First Basin Credit Union Lubbock TX | Affordable Auto Loans & Business Banking

Introduction

At First Basin Credit Union, we believe that your financial journey deserves a partner that understands your needs and goals. Located at 3805 19Th St, Lubbock, TX 79410, our branch has been serving the community since 1965, building lasting relationships based on trust and reliability. With over 29,000 members benefiting from our services, we pride ourselves on being a cornerstone of financial support in the Lubbock area. While you can visit us at our physical location for personalized service, any official correspondence should be sent to the same address: 3805 19th St, Lubbock, TX 79410. This ensures that your important documents reach us without delay. Our commitment to our members is reflected not only in our dedicated team of 97 employees but also in our impressive financial standing. With total assets amounting to $313,974,208 and total deposits reaching $11,710,777, we have built a solid foundation that allows us to offer competitive loan products and services tailored to meet the diverse needs of our community. Currently, we manage over 10,052 loans and leases, demonstrating our strong focus on helping members achieve their financial dreams. Under the leadership of CEO Shem Culpepper and Board President Sam Gonzalez, First Basin Credit Union strives to foster a culture of care and community involvement. We are proud to support local initiatives while empowering members with tools for personal finance management through services like auto loans, mortgages, credit cards with rewards, and business banking solutions. With a net worth of $34,205,562 and cash reserves of $8,868,630, we stand ready to assist you in any financial endeavor you may pursue. Our doors are open Monday through Friday from 8:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. We invite you to join us at First Basin Credit Union where member satisfaction is our top priority. Whether you're looking to open an account or have questions about your current services, feel free to call us at 432-333-5600 or explore more about what we offer by visiting our website at First Basin Credit Union. Your financial future starts here!

Branch History & Mission

Community Commitment

Partnerships play a crucial role in our operations. First Basin actively engages in community outreach efforts that uplift those around us. We participate in local events and initiatives aimed at fostering financial literacy and providing support where it's needed most. Our commitment goes beyond transactions; it's about building a brighter future for everyone in Lubbock. With your membership, you're not just gaining access to financial services you're joining a community focused on mutual support and growth. We invite you to experience the benefits of being part of First Basin. Join us today and discover how we can help you achieve your financial dreams while contributing positively to our local community! For more information or assistance, feel free to reach out at 432-333-5600 during our operating hours: Monday-Friday from 8:00 AM - 5:30 PM and Saturday from 9:00 AM - 1:00 PM. Together, let's build a stronger community!

Our Mission

Our mission statement reflects our commitment to not just banking, but also community support. We aim to offer a wide range of financial products including personal banking, auto loans, mortgages, and business loans while maintaining a focus on helping our members achieve their goals. We believe that when our members thrive, so does the community. We are dedicated to making banking accessible for everyone. Our branch features ADA-compliant facilities and offers both drive-thru service and ATM availability for added convenience. While members can visit us at our physical location, official correspondence should be sent to the same address: 3805 19th St, Lubbock, TX 79410. In addition to traditional banking services, we prioritize digital accessibility. Through online and mobile banking platforms, we ensure that managing your finances is easy and secure whether you're at home or on the go.

Branch Location & Accessibility

Get In Touch

Have questions or need assistance? Don't hesitate to reach out! You can contact us at 432-333-5600. We invite you to come visit our branch and experience the personalized service that sets us apart. Your financial journey starts here let's take it together at First Basin Credit Union!

Operating Hours

At First Basin Credit Union, we understand that your time is valuable. That's why we are open Monday through Friday from 8:00 AM to 5:30 PM to accommodate your busy schedule. If you're looking for drive-thru service, join us on Saturdays from 9:00 AM to 1:00 PM for quick and easy transactions without leaving your vehicle.

Services Offered

We offer a variety of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our drive-thru banking allows for simple transactions such as deposits and withdrawals right from your car, while our ATM services provide convenient access to cash whenever you need it.

Member Eligibility

Becoming a member of First Basin feels like joining a friendly family where your financial needs are truly understood. If you live, work, or go to school in the Lubbock area, you're already on your way to enjoying all the benefits we offer! This includes not only access to great rates on loans and savings but also personalized service that makes banking feel personal and supportive. For more detailed eligibility criteria, feel free to visit our website at http://www.firstbasin.com/credit-unions-101. When you're ready to open an account, it's as simple as visiting us online at https://olb.firstbasin.com/enroll or giving us a call at (432) 333-5600. We can't wait to welcome you into our community at 3805 19Th St Lubbock Tx 79410!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine easily accepting payments from your customers without the hassle. Our merchant services provide just that, allowing you to focus on what you do best running your business. You can streamline transactions and enhance customer satisfaction with our reliable payment processing solutions. If you're looking for a partner who understands your needs and is dedicated to helping your business thrive, visit us at 3805 19Th St Lubbock Tx 79410, Lubbock, TX or contact us at (432) 333-5600. Let's take your business to the next level together!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $117 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $28,352,269, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Services Anytime

