Redstone Credit Union Huntsville AL | Top Auto Loans & Rewards Cards

Introduction

Welcome to Redstone, your trusted partner in financial well-being since 1951. Located at 220 Wynn Dr, Huntsville, AL 35893, our main office is dedicated to serving our community with a personal touch. We take pride in fostering relationships that empower our members to achieve their financial goals. With over 813,194 members and total assets exceeding $7.8 billion, Redstone stands strong as a pillar of support in the Huntsville area. At Redstone, we believe that every dollar counts, which is why we have an impressive $305,883,216 in deposits and a robust net worth of $1,011,949,770. Our commitment to you goes beyond numbers; it's about delivering exceptional service and tailored financial solutions. Whether you're seeking a loan or simply looking to open a checking account, our experienced team is here to guide you every step of the way. While you can reach us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 220 Wynn Dr, Huntsville, AL 35893. If you have any questions or need assistance, feel free to call us at 256-837-6110 or send a fax to 256-722-8399. Our CEO, Joseph Newberry, alongside Board President Dave Hargrove, leads a dedicated team of over 1,350 employees who are passionate about making your banking experience as smooth as possible. We offer a range of services including auto loans, personal loans, credit cards with rewards, and online banking options designed for your convenience. Join us at Redstone and discover how we can help you thrive financially. Visit our website at www.redfcu.org for more information or stop by our branch today! Your journey towards financial success starts here.

Branch History & Mission

Our Mission

Our mission at Redstone is simple: to empower our members through exceptional financial services while fostering a sense of community. We believe in not just being a bank but a partner in our members' lives. This commitment drives us to offer personalized solutions such as checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. We prioritize community support by engaging in local outreach initiatives and forming partnerships with various organizations. Whether it's through financial literacy programs or sponsoring local events, we strive to make a positive impact in Huntsville and beyond. While members can visit us at 220 Wynn Dr, official correspondence should be sent to the same address for consistency. Our lobby hours are Monday through Friday from 9:00 am to 5:00 pm, ensuring we are available when you need us most. As technology advances, so do we. Our digital banking options allow members to manage their finances conveniently from anywhere. With online banking, mobile payments, and e-statements available, accessing your accounts has never been easier. At Redstone, we invite you to join us on this journey. Experience the benefits of becoming a member today by visiting our website or calling us at 256-837-6110. Together, let's build a brighter financial future!

Branch Location & Accessibility

Connect with Us

Have questions or need assistance? Don't hesitate to reach out! Give us a call at 256-837-6110, and our friendly team will be happy to help you. We invite you to visit us soon at Redstone where your financial well-being is our priority!

Nearby Landmarks and Accessibility

Situated in Madison County, our branch is just a stone's throw away from the bustling shopping areas and local eateries that make Huntsville a vibrant community. With ample parking available right outside, accessing our services is a breeze. We also ensure that everyone can visit us easily our facility meets ADA compliance standards, featuring ramps and other accessibility options. While members can visit us at 220 Wynn Dr, official correspondence should be sent to the same address.

Operating Hours and Services

We're open Monday through Friday from 9:00 AM to 5:00 PM, making it simple for you to stop in during your day. At Redstone, we offer a variety of services tailored to fit your banking needs from personal banking like checking and savings accounts to auto loans and mortgage refinancing. Plus, enjoy the convenience of drive-thru banking for quick deposits and withdrawals. For those who prefer electronic options, we have ATM availability on-site for easy cash access anytime you need it.

Member Eligibility

At Redstone, we believe in creating a warm and welcoming community for our members. Becoming a part of our family is easy! If you live, work, or worship in the area, you're likely eligible to join us. We embrace anyone who shares our values, including those with family members already part of our credit union. This means you can enjoy all the benefits that come with membership, like competitive rates on loans and personalized service that makes banking feel effortless. To get more details about eligibility, feel free to check out our website at https://www.redfcu.org/become-a-member/. Opening an account is just as simple! You can start the process online or visit us in person at our branch located at 220 Wynn Dr Huntsville Al 35893. If you have any questions or need assistance, don't hesitate to reach out to us at (256) 837-6110. We're here to help you take that first step toward becoming a valued member of Redstone!

