Personal Loans in Carbondale, IL 62901

Looking for an unsecured line of credit in Carbondale, IL? Compare personal loan offers from trusted local lenders to find flexible terms and competitive rates that fit your needs. Whether it’s for everyday expenses or bigger plans, you’ll find options designed with your community in mind.

Carbondale residents enjoy fast approvals and personalized service from local banks and credit unions. Take a few minutes to compare your options and secure the right financing, so you can handle life’s surprises with confidence and ease.

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APR

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4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

7 - 28 %

1.6 - 15 Yrs

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

7.99 - 11.99 %

1 - 7 Yrs

∞

8.25 - 10.45 %

5 Yrs

∞

8.49 - 9.49 %

5 Yrs

$50,000

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Michigan State University has a Green & white loan with an APR of 7% , unchanged from 90 days ago. The Signature loan has a rate of 11.5% , which has also stayed the same over the past three months. Both loans provide fixed rates that have not shifted recently.

Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% . Justice has a Personal loan with an APR of 7.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. First Community's personal loans like The wedding loan (signature loan) with an APR of 8.25% and the Member's choice (signature loan) at 10.45% . These rates have stayed the same over the past 7, 30, 60, and 90 days. The Vacation/holiday loan also holds steady at 9% APR.

State Farm's personal installment loan has an APR of 8.49% , which hasn't changed in the past 7, 30, 60, or 90 days. The line of credit loan rate is 9.49% , remaining steady compared to 7 days ago. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Carbondale, IL

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
SIU CREDIT UNION	1175 E MAIN ST CARBONDALE IL 62901	⏰ M_F 8:00 a.m. - 5:00 p.m. 📞 6184573595 📠 6185498640	ATM Services Only	P2P E-Statements E-Signature	Assets: $497,131,121 Deposits: $67,126,640 Net Worth: $58,183,336 Employees: 120 Members: 44,800
SIU CREDIT UNION	1217 W MAIN ST CARBONDALE IL 62901	⏰ M - T 7:30 a.m. - 5:00 p.m. Fri. - 7:30 a.m. - 6:00 p.m. Sat. - 7:30 a.m. - 1:00 p.m. 📞 6184573595 📠 6185498640	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $497,131,121 Deposits: $67,126,640 Net Worth: $58,183,336 Employees: 120 Members: 44,800
CARBONDALE HIGHWAY CREDIT UNION	2801 W MURPHYSBORO RD CARBONDALE IL 62901	⏰ Monday-Friday 9:00am-2:00pm 📞 6185496624 📠 6185295267	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services		Assets: $5,658,546 Deposits: $2,055,854 Net Worth: $863,605 Employees: 2 Members: 700

🏘️ All the Lenders Available in Jackson County, IL

✅SIU CREDIT UNION

✅CARBONDALE HIGHWAY CREDIT UNION

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