Student Loans in Philadelphia, PA

Looking to lower your student loan payments in Philadelphia, PA? Refinancing with a local credit union can save you money and offer flexible repayment options tailored to your needs. Compare offers from trusted community lenders right here to find the best fit for your financial goals.

Philadelphia’s credit unions know this city and its students well. With personalized service and potential local benefits, refinancing your student loans through a Philly credit union can make managing debt easier. Start comparing today to take control of your student loans and plan for a brighter financial future.

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Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
∞
americanheritagecu
1.95 - 17.64 %
∞
eriefcu
1.95 - 17.64 %
∞
psecu
1.95 - 17.64 %
∞
belco
2.08 - 17.64 %
∞
citadelbanking
2.08 - 17.64 %
∞
diamondcu
2.08 - 17.64 %
∞
patriotfcu
2.08 - 17.64 %
∞
fmfcu
2.09 - 3.49 %
∞
connexuscu
2.45 - 8.7 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. American Heritage's Medical school loan (fixed) has an APR range of 1.95% to 14.97% , unchanged from 7 and 30 days ago but down from 30 and 60 days ago. The Medical school loan (variable) APR is 3.75% to 14.46% , unchanged from 7 and 60 days ago but up from 30 days ago.

Erie has a Medical School Loan (fixed) with rates from 1.95% to 14.97% APR and a Bar Exam Loan (fixed) ranging from 7.01% to 15.26% APR. Both loans have no change in rates compared to 7 and 30 days ago. Pennsylvania State Employees' Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and lower than 2.39% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% a week ago.

Belco Community Credit Union's Undergraduate student loan (fixed) has an APR range of 2.08% to 17.49% , up from 1.95% to 17.49% seven days ago but down from 2.09% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 2.08% to 14.97% , down from 2.89% to 14.97% ninety days ago. Citadel's Undergraduate student loan (fixed) has an APR range of 2.08% to 17.49% , down from 2.39% to 17.49% 60 days ago and 2.89% to 17.49% 90 days ago. The Medical school loan (fixed) APR is 2.08% to 14.97% , down from 2.29% to 14.97% 60 days ago. Both loans show lower minimum rates compared to two months ago.

Diamond's Undergraduate student loan (fixed) has an APR range of 2.08% to 17.49% , which is up from 2.89% to 17.49% 90 days ago but unchanged from 7 and 30 days ago. The Undergraduate student loan (variable) APR is 3.75% to 16.95% , unchanged from 7 and 60 days ago but up from 3.62% to 16.25% 90 days ago. Patriot's Undergraduate student loan (fixed) has an APR range of 2.08% to 17.49% , up from 1.95% to 17.49% seven days ago but down from 1.99% to 17.49% thirty days ago. The Medical school loan (variable) shows a range of 3.75% to 14.46% , unchanged from seven days ago but up from 3.62% to 14.33% thirty days ago.

Franklin Mint's private fixed student loan rate is 2.09% APR, unchanged from 7 and 30 days ago but down from 4.39% ninety days ago. The refinance fixed rate loan is 3.98% APR, steady from 7 and 30 days ago and lower than 60 days ago. Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago.

🏦 Local Lenders in Philadelphia, PA

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🏘️ All the Lenders Available in Philadelphia County, PA

✅ARDENT FEDERAL CREDIT UNION
✅S I PHILADELPHIA FEDERAL CREDIT UNION
✅FEDCHOICE FEDERAL CREDIT UNION
✅FRANKLIN MINT FEDERAL CREDIT UNION
✅PENN FEDERAL CREDIT UNION
✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
✅AMERICAN HERITAGE FEDERAL CREDIT UNION
✅TRUMARK FINANCIAL CREDIT UNION
✅PHILADELPHIA FEDERAL CREDIT UNION
✅POLICE FIRE CREDIT UNION
✅SERVICE STATION DEALERS FEDERAL CREDIT UNION
✅SUN 7064 CREDIT UNION
✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION
✅UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION
✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION
✅DEMOCRACY FEDERAL CREDIT UNION
✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION
✅PINN MEMORIAL FEDERAL CREDIT UNION
✅NEW LIFE FEDERAL CREDIT UNION
✅TRANSIT WORKERS FEDERAL CREDIT UNION
✅FREEDOM 60275 CREDIT UNION
✅EVERENCE FEDERAL CREDIT UNION
✅MABC CREDIT UNION
✅RELIANCE 4120 CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅NORTHWOOD FEDERAL CREDIT UNION
✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION
✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
✅EAGLE ONE FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION

Compare other loan types in Philadelphia, PA

Why compare Student Loans in Philadelphia, PA on LendMesh

If you’re a student or graduate in Philadelphia, PA, exploring credit union student loan refinancing, it’s wise to keep comparing lenders on LendMesh. This way, you can uncover better deals and more affordable rates tailored to your financial goals. Taking a moment to explore your options helps ensure you’re making informed decisions that support your education and future.

Consider subscribing to LendMesh’s personalized alerts to stay updated without the hassle. Simply set your target rate, and we’ll notify you when offers fall below that threshold. Whether you choose weekly or monthly updates, you’ll receive expert insights, rate trends, and carefully selected loan deals—helping Philadelphia borrowers like you stay ahead and seize the best opportunities.

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