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Five branches operate in the 79720 ZIP code, including Alliance Credit Union, Big Spring Education Employees Credit Union, Citizens Credit Union, Complex Community Credit Union, and one other. These lenders are listed in the table below, showing personal loans in Big Spring, TX 79720 and Howard County.
Published rates serve as starting points and are not final offers. The actual personal loan rate you receive depends on your credit profile, which lenders evaluate before confirming terms. This means the best low rate personal loans in Big Spring TX require individual assessment beyond the advertised numbers.
Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-24
Credit Union Loan Rates - Trends & Analysis:
Red River Employees has a Money line / line of credit with an APR of 11.3% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Unsecured personal loans carry an APR of 13.3% , also unchanged during those periods. Technology has a personal loan with an APR of 11.49% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate applies regardless of the loan term. Meriwest has a Personal loan with an APR of 11.55% , which has stayed the same over the past 7 and 30 days. The Go solar loan has a rate of 8.6% , also unchanged from one week and one month ago. Both rates have remained steady compared to 60 and 90 days ago.
Affinity's personal loans with an APR of 11.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Their debt consolidation loan has a fixed APR of 12.75% , also unchanged during these periods. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost over time. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days.
First Service's Personal loan has an APR of 11.99% today, unchanged from it was 60 and 90 days ago. There's no change in the rate compared to a month ago. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these time frames. Greater Texas has a Helping hand loan and a Personal loan, both with an APR of 12.99% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago.
United's Fixed rate signature loan has a minimum APR of 13.24% today. This rate is higher than it was 7, 30, 60, and 90 days ago, when it was 12.99% .