Student Loans in Philadelphia, PA

Looking for the best student loan rates in Philadelphia, PA? Compare local credit unions and lenders to find affordable options tailored to your needs. We make it easy to explore flexible repayment plans that fit your budget and help you focus on what matters—your education.

Philadelphia students and families deserve trustworthy support when financing school. By comparing offers from trusted community lenders, you can secure competitive rates and access resources designed to help you succeed. Start your journey toward a bright future with confidence today.

NewRefinance

Filters

Lender
APR
Term
Link
Info
clearviewfcu
3.75 - 12 %
∞
fmfcu
3.98 - 4.17 %
∞
navyfederal
4.2 - 4.52 %
∞
msdfcu
4.5 - 11.5 %
∞
dcu
4.75 - 10.5 %
15 Yrs
∞
dupaco
5 - 11.43 %
∞
cafcu
5.15 - 9.4 %
∞
affinityplus
6.74 - 7.74 %
15 Yrs
∞
firsttechfed
8.6 - 9.25 %
15 Yrs
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Clearview's refinance loans have a variable APR range of 3.75% to 10.25% and a fixed APR range of 5.49% to 12% , both unchanged from 7 and 30 days ago. The undergraduate variable rate loan starts at 5.24% , while the graduate school fixed rate loan begins at 8.5% , with no rate history available for comparison. Franklin Mint's private fixed student loan rate is 2.09% today, down from 4.39% 60 days ago. The private variable rate is 3.46% , also lower than 60 days ago when it was 4.14% . For refinancing, the fixed rate is 3.98% , unchanged from 7 and 30 days ago but down from 4.39% 30 days ago. The variable refinance rate is 4.17% , down slightly from 4.19% both 7 and 30 days ago.

Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago. Merck Sharp & Dohme's refinance student loans with variable rates ranging from 4.5% to 10.5% and fixed rates from 4.99% to 11.5% . Both the variable and fixed refinance rates are unchanged from 7 and 30 days ago.

Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month. Dupaco Community's variable rates from 7.5% to 9.75% and fixed rates ranging from 7.77% to 10.02% , both unchanged from 7 and 30 days ago. Their student loan refinance fixed rates start at 5% and go up to 11.43% , while the refinance variable rates range from 7% to 8.5% , with no change over the past week or month.

Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days.

First Technology's Fixed–Rate Loan for refinancing has a 9.25% APR today. This rate is up from the 8.6% –9.25% range seen 7 and 30 days ago.

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