Personal Loans in Lubbock, TX 79410

Looking for a personal loan in Lubbock, TX? Compare offers from trusted local lenders to find the best rates and terms that fit your budget. Whether it’s for home improvements, debt consolidation, or unexpected expenses, you’re just a few clicks away from smarter borrowing.

Local lenders in Lubbock understand your needs and offer quick approvals with flexible repayment options. Start comparing today to secure a loan that supports your goals without hassle, all while keeping your money in the community.

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Amount

Link

Info

7.75 - 17.99 %

0.1 - 5 Yrs

$15,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

7.99 - 11.99 %

1 - 7 Yrs

∞

8.05 - 18 %

5.1 - 7 Yrs

∞

8.24 - 12.24 %

1 - 5 Yrs

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.54 - 12.54 %

10 Yrs

25,000 - $40,000

∞

8.64 - 11.99 %

6 Yrs

∞

8.74 - 10.74 %

1 - 5 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Abilene Teachers has a personal secured loan with a 2% APR, unchanged from both 7 and 30 days ago. Their personal signature loan has a 9.7% APR today, up from 7.75% thirty days ago but steady compared to 7 days ago. The credit builder loan remains at 4.25% APR with no change over the past week. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Amoco has a Credit builder and mender loan with an APR of 4.9% , which has stayed the same over the past 7, 30, and 60 days. Its Personal loan has a 10.05% APR, also unchanged from 7, 30, 60, and 90 days ago. Chartway's Signature loan has an APR of 8.24% , which is unchanged from 7, 30, 60, and 90 days ago. The Line of credit loan also holds steady at 12.24% APR across the same time periods.

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Jsc has a Debt consolidation loan and a Personal line of credit, both with an APR of 8.54% today. These rates have stayed the same compared to 7, 30, and 60 days ago. The Personal loan also has an APR of 8.54% , which hasn't changed in the past 90 days.

Together has a Personal loan with an APR of 8.64% today, unchanged from it was 7 days ago. There's no change in the rate compared to the past week. Firefighters First has a Signature loan with an APR of 8.74% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

🏦 All Local Lenders in Lubbock, TX

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
FIRST BASIN CREDIT UNION	3805 19TH ST LUBBOCK TX 79410	⏰ Monday-Friday 8:00AM-5:30PMSaturday 9:00AM-1:00PM 📞 4323335600	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $313,974,208 Deposits: $11,710,777 Net Worth: $34,205,562 Employees: 97 Members: 29,062
ALLIANCE CREDIT UNION	3802 24TH ST LUBBOCK TX 79410	⏰ 9:00AM-5:00PM Lobby7:30AM-6:00PM Drive Thru 📞 8067985554	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $613,368,790 Deposits: $24,705,372 Net Worth: $71,252,180 Employees: 190 Members: 51,436

🏘️ All the Lenders Available in Lubbock County, TX

✅WESTEX FEDERAL CREDIT UNION

✅CAPROCK SANTA FE CREDIT UNION

✅TEXAS TECH FEDERAL CREDIT UNION

✅FIRST BASIN CREDIT UNION

✅ALLIANCE 97103 CREDIT UNION

✅CITIZENS FEDERAL CREDIT UNION

✅CAPITAL 24930 CREDIT UNION

✅COMPLEX COMMUNITY FEDERAL CREDIT UNION

Compare other loan types in Lubbock, TX

Why compare Personal Loans in Lubbock, TX on LendMesh

If you're searching for loans lending in Lubbock, TX, taking the time to compare multiple lenders on LendMesh can help you uncover better deals and more affordable options. Exploring different offers allows you to find the loan that fits your needs without feeling rushed. Keep browsing to confidently secure the most competitive rates and terms available in your area.

For a smarter way to stay informed, consider subscribing to LendMesh’s personalized alerts. Simply set your target rate—say 4% or 5%—and receive instant notifications when offers fall below that threshold. You’ll also get weekly or monthly updates featuring expert insights, rate trends, and hand-picked loan deals, helping borrowers in Lubbock stay ahead and never miss out on a great opportunity.

Customers are also interested in:

Loans Lending