The refinance variable rates are unchanged from both 7 and 30 days ago. Fixed Rate Refinance loans have APRs between 6% and 11% , also steady compared to 7 and 30 days prior. Navy Federal Credit Union's Fixed APR for student loans is 2.67% , unchanged from 7 and 30 days ago but down from 2.92% 60 days ago. The Fixed APR for refinance loans is 4.45% , up from 4.2% seven and 30 days ago. Variable APR for refinance loans is 4.77% , also up from 4.52% seven and 30 days ago.

Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , steady compared to 30, 60, and 90 days ago. Affinity Plus has an Undergraduate Line of Credit (fixed) with an APR of 6.49% , unchanged from 7, 30, and 60 days ago but down from 6.99% 90 days ago. The Graduate Line of Credit (fixed) is 7.99% , steady from 7, 30, and 60 days ago and lower than 8.1% 90 days ago.

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