Personal Loans in Sacramento, CA 95841

Looking for the best personal loan interest rates in Sacramento, CA? Compare offers from trusted local lenders to find flexible terms that fit your budget and life goals. It’s easier than ever to secure the funds you need with friendly, hometown support.

Whether you’re handling unexpected expenses or planning a big purchase, Sacramento’s lenders offer competitive rates and quick approvals. Start comparing today to find a personal loan that feels right for you—because your financial peace of mind matters right here in our community.

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APR

Term

Amount

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4.64 - 8.49 %

∞

4.99 - 17.99 %

0.1 - 7 Yrs

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

6.99 - 17.9 %

0.5 - 7 Yrs

$100,000

∞

7.19 - 18 %

3 - 5 Yrs

$30,000

∞

7.49 - 8.99 %

2 - 5 Yrs

$50,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

7.9 - 25.49 %

1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. San Francisco's personal loans with an APR of 4.99% today, which has not changed in the past 7 or 30 days. Their debt consolidation loans have a fixed APR of 7.99% , also steady over the same periods. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month.

Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago.

Patelco's Personal loan has a 6.99% APR today, unchanged from it was 7 and 30 days ago. This rate is lower than it was 60 and 90 days ago when the APR was 9.3% . First Entertainment's personal loan has an APR of 7.19% , which is unchanged from 7 and 30 days ago. The personal line of credit has a steady APR of 12.24% , the same as it was 7, 30, 60, and 90 days ago. Bay has a personal loan with an APR of 7.49% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate provides a clear picture of borrowing costs over time.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Safe 1 has a personal loan with an APR of 7.9% , which has stayed the same over the past 7, 30, 60, and 90 days. The personal line of credit has a fixed APR of 14.49% , also unchanged during those periods.

🏦 All Local Lenders in Sacramento, CA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
SCHOOLSFIRST FEDERAL CREDIT UNION	5210 MADISON AVE SACRAMENTO CA 95841	⏰ Monday ? Thursday 9am ? 5pmFriday 9am ? 6pmSaturday 9am ? 2pm 📞 8004628328	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $31,084,507,740 Deposits: $3,063,823,932 Net Worth: $3,111,512,312 Employees: 2880 Members: 1,435,595

🏘️ All the Lenders Available in Sacramento County, CA

✅THE GOLDEN 1 CREDIT UNION

✅SAFE 68366 CREDIT UNION

✅PATELCO CREDIT UNION

✅UKRAINIAN FEDERAL CREDIT UNION

✅SACRAMENTO CREDIT UNION

✅HERITAGE COMMUNITY CREDIT UNION

✅SCHOOLSFIRST FEDERAL CREDIT UNION

✅PROVIDENT 66343 CREDIT UNION

✅FIRST US COMMUNITY CREDIT UNION

✅SAFE CREDIT UNION

✅CALIFORNIA COMMUNITY CREDIT UNION

✅SELFHELP CREDIT UNION

✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION

✅MERIWEST CREDIT UNION

✅CAHP CREDIT UNION

✅VISION ONE CREDIT UNION

✅POLAM 21502 CREDIT UNION

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