Redstone Credit Union Arab AL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Redstone, your trusted financial partner located at 1069 N Main St, Arab, AL 35016. Since our establishment in 1951, we have been committed to serving our community and providing exceptional banking services to our 813,194 members. With total assets exceeding $7.8 billion, we stand strong as a reliable credit union that prioritizes your financial well-being. At Redstone, we believe that everyone deserves access to quality financial services. That's why we offer a variety of products tailored for both personal and business needs, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment is evident in our total deposits of $305,883,216, ensuring that your money is safe and working for you. Led by our dedicated CEO, Joseph Newberry, and Board President, Dave Hargrove, our team of 1,350 employees is here to support you every step of the way. Whether you're visiting us in person or using our online banking services at redfcu.org, we strive to make your experience seamless and enjoyable. While members can visit us at our branch location in Arab, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. We invite you to reach out at 256-837-6110 with any questions or to learn more about how we can assist you in achieving your financial goals. Join us at Redstone today where community meets commitment!

Branch History & Mission

Our Mission

At the heart of Redstone's mission is a strong desire to empower individuals and families through responsible financial solutions. We strive to make banking easier and more accessible for everyone in Arab and beyond. Our mission statement emphasizes not only offering a range of financial products like checking accounts, auto loans, mortgages, personal loans, and credit cards but also making a positive impact within our community. We believe in supporting local initiatives and partnering with organizations that enhance the quality of life for all residents. Our outreach programs aim to educate members about financial literacy while fostering a sense of belonging among them. By focusing on member needs and community support, we ensure that every decision we make aligns with our core values. While members can visit us at 1069 N Main St for their banking needs during our operating hours Monday through Friday from 9:00 am to 5:00 pm and Saturdays from 9:00 am to 1:00 pm official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893 if it differs. With an ATM available for convenient cash access and drive-thru banking services for quick transactions, we are dedicated to providing top-notch customer service. We invite you to experience the benefits of membership with Redstone Credit Union. Join us today and let us help you achieve your financial goals while being part of a caring community!

Branch Location & Accessibility

Accessibility Features

At Redstone, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances, making it easy for everyone to visit us. Ample parking is available right outside our doors, ensuring that you can stop by without any hassle. Plus, if you're in a hurry, our drive-thru service is ready to assist with deposits, withdrawals, and simple transactions.

Operating Hours

We know your time is valuable! That's why our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 9:00 AM to 1:00 PM for drive-thru banking. Whether you're stopping by for personal banking needs or to explore our auto loans and credit card options, we're here when you need us.

Services Offered

At the Redstone Arab Branch, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions for everyone. Need cash? Our ATM is conveniently located on-site for quick withdrawals and balance checks. While members can visit us at 1069 N Main St Arab Al 35016, official correspondence should be sent to our mailing address at 220 Wynn Drive, Huntsville, AL 35893. We invite you to come experience the friendly service at Redstone! If you have questions or need assistance, don't hesitate to call us at 256-837-6110. We look forward to welcoming you soon!

Member Eligibility

At Redstone, we believe in creating a warm and welcoming community where everyone can thrive. Joining us is easy and open to many! To become a member, you simply need to meet certain eligibility criteria, which generally include living, working, or worshiping in the area we serve. Whether you're seeking financial services for yourself or your family, we're here to help you every step of the way. For detailed information on eligibility requirements, feel free to visit our website at https://www.redfcu.org/become-a-member/. Once you're ready to take the next step, opening an account with us is straightforward and designed with your convenience in mind. You can start your membership journey online by checking out the account opening details at https://www.redfcu.org/become-a-member/member_app_check/. If you have any questions or need assistance, don't hesitate to give us a call at (256) 837-6110. We're excited to welcome you into our Redstone family at 1069 N Main St, Arab, AL 35016!

Business Banking & Commercial Services

Financing Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $253 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $23 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $340,720,719, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, our merchant services are designed to simplify transactions so you can focus on what matters most your customers. From credit card processing to online payment solutions, we provide tools that help streamline your operations and enhance customer experiences. Join us at Redstone, located at 1069 N Main St Arab Al 35016, Arab, AL, and discover how our business banking and commercial services can empower your business journey today!

