Personal Loans in Louisville, KY 40218

Looking for the best loan with the lowest interest rate in Louisville, KY? Compare personalized offers from trusted local lenders to find flexible terms that fit your budget and goals. It’s quick, easy, and designed to help you make the smartest financial choice.

Whether it’s debt consolidation, home improvements, or unexpected expenses, Louisville neighbors count on clear, affordable loans with fast approval. Start comparing today and see how much you can save with competitive rates right here in your community.

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8.99 %

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

8.99 - 14.69 %

2 - 5 Yrs

∞

9.49 - 11.49 %

$50,000

∞

9.49 - 12.99 %

2 - 7 Yrs

$50,000

∞

9.49 - 17.5 %

2 Yrs

9.75 %

9.99 - 11.49 %

9.99 - 13.99 %

10.99 - 18 %

3 - 5 Yrs

$40,000

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year. University's personal loans with an APR of 8.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their personal line of credit has a fixed APR of 14.69% , also unchanged from 7, 30, and 60 days ago.

Commonwealth's Credit builder loan has a 3% APR today, unchanged from 7, 30, and 60 days ago but slightly lower than 90 days ago. The Signature cash personal loan has a 9.49% APR, which has stayed steady over the past 90 days. Connexus's personal loans with an APR of 9.49% today, unchanged from it was 30 days ago. There has been no change in the rate over the past month. Northrop Grumman has a Bill consolidation loan and a Personal signature loan, both with an APR of 9.49% today, unchanged from 7, 30, and 60 days ago. The Moneymaster personal line of credit has an APR of 12% , which has also stayed steady over the past 7, 30, 60, and 90 days.

Members Heritage has a Signature loan with an APR of 9.75% . This rate has stayed the same over the past 7, 30, and 60 days. There are no changes in the rate during this period. University Of Kentucky has a Signature/unsecured personal loan with an APR of 11.49% , which has stayed the same over the past 7, 30, 60, and 90 days. The Vacation loan has a 9.99% APR and has also remained steady during the same time periods. California Adventist's personal loans with a regular rate of 9.99% APR and a credit builder rate of 15.99% APR. Both rates are unchanged from 7 and 30 days ago. These rates provide clear depending on your credit needs.

Fortera's Personal loan has a fixed APR of 10.99% . This rate has stayed the same over the past 7, 30, 60, and 90 days.

🏦 All Local Lenders in Louisville, KY

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
TRANSCEND CREDIT UNION	3740 BARDSTOWN RD LOUISVILLE KY 40218	⏰ Monday thru Thursday 8:30-4:00, Friday 8:30 to 6:00, Saturday 9:00 to 12:00 📞 5024593000	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $527,756,779 Deposits: $41,429,351 Net Worth: $67,298,979 Employees: 69 Members: 48,109

🏘️ All the Lenders Available in Jefferson County, KY

✅ADVANZ FEDERAL CREDIT UNION

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✅BROWNFORMAN EMPLOYEES CREDIT UNION

✅LIBERTY FEDERAL CREDIT UNION

✅COMMONWEALTH 24970 CREDIT UNION

✅YOUNG COMMUNITY FEDERAL CREDIT UNION

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✅K I T FEDERAL CREDIT UNION

✅RURAL COOPERATIVES CREDIT UNION

✅AUTOTRUCK FINANCIAL CREDIT UNION

✅ONE VISION FEDERAL CREDIT UNION

✅ABOUND FEDERAL CREDIT UNION

Compare other loan types in Louisville, KY

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