Business Banking & Commercial Services

Merchant Services That Matter

Beyond loans, our merchant services simplify daily operations for local businesses. Imagine having a reliable partner that streamlines transactions, allowing you to focus on what matters most serving your customers. Our solutions include easy payment processing options tailored to fit your business model. Join us at Redstone, located at 220 Wynn Dr Huntsville Al 35893 in Huntsville, AL, and let's work together to turn your business dreams into reality! For more information, visit our website or call us at (256) 837-6110 during our lobby hours from 9 AM to 5 PM, Monday through Friday.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Convenience

Need cash? Our ATM & Cash Withdrawal Services are available at various locations for quick access to your funds. Plus, enjoy basic drive-thru banking services for deposits, withdrawals, and simple transactions all from the comfort of your vehicle. At Redstone, we're proud to offer these comprehensive services aimed at enhancing your financial well-being. If you're ready to take control of your finances or have questions about any service we provide, don't hesitate to reach out! Call us at (256) 837-6110 or visit us today let's achieve those financial goals together!

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we have invested in our Online & Mobile Banking platforms. Access your accounts anytime and anywhere with just a few taps on your smartphone or clicks on your computer. From checking balances to transferring funds, managing your finances has never been easier.

Business Solutions Tailored for You

If you're a business owner, we haven't forgotten about you! Our Business Banking services include Merchant Services and Business Loans designed to help your enterprise thrive. Whether you're looking to expand operations or need cash flow support, we're here to assist every step of the way.

Credit Cards That Reward You

With our Credit Cards with Rewards, not only do you get to make purchases effortlessly, but you also earn rewards for every dollar spent. Think about enjoying cashback or travel points simply by using your card for daily expenses!

Personal Banking Made Easy

We offer an array of personal banking options that cater to various needs. With our Checking & Savings Accounts, you can manage your everyday spending and save for future goals effortlessly. Imagine having the flexibility to access your funds whenever needed while also watching your savings grow. Our accounts come with user-friendly features, making it easy to keep track of your finances. When it comes to financing, our Auto Loans & Vehicle Financing can help you get behind the wheel of your dream car without breaking the bank. Picture yourself cruising down the road in a reliable vehicle, all thanks to our competitive rates and flexible repayment terms. We also offer Mortgage Loans & Refinancing options, making homeownership more achievable. Whether you're buying your first home or looking to refinance for better rates, we've got you covered. For those unexpected expenses or projects, our Personal Loans & Debt Consolidation services provide the financial relief you need. You can consolidate multiple debts into one manageable payment, reducing stress and simplifying your budget.

Digital & Online Banking

Key Features

You can send money to friends and family effortlessly through our person-to-person transfers feature. Whether it's splitting the bill for dinner or paying back a loan, this service makes it simple. For those who like to keep track of their statements digitally, we offer e-statements that are not only eco-friendly but also convenient. You can view your statements anytime without waiting for them to arrive in the mail. For added peace of mind, our electronic signature authorization option streamlines processes while keeping your information secure. And if you're someone who enjoys the ease of mobile payments, you're in luck! We support this feature so you can make purchases directly from your device. At Redstone, we're committed to providing user-friendly features that enhance your banking experience. Our digital tools empower you to take control of your finances with ease and confidence. Explore all that we have to offer today!

Financial Strength

A Strong Community

Total Share Accounts: 1,408,271, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $22,815,063. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 220 Wynn Dr Huntsville Al 35893 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Growth & Opportunity

Our robust financial position is further highlighted by $930,357,877 in undivided earnings. This means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $64,191 in used auto loans and $3,792,823,067 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Members First

Members' savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $74,911,603 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledge and commitment.

Solid Foundation

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to these loan products, we offer refinancing options for many of our loans. If you're considering refinancing or want to learn more about eligibility options, please reach out to us at (256) 837-6110 or visit us at our branch located at 220 Wynn Dr Huntsville Al 35893 in Huntsville, AL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Redstone, we strive to provide transparent, accessible financial solutions that empower our members to reach their goals. Let us help you take the next step today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, ensuring you can drive away with peace of mind.

Business Loans

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand your business. We recognize that having access to funds can make all the difference in pursuing new opportunities and achieving your business goals.

Credit Card Loans

Managing expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $258,115,936 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to help you make the most out of your purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, make buying or refinancing simple. We offer various mortgage products to suit your specific needs, whether you're purchasing a new home or looking to refinance an existing mortgage.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that the offers you see are fair and transparent. By relying on verified institutions, LendMesh ensures that every comparison reflects the most accurate and current information available.

Redstone

Type of Loan Offerings

Home Equity Loans

Personal Loans