Personal Loans in Lake City, MI 49651

Looking for the best personal loan offers in Lake City, MI? Compare options from trusted local lenders to find low rates and flexible terms that fit your needs without the hassle.

Whether it’s for emergencies, home improvements, or debt consolidation, getting the right loan in Lake City is easy when you compare offers side by side. Find the perfect loan that works for you today.

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APR

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11.1 - 12.46 %

0.5 - 5 Yrs

∞

11.24 - 14.4 %

∞

11.24 - 19.99 %

0.1 - 10 Yrs

∞

11.55 %

∞

11.74 %

$25,000

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.8 %

4 Yrs

∞

11.99 %

5 Yrs

∞

11.99 %

3 Yrs

$100,000

∞

11.99 - 14.99 %

2 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

4Front's Signature loan has an APR of 11.1% , which has stayed the same over the past 7, 30, 60, and 90 days. The Cash reserve line of credit has a fixed APR of 12.46% , also unchanged during those time periods. Community Choice has a Signature loan with an APR of 11.24% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a fixed APR of 14.4% , also unchanged during these periods. Vibe has a Credit builder loan with an APR of 5.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 13.99% , also unchanged during these periods.

Pfcu's unsecured loans with an APR of 11.55% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost over time. Financial Plus has a personal loan with an APR of 11.74% today, which is unchanged from 7 and 30 days ago. This rate is lower than it was 60 and 90 days ago when it was 11.99% . Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Directions has a Signature personal loan with an APR of 11.8% . This rate has stayed the same over the past 7, 30, 60, and 90 days. The consistent rate makes it easy to know what to expect. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate makes it easy to understand the cost over time. Dort Financial's Signature loans have a fixed APR of 11.99% , which has stayed the same over the past 7, 30, and 60 days. Their Unsecured loans also carry an APR of 11.99% , with no change in the last 7, 30, 60, or 90 days.

Honor's Personal loan has an APR of 11.99% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has stayed steady over the past three months.

🏦 All Local Lenders in Lake City, MI

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
FOREST AREA FEDERAL CREDIT UNION	101 N MAIN ST LAKE CITY MI 49651	⏰ M-Th: 8:30am - 5:00pm Fri: 8:30am - 5:30pm Sat: 9:00am - 1:00pm 📞 2318794154	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic Shared Branch Transactions (Deposits & Withdrawals for Partner Credit Union Members) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $272,504,142 Deposits: $17,883,360 Net Worth: $33,082,733 Employees: 64 Members: 19,719
WEXFORD COMMUNITY CREDIT UNION	4817 S MOREY RD LAKE CITY MI 49651	⏰ M - Th 8:30 am - 5:00 pm F - 8:30 am - 5:30 pm S 9:00 am - 12:00 pm 📞 2317752081	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $83,652,060 Deposits: $2,188,574 Net Worth: $8,051,358 Employees: 42 Members: 8,432

🏘️ All the Lenders Available in Missaukee County, MI

✅FOREST AREA FEDERAL CREDIT UNION

✅WEXFORD COMMUNITY CREDIT UNION

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