Personal Loans in Detroit, MI

Looking for a personal loan in Detroit without the hassle of a credit check? You’re in the right place. Compare local loan offers quickly and find flexible options tailored to your needs, so you can handle life’s surprises with confidence and ease.

Detroit residents deserve loan options that respect their unique situation. By comparing offers from trusted lenders nearby, you can secure fast approval and fair terms—helping you move forward without the stress of strict credit requirements.

Filters

Lender
APR
Term
Amount
Link
Info
4frontcu
11.1 - 12.46 %
0.5 - 5 Yrs
∞
communitychoicecu
11.24 - 14.4 %
∞
vibecreditunion
11.24 - 19.99 %
0.1 - 10 Yrs
∞
pfcu4me
11.55 %
∞
myfpcu
11.74 %
$25,000
∞
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
∞
directionscu
11.8 %
4 Yrs
∞
dcu
11.99 %
5 Yrs
∞
dortonline
11.99 %
3 Yrs
$100,000
∞
honorcu
11.99 - 14.99 %
2 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

4Front's Signature loan has an APR of 11.1% , which has stayed the same over the past 7, 30, 60, and 90 days. The Cash reserve line of credit has a fixed APR of 12.46% , also unchanged during those time periods. Community Choice has a Signature loan with an APR of 11.24% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a 14.4% APR, also unchanged during these periods. Vibe has a Credit builder loan with an APR of 5.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit has a fixed APR of 13.99% , also unchanged during these periods.

Pfcu's unsecured loans with an APR of 11.55% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost over time. Financial Plus has a personal loan with an APR of 11.74% today, which is unchanged from 7 and 30 days ago. This rate is lower than it was 60 and 90 days ago when it was 11.99% . Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Directions has a Signature personal loan with an APR of 11.8% . This rate has stayed the same over the past 7, 30, 60, and 90 days. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. Dort Financial's Signature loans and Unsecured loans both have a fixed APR of 11.99% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Whether you choose a Signature or Unsecured loan, the interest rate remains steady over time.

Honor's Personal loan has an APR of 11.99% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has stayed steady over the past three months.

🏦 All Local Lenders in Detroit, MI

Lender NameBranch AddressOffice ServicesLender Snapshot
MICHIGAN FIRST CREDIT UNION
21431 GRAND RIVER AVE DETROIT MI 48219
ATM
P2P
E-Statements
Assets: $1,456,336,933
Deposits: $92,717,185
Net Worth: $215,571,682
Employees: 490
Members: 165,037

🏘️ All the Lenders Available in Wayne County, MI

✅ALLIANCE CATHOLIC CREDIT UNION
✅ZEAL CREDIT UNION
✅GENISYS CREDIT UNION
✅TRUE COMMUNITY CREDIT UNION
✅PUBLIC SERVICE 60683 CREDIT UNION
✅DFCU FINANCIAL CREDIT UNION
✅COMMUNITY CHOICE 64880 CREDIT UNION
✅LINCOLN PARK COMMUNITY CREDIT UNION
✅MICHIGAN LEGACY CREDIT UNION
✅ADVANTAGE ONE 68679 CREDIT UNION
✅CHIEF FINANCIAL FEDERAL CREDIT UNION
✅LOC CREDIT UNION
✅PEOPLE DRIVEN CREDIT UNION
✅UNIVERSITY OF MICHIGAN CREDIT UNION
✅MICHIGAN EDUCATIONAL CREDIT UNION
✅VIBE CREDIT UNION
✅COMMUNITY FINANCIAL CREDIT UNION
✅CATHOLIC VANTAGE FINANCIAL CREDIT UNION
✅MICHIGAN COLUMBUS FEDERAL CREDIT UNION
✅MICHIGAN SCHOOLS AND GOVERNMENT CREDIT UNION
✅LAKE MICHIGAN CREDIT UNION
✅CHRISTIAN FINANCIAL CREDIT UNION
✅LAKE TRUST CREDIT UNION
✅UNITED CHURCHES CREDIT UNION
✅TOTAL COMMUNITY CREDIT UNION
✅WINGS FINANCIAL CREDIT UNION
✅COMMUNITY FOCUS FEDERAL CREDIT UNION
✅DOWNRIVER COMMUNITY FEDERAL CREDIT UNION
✅MICHIGAN FIRST CREDIT UNION
✅ADVIA CREDIT UNION
✅SHORE TO SHORE COMMUNITY FEDERAL CREDIT UNION
✅WAYNEWESTLAND CREDIT UNION
✅ONE DETROIT CREDIT UNION
✅CREDIT UNION ONE CREDIT UNION
✅IM DETROIT DISTRICT CREDIT UNION
✅DIVERSIFIED MEMBERS CREDIT UNION
✅POLISHAMERICAN CREDIT UNION
✅SELFRELIANCE FEDERAL CREDIT UNION
✅UKRAINIAN SELFRELIANCE MICHIGAN FEDERAL CREDIT UNION
✅SECURITY CREDIT UNION
✅ABD CREDIT UNION
✅NEW RISING STAR FEDERAL CREDIT UNION
✅INTERNATIONAL UAW FEDERAL CREDIT UNION
✅EASTRISE FEDERAL CREDIT UNION
✅MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
✅ELECTRICAL WORKERS LOCAL 58 CREDIT UNION

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