Student Loans in Philadelphia, PA

Looking for the best way to manage your federal student loans in Philadelphia? Compare local loan offers tailored to your needs, with competitive rates and flexible plans designed to fit your budget.

Join many Philly students who find personalized support and smart repayment options that make paying back easier. Start comparing today and take control of your student loan journey right here in Pennsylvania.

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Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
∞
americanheritagecu
1.95 - 17.64 %
∞
eriefcu
1.95 - 17.64 %
∞
psecu
1.95 - 17.64 %
∞
belco
2.08 - 17.64 %
∞
citadelbanking
2.08 - 17.64 %
∞
diamondcu
2.08 - 17.64 %
∞
patriotfcu
2.08 - 17.64 %
∞
fmfcu
2.09 - 3.49 %
∞
connexuscu
2.45 - 8.7 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. American Heritage's Medical school loan (fixed) has an APR range of 1.95% to 14.97% , unchanged from 7 and 30 days ago but down from 30 and 60 days ago. The Medical school loan (variable) APR is 3.75% to 14.46% , unchanged from 7 and 60 days ago but up from 30 days ago.

Erie has a Medical School Loan (fixed) with rates from 1.95% to 14.97% APR and a Bar Exam Loan (fixed) ranging from 7.01% to 15.26% APR. Both loans have no change in rates compared to 7 and 30 days ago. Pennsylvania State Employees' Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and lower than 2.39% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% a week ago.

Belco Community Credit Union's Undergraduate student loan (fixed) has an APR range of 2.08% to 17.49% , up from 1.95% to 17.49% seven days ago but down from 2.09% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 2.08% to 14.97% , down from 2.89% to 14.97% ninety days ago. Citadel's Undergraduate student loan (fixed) has an APR range of 2.08% to 17.49% , down from 2.39% to 17.49% 60 days ago and 2.89% to 17.49% 90 days ago. The Medical school loan (fixed) APR is 2.08% to 14.97% , down from 2.29% to 14.97% 60 days ago. Both loans show lower minimum rates compared to two months ago.

Diamond's Undergraduate student loan (fixed) has an APR range of 2.08% to 17.49% , which is up from 2.89% to 17.49% 90 days ago but unchanged from 7 and 30 days ago. The Undergraduate student loan (variable) APR is 3.75% to 16.95% , unchanged from 7 and 60 days ago but up from 3.62% to 16.25% 90 days ago. Patriot's Undergraduate student loan (fixed) has an APR range of 2.08% to 17.49% , up from 1.95% to 17.49% seven days ago but down from 1.99% to 17.49% thirty days ago. The Medical school loan (variable) shows a range of 3.75% to 14.46% , unchanged from seven days ago but up from 3.62% to 14.33% thirty days ago.

Franklin Mint's private fixed student loan rate is 2.09% APR, unchanged from 7 and 30 days ago but down from 4.39% ninety days ago. The refinance fixed rate loan is 3.98% APR, steady from 7 and 30 days ago and lower than 60 days ago. Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago.

🏦 Local Lenders in Philadelphia, PA

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🏘️ All the Lenders Available in Philadelphia County, PA

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✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
✅EAGLE ONE FEDERAL CREDIT UNION
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