Wexford Community Credit Union Lake City MI | Best Auto Loans & Business Banking

Introduction

Welcome to the Wexford Community Credit Union, your trusted partner in financial well-being since 1953! Located at 4817 S Morey Rd, Lake City, MI 49651, we are committed to serving our vibrant community with personalized banking solutions tailored just for you. With over 8,432 members and a strong foundation of $83,652,060 in total assets, we take pride in being a reliable choice for all your banking needs. At Wexford Community, our mission is clear: to provide excellent service while promoting financial literacy and community growth. We understand that every member's journey is unique, and that's why we offer a range of services from personal checking and savings accounts to auto loans and mortgages. As of today, we have successfully funded 14,971 loans, helping our members achieve their dreams one step at a time. Our leadership team, guided by CEO Julie Rushing and Board President Margaret Elmore, works tirelessly to ensure that Wexford Community remains a place where everyone feels valued and supported. Our dedicated staff of 42 employees is here to assist you with any questions or concerns you may have. While members can visit us at our branch location for friendly face-to-face service, official correspondence should be sent to the same address: 4817 S. Morey Road, Lake City, MI 49651. We invite you to explore our services further by visiting our website at wexccu.com or by calling us directly at 231-775-2081. Join us today and experience the difference that a community-focused credit union can make in your financial life!

Branch History & Mission

Community Engagement

Our commitment extends beyond banking; we actively engage in community outreach efforts that benefit local organizations and initiatives. Through partnerships and sponsorships, we strive to make a positive impact on the lives of those around us. Whether it's participating in local events or supporting charitable causes, Wexford Community Credit Union is here for you.

Join Us

As we continue this journey together with our valued members, we invite you to join the Wexford Community family. Experience firsthand how we put people before profits and focus on building a brighter future for everyone in Lake City. Whether you're looking for financial guidance or simply want to learn more about membership benefits, we're here for you. Feel free to reach out at 231-775-2081 or visit us during our operating hours Monday through Thursday from 8:30 AM to 5:00 PM; Friday until 5:30 PM; and Saturday from 9:00 AM to 12:00 PM. Join us today and discover the difference at Wexford Community Credit Union!

Our Journey

Wexford Community Credit Union began its journey with a simple mission: to empower individuals and families through accessible financial services. Over the decades, we've adapted and expanded our offerings while maintaining our commitment to serving our members with care and integrity. From the outset, we have emphasized community engagement and support, forging strong relationships that have stood the test of time. Located at 4817 S Morey Rd in Lake City, our branch is easily accessible for all residents. Whether you're near the beautiful Lake Missaukee or heading out to explore local parks, you can find us ready to assist with your financial needs. While members can visit us at this address for in-person services, official correspondence should be sent to our mailing address: 4817 S. Morey Road, Lake City, MI 49651.

Our Mission

At Wexford Community Credit Union, our mission is clear: We are dedicated to providing exceptional financial services while uplifting our community. We believe that by investing in our members' financial well-being, we contribute to the overall health of Lake City and beyond. Our comprehensive range of services includes personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. In addition to traditional banking services, we also prioritize digital advancements. Members enjoy access to online banking and mobile applications that make managing finances easy and convenient. Our ATM availability ensures you can access your funds when you need them most.

Branch Location & Accessibility

Accessibility Features

At Wexford Community, we prioritize accessibility for all our members. Our branch is designed to be welcoming and convenient, featuring ADA-compliant facilities including ramps and designated parking spots. So whether you walk, drive, or need a little extra assistance, we make sure that visiting us is a hassle-free experience.

Convenient Services and Operating Hours

We understand how busy life can get! That's why our lobby hours are designed to fit your schedule: Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday mornings from 9:00 AM to 12:00 PM. Need quick access? Our drive-thru service allows for fast transactions without leaving your vehicle. Plus, with ATM availability on-site, you can easily withdraw cash or check your balance whenever you need. While you can visit us at our main location for personal banking services such as checking and savings accounts, auto loans, mortgages, and more; please note that if you need to send any official correspondence, it should be directed to the same address: 4817 S. Morey Road, Lake City, MI 49651.

Get in Touch

If you have any questions or would like assistance regarding our services, don't hesitate to give us a call at 231-775-2081. We invite you to come by Wexford Community Credit Union today our friendly staff is eager to assist you on your financial journey!

Member Eligibility

At Wexford Community, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to those who live, work, or worship in Missaukee County and surrounding areas. If you're looking for a supportive financial partner that truly cares about your needs, you're in the right place! With access to a wide range of services from checking accounts to loans, our members enjoy personalized attention and competitive rates. To get started on your journey with us, simply check out the eligibility criteria at this link. Once you've confirmed you meet the requirements, opening an account is a breeze! You can begin the process online by visiting this page, or feel free to call us at 231-775-2081 if you have any questions. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $12 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $61 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,672,230, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to accept payments easily from customers whether they're using credit cards or mobile payments. Our tailored solutions enable you to focus on what matters most: growing your business. Visit us at 4817 S Morey Rd Lake City Mi 49651 in Lake City, MI, or call us at (231) 775-2081 to learn more about how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Business Banking Support

For business owners, we understand that managing finances can be challenging. That's why we provide comprehensive Business Banking services, including merchant services and business loans designed to support your growth and success. We are committed to helping local businesses thrive by offering personalized financial solutions.

