The Golden 1 Credit Union Sacramento CA: Top Checking & Auto Loans

Introduction

Welcome to The Golden 1, your trusted financial partner located at 3725 Marysville Blvd, Sacramento, CA 95838. Since our establishment in 1933, we have proudly served over 1,132,440 members, providing them with a range of financial services tailored to meet their needs. Our commitment to the community is evident in our impressive assets totaling $19,582,379,014 and robust deposits amounting to $777,140,260. At The Golden 1, we believe in empowering our members through personalized banking solutions. Whether you're looking for auto loans, mortgages, or everyday banking services, our dedicated team is here to help you every step of the way. Under the leadership of CEO Donna Bland and Board President Keri Thomas, we strive to maintain a strong foundation built on trust and reliability. While members can visit us at our branch address, official correspondence should be sent to the same location: 3725 Marysville Blvd, Sacramento, CA 95838. You can reach us at 877-465-3361 during our convenient operating hours Monday through Friday from 10:00 a.m. to 5:00 p.m., and Saturday from 10:00 a.m. to 2:00 p.m. Join us today and experience a credit union that truly cares about your financial journey. Explore more about our services at golden1.com or call us now!

Branch History & Mission

Community Engagement

Our commitment doesn't stop at providing financial products; it extends into meaningful community engagement. We actively participate in local events and partner with organizations that align with our values. By investing in community programs and initiatives, we strive to create a positive impact on the lives of those around us. While you can visit us at 3725 Marysville Blvd, official correspondence should be sent to the same address as our mailing address is the same: 3725 Marysville Blvd, Sacramento, CA 95838. For your convenience, we are open Monday through Friday from 10:00 a.m. to 5:00 p.m., and on Saturday from 10:00 a.m. to 2:00 p.m.

Join Us Today!

As we continue to grow and adapt, we invite you to be part of The Golden 1 family. Experience firsthand how we can help you navigate your financial journey while making a difference in the community together. Whether you're looking for personal banking options or want to explore business solutions, we're here for you every step of the way. For more information or to become a member today, please call us at 877-465-3361 or visit our website at www.golden1.com. Join us and discover what makes The Golden 1 truly special!

Mission Statement

At The Golden 1, our mission is clear: we are dedicated to helping our members achieve their financial goals while supporting the communities we serve. We believe in building lasting relationships based on trust and transparency. Our services extend beyond traditional banking; we aim to empower individuals through financial education and community outreach initiatives. We understand the importance of accessibility in today's fast-paced world. That's why we offer a range of digital banking options including online banking and mobile payments, making it easier for our members to manage their finances anytime and anywhere. Additionally, our branch is fully ADA compliant to ensure that all individuals can access our services without barriers.

Branch Location & Accessibility

Operating Hours

We're open Monday through Friday from 10:00 a.m. to 5:00 p.m., and on Saturdays from 10:00 a.m. to 2:00 p.m. Our extended hours ensure that you can come in at your convenience.

Services Offered

Our branch offers a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also provide online and mobile banking services for those who prefer managing their finances digitally. If you're in need of cash, you'll find an ATM available for quick withdrawals and balance checks right here at the branch.

Visit Us Today!

We invite you to visit us at The Golden 1! Whether you're opening a new account or just stopping by for advice on financial matters, our dedicated team is ready to assist you. Join our growing family today and experience the difference of being a member of your local credit union!

Member Eligibility

Becoming a member of The Golden 1 feels like joining a warm and welcoming family. We believe that everyone deserves access to financial services that empower them. If you live, work, or attend school in certain areas around Sacramento, you're likely eligible to join us! Whether you're seeking personal banking options or looking for business solutions, we are here to support you every step of the way. To learn more about the specific eligibility criteria, feel free to check out this helpful resource: http://www.golden1.com/membership-benefits. Joining is easy! Simply visit us at our branch located at 3725 Marysville Blvd Sacramento Ca 95838, or give us a call at (877) 465-3361. You can also start your membership journey online through our account opening page at http://www.golden1.com/apply-today. We're excited to have you with us and look forward to helping you achieve your financial goals!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $120 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $594,122,356, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine a local café that wants to streamline its payment process. Our merchant services can help them accept card payments easily, enabling quicker transactions and happier customers. With tools designed for various industries, we ensure you have what you need to thrive in a competitive market. Located at 3725 Marysville Blvd Sacramento Ca 95838 in Sacramento, CA, our team is ready to assist you. Call us at (877) 465-3361 or visit us during our operating hours Monday to Friday from 10:00 a.m. to 5:00 p.m., and Saturday from 10:00 a.m. to 2:00 p.m. to learn more about how we can help your business grow.

