Personal Loans in Sacramento, CA

Looking for the best personal loan lenders in Sacramento, CA? Compare offers from trusted local banks and credit unions to find rates and terms that fit your budget and goals. It’s easy to get started and see your options side by side.

Whether you need funds for a major purchase or to consolidate debt, Sacramento-based lenders provide personalized support and quick approvals. Take control of your finances today with loans designed for your community’s unique needs.

Filters

Lender
APR
Term
Amount
Link
Info
jfcu
7.99 - 11.99 %
1 - 7 Yrs
schoolsfirstfcu
7.99 - 18 %
0.3 - 5 Yrs
$50,000
sierracentral
8.24 - 14.74 %
3 - 5 Yrs
$25,000
1stunitedcu
8.39 - 20.29 %
1 - 5 Yrs
$25,000
comfirstcu
8.49 - 10.24 %
1 - 7 Yrs
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
americaschristiancu
8.5 %
5 Yrs
$50,000
togethercu
8.64 - 11.99 %
6 Yrs
firefightersfirstcu
8.74 - 10.74 %
1 - 5 Yrs
golden1
8.74 - 16.25 %
5 Yrs
1,500 - $30,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Schoolsfirst has a personal loan with an APR of 7.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time. Sierra Central has a personal loan with an APR of 8.24% , which has stayed the same over the past 7, 30, and 90 days. Their line of credit has a fixed APR of 14.74% , unchanged from 7, 30, and 60 days ago.

1St United's Personal loan has an APR of 8.39% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The Personal line of credit rate remains steady at 11.4% with no changes over the past 90 days. Community First's member exclusive personal loan rates at 8.49% APR today. This rate has stayed the same over the past 7, 30, 60, and 90 days. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

America'S Christian has a Signature loan with an APR of 8.5% today, unchanged from it was 7, 30, and 60 days ago. This rate is lower than it was 90 days ago when the APR was 9.5% . Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Firefighters First has a Signature loan with an APR of 8.74% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

The Golden 1 has a personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 11.29% , also unchanged from 7, 30, and 60 days ago. The credit starter loan carries a 16.25% APR with no change in the last 7, 30, or 60 days.

🏦 All Local Lenders in Sacramento, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
THE GOLDEN 1 CREDIT UNION
515 LA SIERRA DR SACRAMENTO CA 95864
ATM
P2P
E-Statements
E-Signature
Assets: $19,582,379,014
Deposits: $777,140,260
Net Worth: $2,041,864,607
Employees: 2082
Members: 1,132,440

🏘️ All the Lenders Available in Sacramento County, CA

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Why compare Personal Loans in Sacramento, CA on LendMesh

If you’re in Sacramento, CA, exploring personal loans, it’s a good idea to keep comparing offers on LendMesh. Different lenders may have varying rates and terms that better fit your financial needs. Taking a little extra time to shop around helps you uncover more affordable and flexible options without any pressure, so you can confidently choose the loan that works best for you.

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