We know that convenience matters. That's why we have an ATM available for quick cash withdrawals and balance checks whenever you need them. Our drive-thru service allows for easy deposits, withdrawals, and simple transactions without leaving your vehicle. At First Basin, we're committed to ensuring that financial management is straightforward and accessible for all members. With features like electronic statements, mobile payments, and person-to-person transfers, you can handle everything from anywhere. If you're ready to take the next step toward financial empowerment or if you have any questions about how we can assist you further, please don't hesitate to contact us at 432-333-5600 or visit us online at First Basin Credit Union. Let us help you achieve your financial goals today!

Business Solutions

For entrepreneurs, First Basin offers specialized services through our business banking solutions. Whether you're looking for merchant services or business loans, we understand what it takes to grow your business and are here to help you succeed.

Financing Your Dreams

Looking to drive away in a new vehicle? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel. We understand that purchasing a car can be overwhelming, which is why we offer competitive rates and flexible terms tailored just for you. If homeownership is on your mind, explore our mortgage loans and refinancing services. Buying a home is a significant milestone, and we're dedicated to helping you navigate this journey with ease. Our knowledgeable team will guide you through every step of the process.

Loans for Every Occasion

In addition to auto and mortgage loans, we also provide personal loans and debt consolidation options. Life can throw unexpected expenses your way, but with our support, you can tackle those challenges head-on without breaking the bank. And don't forget about our credit cards with rewards! Enjoy cashback or points on purchases while building your credit history.

Personal Banking Made Easy

When it comes to personal banking, First Basin is here to simplify your financial life. We provide various checking and savings accounts designed for everyday needs and long-term goals. Imagine having easy access to your funds while earning interest on your savings. With our online and mobile banking, managing your accounts has never been more convenient.

Digital & Online Banking

E-Statements for Easy Access

Say goodbye to paper clutter! With e-statements available, you can receive your monthly statements electronically. They are not only easier to store but also environmentally friendly.

Enhanced Security

Your security is our top priority. We utilize electronic signature authorization, ensuring that your transactions are protected every step of the way. This means you can sign documents securely online without needing to visit a branch.

Key Features

Our online banking platform provides a user-friendly experience that makes it easy to keep track of your finances. You can view your account balances, transfer funds, and pay bills all from the comfort of your device. Plus, with our mobile application, you can manage your accounts right from your smartphone or tablet. Need to send money to a friend? Our person-to-person transfer feature allows you to quickly and securely send money without any hassle. It's perfect for splitting bills or sending gifts.

Mobile Payments Made Simple

Our mobile payments feature allows you to make purchases directly from your phone no need for cash or cards! Whether you're shopping at the store or dining out, it's all just a tap away. With these tools at your fingertips, managing your finances has never been easier or more secure. Join us at First Basin and experience the future of banking today!

Financial Strength

Member Savings and Growth

Members' savings are secured through $15,488,479 in share certificates and $54,408,746 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking models; this is evident with $0 in non-member deposits, allowing us to focus resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $427,202, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 97 full-time employees who are committed to ensuring that our branches are always ready to serve you with a knowledgeable team.

Reinvestment in Services

With $31,880,014 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, supporting your financial goals across various sectors with $2,929 in used auto loans and $205,331,752 in total loans and leases.

Strong Financial Health

With a net worth of $34,205,562, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.89% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Base

Total Share Accounts stand at 57,839, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $976,779, further emphasizing our commitment to providing exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, First Basin is your trusted partner. Visit us at 3805 19Th St Lubbock Tx 79410 or call (432) 333-5600 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,215,876 in used vehicle loans and $53,038,356 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, we can help make your purchase more affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $28,352,269 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive in our community. At First Basin, we believe that access to financial support should be straightforward and hassle-free. If you're considering refinancing options or want to know about eligibility for any of our loan products, feel free to reach out to us at (432) 333-5600 or visit us at our branch located at 3805 19Th St Lubbock Tx 79410 in Lubbock, TX. Explore how our loan offerings can benefit you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, our team is here to guide you through other mortgage solutions that can fit your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,754,575 in loans helping members manage their finances effectively. Our credit cards come with various features that can aid in budgeting and provide rewards for your spending.

Loan Aggregator

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FIRST BASIN CREDIT UNION - Lubbock, TX

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