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Two institutions have branches in Spencer, IN 47460: Baxter Credit Union and Crane Credit Union. Both appear in the local lender directory below, which shows personal loans in Spencer, IN 47460 and other lenders serving Owen County.
A published personal loan rate is a starting point, not a final offer. The actual rate depends on factors in the borrower’s credit file, so individual creditworthiness affects the terms you can receive.
Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-23
Credit Union Loan Rates - Trends & Analysis:
Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. Profed has a Variable rate personal unsecured loan with a 9% APR today, which is up from 8.75% seven and 30 days ago. Their Personal unsecured loan has a steady APR of 10.99% , unchanged over the past 90 days. The Quick cash–loan remains at 18% APR with no changes in the last three months.
Heritage has a Signature loan with an APR of 12.6% , which has stayed the same over the past 7, 30, 60, and 90 days. The Traditional personal loan has a 9.4% APR today, with no earlier rates available for comparison. Financial Center First's Personal unsecured loan (term note) has a minimum APR of 9.49% today, which is higher than the 9.25% rate from 7, 30, 60, and 90 days ago. This increase marks a change after several months at the lower rate. Connexus's personal loans with an APR of 9.49% today, unchanged from it was 7 and 90 days ago. There is no change in the rate compared to these past periods.
Northrop Grumman has a Personal signature loan with an APR of 9.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The Moneymaster personal line of credit has a 12% APR, also unchanged during those same periods. Purdue's Personal loans with an APR of 10.9% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Collateralized loans have a rate of 9.59% , unchanged from 7, 30, and 60 days ago but slightly higher than 90 days ago.
Communitywide's personal loans with an APR of 9.99% today. This rate has not changed compared to 7 or 30 days ago. No other recent rate data is available for comparison. Fedex Employees Credit Association has a Signature loan with an APR of 9.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit has a 10.99% APR, also unchanged during those time frames. Dupaco Community has a personal loan with an APR of 9.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate provides a clear picture of the loan's cost over time.