Connect with Us Today!

At Wexford Community, we're more than just a credit union; we're part of your community committed to helping you achieve your financial goals. If you have any questions about our services or would like assistance with opening an account, don't hesitate to reach out! Give us a call at (231) 775-2081 or visit us online at Wexford Community Credit Union. We look forward to serving you!

Convenient Access Anytime

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to access your accounts anytime, anywhere. Whether you need to check your balance, transfer funds between accounts, or pay bills, it's all just a click away. And for those times when you prefer face-to-face interaction, our branch offers Basic Drive-Thru Banking for deposits and withdrawals alongside convenient ATM access for quick cash withdrawals and balance checks.

Financing Your Dreams

Need a new car? Our Auto Loans & Vehicle Financing options are here to help you hit the road without breaking the bank. With competitive rates and flexible terms, getting behind the wheel of your dream vehicle is just around the corner. If you're considering buying a home, our Mortgage Loans & Refinancing solutions provide various choices to suit your budget and preferences. If you're facing unexpected expenses or planning a big purchase, our Personal Loans & Debt Consolidation services offer straightforward solutions to help you regain control over your finances. Plus, with our Credit Cards with Rewards, every purchase can earn you points toward exciting rewards!

Personal Banking Made Easy

For individuals seeking reliable banking options, we offer Personal Banking services that include checking and savings accounts tailored to fit your lifestyle. You can easily deposit your paycheck or save for future goals using our user-friendly online banking platform. Imagine sitting at home, navigating through your accounts on your computer or mobile device it's that simple!

Digital & Online Banking

Mobile Application

For those who prefer banking on the go, our mobile application is here for you! With this app, you can manage your finances right from your smartphone. Monitor your spending, deposit checks, and review e-statements whenever you need them all at your fingertips.

Online Banking Services

Our online banking platform, accessible at wexccu.com, provides you with 24/7 access to your accounts. You can check balances, pay bills, and transfer funds all in real-time. Need to send money to a friend? Our person-to-person transfer feature allows you to do that quickly and easily. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure.

Security and Convenience

Your security is our priority. We have robust measures in place to keep your information safe while you enjoy the convenience of online banking. Our user-friendly interface makes it easy for anyone to navigate through their financial tasks without hassle. In summary, whether you're at home or out and about, Wexford Community's digital and online banking services give you the flexibility to manage your finances with ease. Join us today and experience banking that works for you!

Financial Strength

Growing Membership Base

We have built a robust community with 17,673 total share accounts, showing that many trust us with their finances. As we grow together, our focus remains on providing you with exceptional service every step of the way. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Wexford Community is your trusted partner. Visit us at 4817 S Morey Rd Lake City Mi 49651 or call (231) 775-2081 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $8,700,852 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members above all else; with non-member deposits at $2,980,000, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected by our $-$133,439. This allows us to continue offering competitive loan rates and solid financial products for our members. To ensure personalized service, we proudly employ 31 full-time employees and 11 part-time employees who are dedicated to meeting your needs.

Reinvestment in Member Services

With $7,785,692 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant; we offer $3,792 in used auto loans and have $44,098,657 available in total loans and leases to support your financial goals across various sectors.

Strong Financial Position

With a net worth of $8,051,358, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,376,323 in used vehicle loans and $2,839,775 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new ride or a reliable used vehicle, our auto financing solutions are tailored to make your purchase easy and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $1,672,230 provide the capital needed to grow and expand. Whether you're launching a new venture or looking to support an existing business, our commercial lending options are crafted to meet your needs.

Conclusion

At Wexford Community located at 4817 S Morey Rd Lake City MI 49651, we prioritize making financial resources accessible and straightforward for all our members. Our dedicated staff is ready to assist you with any questions about our loan offerings or the application process. Feel free to reach out at 231-775-2081 for more information or visit us online at Wexford Community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,356,699. If you're considering refinancing your current mortgage or exploring eligibility options, our team is here to guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $2,850,066 in loans helping members manage their finances effectively. These cards come with various rewards and benefits designed to enhance your purchasing power while keeping your spending manageable.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With an easy-to-use platform, LendMesh helps you navigate through various options to find a loan that fits your needs. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By relying on reputable sources, LendMesh guarantees accurate loan comparisons, giving you peace of mind while making your financial decisions. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in your comparisons. Moreover, there are no sponsored listings on the platform; lenders are not prioritized based on paid promotions. This means you will always see unbiased results. LendMesh provides real-time rate comparisons from multiple institutions. This up-to-date information helps users make informed decisions quickly and confidently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to find the best loan rates available, compare real-time loan offers today at LendMesh and discover options tailored for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

WEXFORD COMMUNITY CREDIT UNION - Lake City, MI

Compare Loan Rates Near You

Loan rates in Lake City, MI (49651)