Personal Loans in Ruston, LA 71270

Looking for the best personal loan in Ruston, LA? Compare trusted local lenders to find flexible options that fit your budget and timeline. Whether it’s for debt consolidation, home improvements, or unexpected expenses, you’ll find clear terms and quick approvals right here.

Our community-focused lenders understand Ruston’s unique needs and offer personalized support to help you reach your financial goals. Start comparing loan offers today and take control of your finances with confidence and ease.

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11.75 - 13.25 %

1 - 8 Yrs

∞

11.99 %

5 Yrs

∞

12.49 - 16.49 %

1 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

🏦 All Local Lenders in Ruston, LA

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
LA CAPITOL FEDERAL CREDIT UNION	975 TECH DR RUSTON LA 71270	⏰ 9:00 am - 5:00 pm Monday - Friday 📞 3182514140 📠 2253429135	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $761,522,707 Deposits: $26,323,990 Net Worth: $94,825,847 Employees: 169 Members: 53,187
CENTRIC FEDERAL CREDIT UNION	1514 EAGLE DRIVE RUSTON LA 71270	⏰ 8:00 am - 6:00 pm Monday - Friday9:00 am - 1:00 pm Saturday 📞 3182519770 📠 3183231517	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $385,404,182 Deposits: $40,331,437 Net Worth: $50,333,418 Employees: 121 Members: 39,333
CENTRIC FEDERAL CREDIT UNION	102 W ALABAMA AVE RUSTON LA 71270	⏰ 8:30AM - 4:30PM 📞 3183409656 📠 3183231517	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services	P2P E-Statements E-Signature	Assets: $385,404,182 Deposits: $40,331,437 Net Worth: $50,333,418 Employees: 121 Members: 39,333

🏘️ All the Lenders Available in Lincoln County, LA

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