Student Loans in Philadelphia, PA

Looking for an education loan in Philadelphia, PA? Compare local student loan offers designed to fit your budget and goals. With flexible repayment plans and friendly support, you can find the right loan to help you succeed without stress.

Start your journey with trusted Philadelphia lenders who understand your needs. Get personalized guidance and explore options that make paying for school easier, so you can focus on what matters most—your education and future.

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Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
∞
americanheritagecu
1.95 - 17.64 %
∞
eriefcu
1.95 - 17.64 %
∞
psecu
1.95 - 17.64 %
∞
belco
2.08 - 17.64 %
∞
citadelbanking
2.08 - 17.64 %
∞
diamondcu
2.08 - 17.64 %
∞
patriotfcu
2.08 - 17.64 %
∞
fmfcu
2.09 - 3.49 %
∞
connexuscu
2.45 - 8.7 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. American Heritage's Medical school loan (fixed) has an APR range of 1.95% to 14.97% , unchanged from 7 and 30 days ago but down from 30 and 60 days ago. The Medical school loan (variable) APR is 3.75% to 14.46% , unchanged from 7 and 60 days ago but up from 30 days ago.

Erie has a Medical School Loan (fixed) with rates from 1.95% to 14.97% APR and a Bar Exam Loan (fixed) ranging from 7.01% to 15.26% APR. Both loans have no change in rates compared to 7 and 30 days ago. Pennsylvania State Employees' Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and lower than 2.39% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% a week ago.

Belco Community Credit Union's Undergraduate student loan (fixed) has an APR range of 2.08% to 17.49% , up from 1.95% to 17.49% seven days ago but down from 2.09% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 2.08% to 14.97% , down from 2.89% to 14.97% ninety days ago. Citadel's Undergraduate student loan (fixed) has an APR range of 2.08% to 17.49% , down from 2.39% to 17.49% 60 days ago and 2.89% to 17.49% 90 days ago. The Medical school loan (fixed) APR is 2.08% to 14.97% , down from 2.29% to 14.97% 60 days ago. Both loans show lower minimum rates compared to two months ago.

Diamond's Undergraduate student loan (fixed) has an APR range of 2.08% to 17.49% , which is up from 2.89% to 17.49% 90 days ago but unchanged from 7 and 30 days ago. The Undergraduate student loan (variable) APR is 3.75% to 16.95% , unchanged from 7 and 60 days ago but up from 3.62% to 16.25% 90 days ago. Patriot's Undergraduate student loan (fixed) has an APR range of 2.08% to 17.49% , up from 1.95% to 17.49% seven days ago but down from 1.99% to 17.49% thirty days ago. The Medical school loan (variable) shows a range of 3.75% to 14.46% , unchanged from seven days ago but up from 3.62% to 14.33% thirty days ago.

Franklin Mint's private fixed student loan rate is 2.09% APR, unchanged from 7 and 30 days ago but down from 4.39% ninety days ago. The refinance fixed rate loan is 3.98% APR, steady from 7 and 30 days ago and lower than 60 days ago. Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago.

🏦 Local Lenders in Philadelphia, PA

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🏘️ All the Lenders Available in Philadelphia County, PA

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✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
✅AMERICAN HERITAGE FEDERAL CREDIT UNION
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✅SERVICE STATION DEALERS FEDERAL CREDIT UNION
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✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION
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✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION
✅DEMOCRACY FEDERAL CREDIT UNION
✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION
✅PINN MEMORIAL FEDERAL CREDIT UNION
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✅TRANSIT WORKERS FEDERAL CREDIT UNION
✅FREEDOM 60275 CREDIT UNION
✅EVERENCE FEDERAL CREDIT UNION
✅MABC CREDIT UNION
✅RELIANCE 4120 CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅NORTHWOOD FEDERAL CREDIT UNION
✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION
✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
✅EAGLE ONE FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION

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Why compare Student Loans in Philadelphia, PA on LendMesh

If you’re applying for an education loan in Philadelphia, PA, take the time to explore multiple lenders on LendMesh. Comparing options can help you discover better deals and more affordable rates tailored to your unique needs. This way, you can confidently choose a loan that fits your budget and supports your educational goals without feeling rushed.

Consider subscribing to LendMesh for personalized loan alerts that keep you informed about the best rates in Philadelphia. Simply set your target interest rate, and we’ll notify you when offers fall below that threshold. With regular updates featuring expert advice and carefully selected loan deals, you’ll stay empowered to make smart borrowing decisions throughout your education journey.

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