Credit Union Loan Rates - Trends & Analysis:
Redstone has a Credit builder loan with an APR of 1% , which has stayed the same over the past 90 days. Their HELOC–classic has a rate of 7.88% today, down from 8.12% 30 days ago. The Personal line of credit/overdraft is at 12.29% APR, also lower than it was 30 and 60 days ago. Affinity has a Personal loan with an APR of 12.5% , which has stayed the same over the past 7 and 30 days. The Certificate secured loan has a 2% APR, also unchanged from 7 and 30 days ago. The Privateline overdraft protection rate is 14.25% , down from 14.75% 30 days ago but steady compared to 7 days ago.
All In's personal loans with rates that have stayed steady over the past 90 days. The Certificate secured and Share secured loans both have a fixed APR of 3% , unchanged from 7, 30, 60, and 90 days ago. Their Open–end line of credit and unsecured loans carry a 14.99% APR, while the Secured open–end line of credit is at 15.99% , with no changes in either rate during the same periods. State Department's personal loans with rates starting at 9.74% APR for terms between 25 to 60 months and 8.74% APR for loans up to 24 months. The Moneyline line–of–credit has a rate of 11.75% APR, while the Share secured loan starts at 3.05% APR. Unchanged from 7 or 30 days ago.
Connexus' personal line of credit (flex) has an APR of 13.24% today, unchanged from 7 and 30 days ago but lower than 30 and 60 days ago. The personal line of credit (flexplus) rate is 11.74% , also steady from last week but down from a month ago. Savings secured loans remain at 4.02% APR with no changes over the past 90 days. Avadian s boat loans with an APR of 5.75% , which has stayed the same over the past 7 days. Home improvement loans for 36 months have a rate of 8.24% , also unchanged from a week ago. Both rates provide clear terms for borrowers looking for specific loan types.
Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Bicycle loan has an APR of 8.49% , also unchanged from a week to three months ago. Alabama has a Lifestyle loan with an APR of 6.75% , which has stayed the same over the past 7, 30, and 60 days. The Line of credit, overdraft & installment loans have a 10.75% APR, also unchanged during that time. Honda's an Equity advantage line of credit with an APR of 7% and an Equity one–fixed loan at 7.25% . Both rates have stayed the same compared to 7 and 30 days ago. The Unsecured loan has a 11.24% APR with no recent changes in the rate.
Pen Air has a personal loan with an APR of 7.9% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a fixed APR of 14.9% , also unchanged from 7 and 30 days ago. Pentagon has a personal loan with an APR of 7.99% today, unchanged from it was 7 days ago. This rate is lower than the 8.99% seen 30, 60, and 90 days ago. Delta Community has a personal loan APR of 8.25% today, which is lower than the 8.75% rate from 7, 30, 60, and 90 days ago. The rate has dropped compared to each of those previous periods.
Baxter has a personal loan with an APR of 8.39% , which has stayed the same over the past 90 days. Its personal line of credit has an APR of 8.99% , unchanged from 7 and 30 days ago but lower than it was 30, 60, and 90 days ago. Navy Federal Credit Union's Debt consolidation loan and Home improvement loan both have a 8.74% APR today, unchanged from 7 and 30 days ago but lower than 30, 60, and 90 days ago when the rate was 8.99% . The Personal expense loan also shares this 8.74% APR with the same pattern of no change from last week and a decrease compared to earlier months.