Hometown Credit Union Peru IN | Convenient ATM Services Only

Introduction

Welcome to Hometown Federal Credit Union, where we believe in building a brighter financial future for our members right here in Peru, Indiana. Since our establishment in 1936, we have proudly served our community with integrity and dedication, growing to a membership of over 3,843 individuals. At our branch located at 151 N Broadway, Peru, IN 46970, we are committed to providing personalized financial services that meet the unique needs of every member. As a trusted financial partner, we manage total assets of $37,074,393 and offer a variety of loans currently totaling 2,294 to help you achieve your goals. Our commitment to your financial well-being is reflected in our impressive total deposits of $2,006,297 and a strong net worth of $9,928,972. Whether you're looking for auto loans or savings options, our expert team is here to guide you every step of the way. Under the leadership of our CEO, Mark Lowe, and Board President, Larry West, we strive to create an environment where members feel valued and supported. We are proud to employ a dedicated team of 13 professionals who are always ready to assist you with a smile. While members can visit us at 151 N Broadway, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out by phone at 765-472-7600. Join us today at Hometown Federal Credit Union and experience the difference that comes from being part of a community-focused credit union. Visit our website at Hometown FCU for more information or to start your membership journey!

Branch History & Mission

Join Us!

As we continue this journey of growth and service, we invite you to become part of the Hometown family. Experience firsthand how we can help you achieve your financial aspirations while being an integral part of your community. Visit us at 151 N Broadway in Peru or contact us at 765-472-7600 for more information on how you can join Hometown Federal Credit Union today!

Modern Services with a Personal Touch

While we honor our history, we also embrace modern advancements. Hometown offers online banking services and mobile applications for your convenience. You can manage your accounts anytime, anywhere! We ensure that all digital experiences are user-friendly and accessible to everyone, including those with disabilities. Although we currently do not have ATM or drive-thru services available at this branch, our lobby hours are designed to accommodate your schedule: Monday, Tuesday, Thursday from 8:30 AM to 5 PM; Wednesday from 8:30 AM to 1 PM; and Saturday from 9 AM to 12 PM.

Our Mission

The mission of Hometown Federal Credit Union is straightforward: we aim to empower our members through accessible financial services and dedicated community support. We believe that everyone deserves a chance to achieve their financial goals without unnecessary barriers. This mission drives us to offer a range of products from loans and savings accounts to educational resources tailored specifically for our members' needs. We understand that being part of a community means more than just providing banking services; it means giving back. Through various partnerships and outreach initiatives, we strive to make a positive impact in Peru and beyond. Whether it's sponsoring local events or supporting initiatives that help improve the lives of those around us, Hometown is dedicated to making a difference.

Branch Location & Accessibility

Welcome to the Hometown Federal Credit Union located at 151 N Broadway in Peru, IN! Our branch is perfectly situated in the heart of Miami County, making it easy for you to access our services. Whether you're stopping by for a quick visit or need help with your financial needs, we're here to serve you. While our main address is 151 N Broadway, official correspondence should be sent to the same location. You can find us near popular local landmarks, which makes your visit even more convenient. With ample parking available and features like ADA-compliant ramps, we strive to ensure that all members can access our services comfortably. Our friendly team is ready to assist you during our operating hours: Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM; Wednesday from 8:30 AM to 1:00 PM; and Saturday from 9:00 AM to 12:00 PM. We understand that your time is valuable, so we aim to provide efficient service whether you're here for a loan inquiry or just need some banking advice. Please note that while we currently do not have ATM facilities or drive-thru banking at this location, we are dedicated to providing excellent member service within our branch. If you have questions or would like to know more about what we offer, feel free to call us at 765-472-7600. We invite you to visit Hometown Federal Credit Union today your financial journey starts here!

