Personal Loans in Sacramento, CA 95838

Looking for the best personal loan options in Sacramento, CA? Compare offers from trusted local lenders to find flexible terms that fit your budget and goals. Whether it’s for home improvements, debt consolidation, or unexpected expenses, we make it easy to explore your choices.

Sacramento residents deserve loan options that are fast, fair, and tailored to their needs. Start comparing rates today and find a personal loan that supports your plans without the hassle. It’s your money—get the right loan for you, right here in your community.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Amount

Link

Info

10.25 - 10.75 %

5 Yrs

$40,000

∞

10.7 %

5 Yrs

$30,000

∞

10.9 %

4 Yrs

$50,000

∞

10.95 - 18 %

1 - 5 Yrs

$2,500

∞

11.35 - 19.5 %

1,500 - $25,000

∞

11.49 - 17.49 %

2 - 5 Yrs

$30,000

∞

11.49 - 18 %

0.1 - 5 Yrs

∞

11.49 - 27.49 %

2 - 6 Yrs

$50,000

∞

11.5 - 16.84 %

1 - 5 Yrs

2,500 - $40,000

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Star One's personal loans have a fixed APR of 10.25% , which is unchanged from both 7 and 30 days ago. The personal line of credit carries an APR of 10.75% , also steady over the same periods. Ventura County has a Signature/lifestyle loan with an APR of 10.7% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Technology loan has a 7% APR, unchanged from 7 and 30 days ago. Certified has a Signature loan with an APR of 10.9% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Sesloc has a Signature loan with an APR of 10.95% , which has stayed the same over the past 7 and 30 days. Their Line of credit has a fixed APR of 11.95% , also unchanged from one week and one month ago. The Life event loan carries an 18% APR, consistent across 7, 30, 60, and 90 days. Usc's Life flex loan has an APR of 19.5% today, which is up from 18.5% seven and 30 days ago. The Personal line of credit remains steady at 11.35% , with no change over the past 90 days.

Credit Union Of Southern California has a Credit builder loan with an APR of 5% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has an APR of 12.49% , unchanged from 7 and 30 days ago but higher than 90 days ago. Nuvision's closed–end personal loan has an APR of 11.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The line of credit for overdraft protection carries an APR of 12.65% , also unchanged during those time frames.

Technology has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies regardless of the loan term. Meriwest has a Personal loan with an APR of 11.55% , which has stayed the same over the past 7 and 30 days. The Go solar loan has a rate of 8.6% , also unchanged from a week and a month ago. Both rates have remained steady compared to 60 and 90 days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

🏦 All Local Lenders in Sacramento, CA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
THE GOLDEN 1 CREDIT UNION	3725 MARYSVILLE BLVD SACRAMENTO CA 95838	⏰ Monday - Friday 10:00 a.m. - 5:00 p.m. Saturday 10:00 a.m. - 2:00 p.m. 📞 8774653361 📠 9163637064	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic ATM Access (Withdrawals, Balance Checks)	ATM P2P E-Statements E-Signature	Assets: $19,582,379,014 Deposits: $777,140,260 Net Worth: $2,041,864,607 Employees: 2082 Members: 1,132,440

🏘️ All the Lenders Available in Sacramento County, CA

✅THE GOLDEN 1 CREDIT UNION

✅SAFE 68366 CREDIT UNION

✅PATELCO CREDIT UNION

✅UKRAINIAN FEDERAL CREDIT UNION

✅SACRAMENTO CREDIT UNION

✅HERITAGE COMMUNITY CREDIT UNION

✅SCHOOLSFIRST FEDERAL CREDIT UNION

✅PROVIDENT 66343 CREDIT UNION

✅FIRST US COMMUNITY CREDIT UNION

✅SAFE CREDIT UNION

✅CALIFORNIA COMMUNITY CREDIT UNION

✅SELFHELP CREDIT UNION

✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION

✅MERIWEST CREDIT UNION

✅CAHP CREDIT UNION

✅VISION ONE CREDIT UNION

✅POLAM 21502 CREDIT UNION

Compare other loan types in Sacramento, CA

Why compare Personal Loans in Sacramento, CA on LendMesh

If you’re searching for the best lenders for personal loans in Sacramento, CA, keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover better deals and more affordable rates tailored to your needs. Taking the time to review offers ensures you find the right loan with terms that fit your financial goals, giving you confidence in your borrowing decisions.

Consider subscribing to LendMesh for personalized alerts that make staying on top of the best loan rates effortless. Simply set your target rate—whether it’s 4% or 5%—and receive notifications the moment offers fall below your threshold. With weekly or monthly updates featuring expert insights and curated loan deals, thousands of Sacramento borrowers trust LendMesh to help them secure smart, timely financing solutions.

Customers are also interested in:

The Best Lenders For Personal Loans