Credit Union Loan Rates - Trends & Analysis:
Redstone has a Credit builder loan with an APR of 1% , which has stayed the same over the past 90 days. Their HELOC–classic has a rate of 7.88% today, down from 8.12% 30 days ago. The Personal line of credit/overdraft is at 12.29% APR, also lower than it was 30 and 60 days ago. Affinity's personal loan has an APR of 12.5% , which is unchanged from both 7 and 30 days ago. The certificate secured loan rate is 2% APR and has also stayed steady over the past month. Meanwhile, Privateline overdraft protection is at 14.25% APR today, down from 14.75% 30 days ago but the same as 7 days ago.
All In has a Certificate secured loan and a Share secured loan, both with an APR of 3% , unchanged from 7, 30, 60, and 90 days ago. Their Open–end line of credit and unsecured loans have a 14.99% APR, while the Secured open–end line of credit is at 15.99% , with no changes over the same periods. State Department's personal loans with rates starting at 9.74% APR for terms between 25 to 60 months and 8.74% APR for loans up to 24 months. The Moneyline line–of–credit has a rate of 11.75% APR, while the Share secured loan starts at 3.05% APR. Unchanged from 7 or 30 days ago.
Connexus' personal line of credit (flex) has an APR of 13.24% today, unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The flexplus line of credit is at 11.74% , also steady from last week and down from a month ago. Savings secured loans remain at 4.02% , with no change over the past 90 days. Avadian s boat loans with an APR of 5.75% , which has stayed the same over the past 7 days. Home improvement loans for 36 months have a rate of 8.24% , also unchanged from a week ago. Both rates provide clear terms for borrowers looking for specific loan types.
Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago. Alabama has a Lifestyle loan with an APR of 6.75% , which has stayed the same over the past 7, 30, and 60 days. The Line of credit, overdraft & installment loans have a 10.75% APR, also unchanged during that time. Honda's an Equity advantage line of credit with an APR of 7% and an Equity one–fixed loan at 7.25% . Both rates have stayed the same compared to 7 and 30 days ago. The Unsecured loan has a 11.24% APR with no recent changes in the rate.
Pen Air has a personal loan with an APR of 7.9% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a fixed APR of 14.9% , also unchanged from 7 and 30 days ago. Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago. This rate is lower than the 8.99% seen 30, 60, and 90 days ago. Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods.
Baxter has a personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. Its personal line of credit has an APR of 8.99% , unchanged from 7 and 30 days ago but lower than it was 30, 60, and 90 days ago. Navy Federal Credit Union’s debt consolidation loan and home improvement loan both have an APR of 8.74% today. These rates are unchanged from 7 and 30 days ago but lower than the 8.99% rate seen 30, 60, and 90 days ago. The personal expense loan also shares this same APR pattern.