Personal Loans in Peru, IN 46970

Looking for a home or personal loan in Peru, IN? Compare offers from trusted local lenders to find flexible rates and repayment plans that fit your budget. Whether you’re buying a home or handling unexpected expenses, we make it easy to explore your options.

Get fast, friendly support right here in Peru. Our local credit unions understand your needs and offer quick approvals with clear terms. Compare loans today to secure the financing that works best for you and your family.

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APR

Term

Amount

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10.25 - 11.25 %

3 - 5 Yrs

$30,000

∞

10.25 - 12 %

2 - 5 Yrs

∞

10.99 - 16.24 %

3.4 - 7 Yrs

15,000 - $50,000

∞

11.24 - 17.99 %

5.1 - 6 Yrs

∞

11.6 - 19.1 %

3.6 - 5.5 Yrs

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.84 %

4 Yrs

$25,000

∞

11.99 %

5 Yrs

∞

12.49 - 16.49 %

1 Yrs

∞

12.6 - 15 %

4 Yrs

10,000 - $15,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Indiana University has a 90–day one–pay loan rate and a line of credit with APRs of 10.25% and 10.75% , respectively. Both rates have stayed the same compared to 7, 30, and 60 days ago. The line of credit rate also shows no change from 90 days ago. Crane has a Custom fit loan with an APR of 10.25% , which has stayed the same over the past 7, 30, and 60 days. Their Line of credit has a 12% APR, also unchanged from 7, 30, 60, and 90 days ago. Forum's Personal installment loan has an APR of 10.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago.

Park's personal loans have an APR of 11.24% , which is unchanged from both 7 and 30 days ago. Their credit builder loans carry a 12.24% APR, also steady over the same time periods. Centra's Fixed rate personal loan has an APR of 11.6% today, unchanged from it was 7, 30, 60, and 90 days ago. This rate has remained steady over the past three months. Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago.

Elements Financial's Credit builder loan has a fixed APR of 5% , which has stayed the same over the past 7, 30, 60, and 90 days. The Unsecured signature loan's APR is 11.84% today, up from 9.59% at 7 and 30 days ago and also higher than rates from 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same over the past 7, 30, and 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these periods.

Heritage's Line of credit has an APR of 15% today, unchanged from 7 and 30 days ago but higher than 60 days ago. The Signature loan rate is 12.6% and has stayed steady over the past 90 days.

🏦 All Local Lenders in Peru, IN

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
HOMETOWN FEDERAL CREDIT UNION	151 N BROADWAY PERU IN 46970	⏰ M, T, Th 8:30 - 5 W 8:30 -1 S 9-12 📞 7654727600	ATM Services Only	P2P E-Statements	Assets: $37,074,393 Deposits: $2,006,297 Net Worth: $9,928,972 Employees: 13 Members: 3,843
BEACON CREDIT UNION	820 N BROADWAY PERU IN 46970	⏰ 8:30 to 5:00 M,T,TH,F 8:30 to 12:00 W,SAT 📞 2605637443 📠 2605690553	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $1,528,868,143 Deposits: $39,288,415 Net Worth: $223,144,575 Employees: 274 Members: 47,685
BEACON CREDIT UNION	904 W MAIN ST PERU IN 46970	⏰ 8:30 to 5:00 M,T,Th,F 8:30 to 12:00 W,SAT 📞 2605637443 📠 2605690553	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $1,528,868,143 Deposits: $39,288,415 Net Worth: $223,144,575 Employees: 274 Members: 47,685

🏘️ All the Lenders Available in Miami County, IN

✅HOMETOWN 1621 CREDIT UNION

✅BEACON 82791 CREDIT UNION

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