Personal Loans in Phoenix, AZ

Looking for the lowest personal loan rates in Phoenix, AZ? Compare offers from trusted lenders right here to find flexible terms that fit your budget and get the funds you need quickly and easily.

Whether it’s for debt consolidation or an unexpected expense, our local loan options help Phoenix residents borrow with confidence and peace of mind. Start comparing today to secure your best rate.

Filters

Lender
APR
Term
Amount
Link
Info
arizonafinancial
10.75 - 17.99 %
3 - 5 Yrs
500 - $5,000
∞
mayocreditunion
10.79 - 11.75 %
∞
cuwest
10.99 %
25 Yrs
$100,000
∞
pimafederal
11.24 - 16.49 %
2 - 7 Yrs
∞
nuvisionfederal
11.49 - 18 %
0.1 - 5 Yrs
∞
hughesfcu
11.5 - 16.75 %
5 - 6 Yrs
10,000 - $25,000
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
dcu
11.99 %
5 Yrs
∞
desertfinancial
11.99 - 12.24 %
∞
americafirst
12.49 - 16.49 %
1 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Arizona Financial's Personal loan has an APR of 10.75% , which has stayed the same over the past 7 and 30 days as well as 60 days. The Personal line of credit has a fixed APR of 17.99% , with no changes in the last 7, 30, 60, or 90 days. Mayo Employees has a Personal loan with an APR of 10.79% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit has an APR of 11.75% , unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago.

Credit Union West has a personal loan with an APR of 10.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Pima has a Personal loan with an APR of 11.24% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit has an APR of 13.99% , also unchanged during those time frames. Nuvision's closed–end personal loan has an APR of 11.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The line of credit for overdraft protection carries an APR of 12.65% , also unchanged during those time frames.

Hughes has a Signature loan with an APR of 15.45% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit (unsecured) has an APR of 16.75% , also unchanged from 7, 30, and 90 days ago. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. Desert Financial's Personal loan has an APR of 11.99% , which is unchanged from 7 and 30 days ago. The Personal line of credit and Variable rate line of credit both have an APR of 12.24% , also steady over the past 7, 30, 60, and 90 days. The Signature loan rate remains at 11.99% with no changes during the same periods. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Phoenix, AZ

Lender NameBranch AddressOffice ServicesLender Snapshot
DESERT FINANCIAL CREDIT UNION
3230 E BASELINE RD PHOENIX AZ 85042
ATM
P2P
E-Statements
E-Signature
Assets: $8,901,537,365
Deposits: $699,652,272
Net Worth: $1,033,536,095
Employees: 1326
Members: 472,620

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