Member Eligibility

At Hometown, we believe that becoming a member is like joining a warm, welcoming family where your financial needs are understood and prioritized. If you're looking to be part of our community, it's quite simple! To qualify for membership, you just need to reside, work, or worship in our local area. This means anyone in the surrounding neighborhoods can easily become a member and start enjoying the perks of being part of our credit union. We offer competitive rates on loans, personalized service, and a variety of financial products tailored just for you. Ready to take the next step? Opening an account is easy and straightforward. You can find all the information you need about eligibility criteria by visiting this link. If you have any questions or want to get started right away, feel free to call us at (765) 472-7600. Our team is here to help you every step of the way. Join us at Hometown, located at 151 N Broadway Peru In 46970, and experience the difference of being a member of our supportive community!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a reliable partner for your payment processing needs. Our merchant services provide seamless transaction experiences for your customers, allowing you to focus on what matters most: running your business. From credit card processing to easy online payments, we make it simple for you to accept payments efficiently. Located at 151 N Broadway Peru In 46970 in Peru, IN, we're here to discuss how our business banking solutions can align with your goals. Reach out at (765) 472-7600 to learn more about how we can help your business succeed!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Community-Focused Service

At Hometown, we believe in giving back to our community while supporting the financial well-being of our members. We're not just a bank; we're your neighbors. By choosing us for your banking needs, you're also contributing to local initiatives that strengthen our community.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we emphasize our digital banking features, allowing you to manage your finances from the comfort of your home or on the go. Whether it's making deposits, viewing transactions, or paying bills, our online banking system is user-friendly and secure. Plus, with features like person-to-person payments, sending money to friends and family is quick and easy.

Get Started Today!

Ready to experience all that Hometown Federal Credit Union has to offer? If you have any questions about our services or would like to learn more about how we can assist you in achieving your financial goals, don't hesitate to reach out! Call us at (765) 472-7600 or visit us during business hours Monday, Tuesday, Thursday from 8:30 AM - 5 PM, Wednesday from 8:30 AM - 1 PM, and Saturday from 9 AM - 12 PM. We look forward to serving you!

Loans and Credit Options

If you're considering financing a car or need a personal loan, Hometown is here for you. We provide various loan options that fit different budgets and lifestyles. Our experienced staff will guide you through the process, ensuring you understand your choices fully. With competitive rates and flexible terms, our loans can help turn your dreams into reality.

Personal Banking Solutions

Understanding that every member has unique financial goals, we offer tailored services to assist you at every stage of life. From basic checking and savings accounts to loans that can help you purchase a new vehicle or manage expenses, we strive to make banking as simple as possible. Our members often find comfort in knowing they can access their accounts online or through our mobile application whenever they need to check balances or transfer funds.

Digital & Online Banking

Key Features

Our mobile application makes banking even more convenient. You can download it to access all your account information right from your smartphone. Plus, if you need to send money quickly to friends or family, our person-to-person transfer feature lets you do just that no hassle involved. If you're looking for paperless options, we also offer e-statements. This means you can view your statements electronically, reducing clutter while keeping everything secure and organized. Although we don't currently support electronic signature authorization or mobile payments, our focus remains on providing a user-friendly experience that prioritizes your needs. Rest assured that every transaction is protected with robust security measures, ensuring your personal information stays safe while you bank online. With Hometown, managing your finances is not only simple but secure. Join us today and take advantage of the modern conveniences that make banking easier than ever! For more information, visit us at https://www.hometownfcu.org/ or give us a call at (765) 472-7600.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 6,721, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,791,202. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hometown is your trusted partner. Visit us at 151 N Broadway Peru In 46970 or call (765) 472-7600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $34,042 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance reflects operational efficiency with a net income of $327,234, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Future Growth

With $9,928,972 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $1,295 in used auto loans and $25,755,059 in total loans and leases, we support members' financial goals across various sectors.

Strong Financial Health

With a net worth of $9,928,972, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 26.78% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,492,722 in used vehicle loans and $2,140,831 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, we have flexible terms to meet your needs.

Credit Lines

For those who need quick access to cash, our credit lines provide an excellent option. With a total limit of $3,000,000, these lines of credit give you peace of mind knowing that funds are available when you need them most. At Hometown, we believe in making financial services accessible and straightforward. For more details about our loan offerings or to see how you can qualify, please reach out to us at (765) 472-7600 or visit us at 151 N Broadway Peru In 46970 in Peru, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to supporting your journey towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although our current offerings for Junior Lien 1-4 Family Residential Properties loans total $0, we can guide you through the refinancing process if you're looking to adjust your current mortgage terms.

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our unsecured credit card loans. We currently offer a total of $388,746 in loans designed to help members handle their finances effectively. With flexible repayment options, you can keep your spending under control while enjoying the convenience of credit.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By partnering only with established financial institutions, LendMesh guarantees that users receive verified data.

HOMETOWN FEDERAL CREDIT UNION - Peru, IN

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