Comprehensive List Of Services

Business Banking Solutions

For our small business owners, we offer merchant services and business loans tailored to help your company thrive. We understand that running a business is no small task, which is why we're committed to providing the financial tools necessary for success.

Connect With Us

If you're ready to explore all that Redstone has to offer, give us a call at (256) 837-6110 or visit us during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM. We're here to assist you with all your banking needs! Explore our comprehensive range of services today at our website. Let's achieve your financial goals together!

Convenient Access Anytime

At Redstone, convenience is key. With ATM access for cash withdrawals and balance checks, along with basic drive-thru banking services for deposits and withdrawals, getting the services you need has never been easier.

Financing Your Dreams

Need a new car? Our auto loans and vehicle financing options can help make that dream a reality. We understand how important reliable transportation is for our members. With competitive rates and flexible terms, we strive to provide financing solutions that work for you. Thinking about buying a house? Our mortgage loans and refinancing options offer the support you need when making such an important investment. We guide you through the process so you can feel confident in your decisions.

Personal Banking Made Easy

Our personal banking services are designed with you in mind. We offer checking and savings accounts that fit your lifestyle, making it easy to manage your money. Imagine having access to your funds anytime through our online and mobile banking features. You can check balances, transfer funds, and pay bills with just a few taps on your phone.

Support When You Need It

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation options come into play. We help you tackle those financial bumps in the road with ease. And if you're looking for credit that rewards you, check out our credit cards with rewards programs that give back as you spend.

Digital & Online Banking

Convenient Online Access

Our online banking platform is available 24/7 at https://www.redfcu.org/. Whether you're checking your balance, viewing recent transactions, or setting up automatic payments, everything is just a click away. Plus, if you prefer going paperless, you can enjoy e-statements for quick and easy access to your financial records.

Mobile Banking Made Easy

On the move? No problem! Our mobile application makes it simple to manage your accounts wherever you are. With features like mobile payments and person-to-person transfers, sharing money with friends or paying for purchases has never been easier. And if you're ever in doubt about where to find us, you can quickly locate our nearest ATM or branch through the app.

Real-Time Management

Stay in control of your finances with real-time account management tools. With our online banking services, you can monitor spending patterns and receive notifications about important account activities. This way, you're always informed and ready to make smart financial decisions. In conclusion, Redstone's digital and online banking services provide a user-friendly experience while prioritizing your security. Visit us today at https://www.redfcu.org/ to learn more about how we can help simplify your banking experience!

Secure Transactions

Your security is our top priority. While we don't currently offer electronic signature authorization, rest assured that all transactions through our platform are protected with advanced security measures. You can feel confident knowing that your personal information is safe while using our services.

Financial Strength

Commitment to Growth

With $930,357,877 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial well-being is reflected in our lending capacity as well. We have $64,191 in used auto loans and $3,792,823,067 in total loans and leases available to support your financial goals across various sectors.

Efficient Operations

Our operational efficiency shines through with a net income of $74,911,603, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,318 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership

Total Share Accounts stand at 1,408,271, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) amount to $22,815,063, allowing us to invest back into our community effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Redstone is your trusted partner. Visit us at 1069 N Main St Arab Al 35016 or call (256) 837-6110 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secured through $1,018,712,399 in share certificates and $1,698,748,726 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $89,049, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $1,011,949,770, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,291 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,013,306,290 in used vehicle loans and $144,782,478 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to make your car-buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $340,720,719 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our lending experts are here to guide you through the process. At Redstone, we prioritize transparency and accessibility in all our lending products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you're interested in any of our loan offerings or have questions about eligibility or refinancing options, don't hesitate to reach out! Call us at 256-837-6110 during our operating hours: Monday through Friday from 9:00 am - 5:00 pm and Saturday from 9:00 am - 1:00 pm. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $404,725,678, making buying or refinancing simple. With competitive rates and personalized service, our team is ready to help you navigate the path to owning your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $258,115,936 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can add value to your everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency and reliability in the information presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, which helps them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness of the tool in helping borrowers achieve better financial outcomes. For those ready to explore their options, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to quality ensures that users receive fair and transparent offers tailored to their specific financial needs.

Redstone

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans