Student Loans in Philadelphia, PA

Looking for student loan options in Philadelphia, PA? Compare interest rates from trusted local lenders to find a plan that fits your budget and goals. We make it simple to explore flexible repayment options designed with Philly students in mind.

Whether you’re just starting college or managing existing loans, local lenders in Philadelphia offer personalized support to help you succeed. Discover competitive rates and repayment plans that keep your future bright without overwhelming your finances.

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Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
∞
americanheritagecu
1.95 - 17.64 %
∞
belco
1.95 - 17.64 %
∞
citadelbanking
1.95 - 17.64 %
∞
diamondcu
1.95 - 17.64 %
∞
eriefcu
1.95 - 17.64 %
∞
patriotfcu
1.95 - 17.64 %
∞
psecu
1.95 - 17.64 %
∞
fmfcu
2.09 - 3.46 %
∞
connexuscu
2.45 - 8.7 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. American Heritage's Medical school loan (fixed) has an APR range of 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. The Undergraduate student loan (fixed) APR is 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.39% to 17.49% thirty days ago, with a further decrease from 2.89% to 17.49% sixty days ago.

Belco Community Credit Union's Undergraduate student loan (fixed) has a rate range of 1.95% to 17.49% today, down from 2.09% to 17.49% seven days ago and 2.39% to 17.49% thirty days ago, with the 60–day rate higher at 2.89% to 17.49% . The Medical school loan (fixed) rate is 1.95% to 14.97% today, down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. Citadel's Undergraduate student loan (fixed) has a range of 1.95% to 17.49% APR today, down from 2.39% to 17.49% thirty days ago and 2.89% to 17.49% sixty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.29% to 14.97% thirty days ago.

Diamond's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 2.09% to 17.49% seven days ago and 2.39% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.29% to 14.97% thirty days ago and 2.89% to 14.97% sixty days ago. Erie's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , unchanged from 7 and 30 days ago but down from 30 and 60 days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 30 days ago.

Patriot's Medical school loan (fixed) has an APR range of 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. The Undergraduate student loan (fixed) APR is 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago, 2.39% to 17.49% thirty days ago, and 2.89% to 17.49% sixty days ago. Pennsylvania State Employees' Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and lower than 2.39% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% a week ago.

Franklin Mint's private fixed student loan rate is 2.09% today, down from 4.39% 60 days ago. The private variable rate is 3.46% , also lower than 60 days ago when it was 4.14% . For refinancing, the fixed rate is 3.98% , unchanged from 7 and 30 days ago but down from 4.39% 30 days ago. The variable refinance rate is 4.17% , down slightly from 4.19% both 7 and 30 days ago. Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago.

🏦 Local Lenders in Philadelphia, PA

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🏘️ All the Lenders Available in Philadelphia County, PA

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✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
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✅PINN MEMORIAL FEDERAL CREDIT UNION
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✅TRANSIT WORKERS FEDERAL CREDIT UNION
✅FREEDOM 60275 CREDIT UNION
✅EVERENCE FEDERAL CREDIT UNION
✅MABC CREDIT UNION
✅RELIANCE 4120 CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅NORTHWOOD FEDERAL CREDIT UNION
✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION
✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
✅EAGLE ONE FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION

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