Personal Loans in Sacramento, CA

Looking for the lowest loan APR in Sacramento, CA? Compare personalized loan offers from trusted local lenders to find rates that fit your budget and needs. It’s quick, easy, and designed to help you save on interest.

Whether you’re tackling debt or funding a big purchase, Sacramento residents can access flexible terms and fast approvals. Start comparing now to unlock affordable loans with a friendly, community-focused approach.

Filters

Lender
APR
Term
Amount
Link
Info
jfcu
7.99 - 11.99 %
1 - 7 Yrs
schoolsfirstfcu
7.99 - 18 %
0.3 - 5 Yrs
$50,000
sierracentral
8.24 - 14.74 %
3 - 5 Yrs
$25,000
1stunitedcu
8.39 - 20.29 %
1 - 5 Yrs
$25,000
comfirstcu
8.49 - 10.24 %
1 - 7 Yrs
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
americaschristiancu
8.5 %
5 Yrs
$50,000
togethercu
8.64 - 11.99 %
6 Yrs
firefightersfirstcu
8.74 - 10.74 %
1 - 5 Yrs
golden1
8.74 - 16.25 %
5 Yrs
1,500 - $30,000

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Schoolsfirst has a personal loan with an APR of 7.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time. Sierra Central has a personal loan with an APR of 8.24% , which has stayed the same over the past 7, 30, and 90 days. Their line of credit has a fixed APR of 14.74% , unchanged from 7, 30, and 60 days ago.

1St United's Personal loan has an APR of 8.39% today, unchanged from 7 and 30 days ago but higher than 30, 60, and 90 days ago. The Personal line of credit rate remains steady at 11.4% with no changes over the past 90 days. Community First's member exclusive personal loan rates at 8.49% APR today. This rate has stayed the same over the past 7, 30, 60, and 90 days. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

America'S Christian has a Signature loan with an APR of 8.5% today, unchanged from it was 7, 30, and 60 days ago. This rate is lower than it was 90 days ago when the APR was 9.5% . Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Firefighters First has a Signature loan with an APR of 8.74% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

The Golden 1 has a personal loan with an APR of 8.74% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has an APR of 11.29% , also unchanged from 7, 30, and 60 days ago. The credit starter loan carries a 16.25% APR with no change in the last 7, 30, or 60 days.

🏦 All Local Lenders in Sacramento, CA

Lender NameBranch AddressOffice ServicesLender Snapshot
SELF-HELP FEDERAL CREDIT UNION
3924 FRANKLIN BLVD SACRAMENTO CA 95820
ATM
P2P
E-Statements
Assets: $2,126,239,636
Deposits: $437,357,613
Net Worth: $600,496,069
Employees: 397
Members: 129,107

🏘️ All the Lenders Available in Sacramento County, CA

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