Comprehensive List Of Services

ATM Services

Need cash? Our network of ATMs ensures that access is easy with basic ATM services available for withdrawals and balance checks. While we currently don't have drive-thru service at this branch, our dedicated team is here during lobby hours Monday through Friday from 10:00 a.m. to 5:00 p.m., and Saturday from 10:00 a.m. to 2:00 p.m. to assist you with any inquiries. At The Golden 1, we're committed to making your financial experience as smooth as possible. With a variety of services tailored just for you, why wait? Contact us today at (877) 465-3361 or visit us at Financial Resource Center - Del Paso Heights to learn more about how we can help meet your financial needs!

Business Banking Solutions

For entrepreneurs and small business owners, we have not forgotten you! Our business banking services, including merchant services and business loans, are designed to support your growth and operational needs.

Credit Cards and Rewards

Our credit cards with rewards allow you to earn points for everyday purchases, turning your spending into benefits like travel rewards or cash back. It's a smart way to make the most out of every dollar spent.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. Check balances, transfer funds, or even apply for loans all from the comfort of your home or on-the-go through our user-friendly mobile app.

Personal Banking Services

Whether you're just starting out or looking to manage your wealth, our personal banking services cater to all stages of life. We offer checking and savings accounts that fit your lifestyle, allowing you to easily manage your day-to-day expenses and save for future goals. For those considering a new vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms, making it easier for you to drive away in the car you want. If homeownership is on your mind, don't miss out on our mortgage loans and refinancing services. We simplify the process so you can focus on what really matters finding the perfect place to call home. Plus, with our personal loans and debt consolidation options, we help you take control of your finances by offering solutions tailored to reduce your debt burden.

Digital & Online Banking

Key Features

Our online banking services come with features that make managing your money a breeze. Need to check your balance or transfer funds? You can do it all in real-time without visiting a branch. Plus, with our electronic signature authorization, you can securely sign documents from home no need for paper and ink! If you're looking for more eco-friendly options, you'll be happy to know that we offer e-statements too. This means you can view and manage your statements online, helping you stay organized while reducing paper waste.

Mobile Banking Made Easy

For those on the go, our mobile application makes banking even more convenient. You can use mobile payments to quickly pay for purchases directly from your phone. Want to send money to friends or family? Our person-to-person transfer feature allows you to send funds instantly, ensuring you never miss a beat. With all these features available through our user-friendly app and website, banking has never been easier or more secure. At The Golden 1, we are committed to providing accessible financial services that fit into your lifestyle seamlessly. Join us today and experience the convenience of digital banking!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 2,432,889, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further exemplifies our commitment to supporting member needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, The Golden 1 is your trusted partner. Visit us at 3725 Marysville Blvd Sacramento Ca 95838 or call (877) 465-3361 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investing in Your Future

With $1,920,233,614 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $122,383 in used auto loans and $14,251,111,689 in total loans and leases.

Operational Efficiency

Our robust operational efficiency is reflected in our $82,266,177, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,047 full-time employees and 35 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $4,565,491,792 in share certificates and $3,862,119,266 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $300,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $2,041,864,607, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,488,185,507 in used vehicle loans and $2,384,962,486 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms make it easier for you to drive home with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $594,122,356 provide the capital needed to grow and expand. Whether you're looking to invest in equipment or cover operational costs, our team is ready to assist you in finding the right financing option.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $633,013,903, make buying or refinancing simple. We're here to guide you through the process and ensure you find the right mortgage solution for your lifestyle and budget.

Refinancing Options

If you're considering refinancing any existing loans, we offer competitive rates and eligibility options that could save you money over time. Our knowledgeable staff at The Golden 1, located at 3725 Marysville Blvd Sacramento Ca 95838, Sacramento, CA, is available at (877) 465-3361 to discuss how refinancing could work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At The Golden 1, we strive to provide personalized service and support as you explore your borrowing options. Visit us today or contact us to learn more about how we can help you reach your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $605,216,049 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your expenses manageable.

Loan Aggregator

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The Golden 1

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans