Looking for the best loan lenders in Phenix City, AL? Compare personal loan offers from trusted local banks and credit unions to find low rates and flexible terms that fit your needs. It’s easy to get started and see which lender works best for you.
Whether you’re handling unexpected expenses or planning a big purchase, local lenders in Phenix City know the community and offer quick approvals. Take control of your finances today by comparing options that put your goals first and keep money in your pocket.
Apco Employees's closed end signature loans and open end signature loans with an APR of 10.9% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loan types maintain consistent pricing over the past three months. Guardian's Relationship pricing signature loans have an APR of 11.39% , which is unchanged from 7, 30, 60, and 90 days ago. Their Signature loans carry a slightly higher APR of 11.69% , also steady over the same time periods.
Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate helps members know what to expect when considering this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days.
America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7 and 30 days. Their line of credit has a fixed APR of 16.49% , also unchanged from one week and one month ago. Max's Personal loans have a fixed APR of 13.25% . The Revolving line of credit carries an APR of 18% , which has stayed the same over the past 7, 30, 60, and 90 days. All In's an open–end line of credit and unsecured loans with an APR of 14.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their secured open–end line of credit has a 15.99% APR, also unchanged during these periods.
| Lender Name | Branch Address | Office Services | Lender Snapshot |
|---|---|---|---|
| KINETIC FEDERAL CREDIT UNION | 3722 US HIGHWAY 431 N PHENIX CITY AL 36867 | ATM Drive-Thru P2P E-Statements | Assets: $567,239,913 Deposits: $62,835,348 Net Worth: $83,306,529 Employees: 123 Members: 45,664 |
| THE BRIDGEWAY FEDERAL CREDIT UNION | 1810 OPELIKA RD PHENIX CITY AL 36867 | ATM Drive-Thru P2P E-Statements E-Signature | Assets: $65,117,065 Deposits: $1,966,344 Net Worth: $10,599,761 Employees: 34 Members: 7,364 |
If you’re exploring loan options in Phenix City, AL, take your time comparing offers on LendMesh. Browsing multiple lenders helps you uncover better deals and lower rates that fit your financial goals. By staying informed and patient, you increase your chances of finding a loan that truly works for your unique needs without feeling rushed or pressured.
Consider subscribing to LendMesh’s alerts for a smarter way to track loan rates in Phenix City. Set your target interest rate, and we’ll notify you as soon as offers fall below that level. Plus, you’ll receive weekly or monthly updates with expert insights, rate trends, and personalized loan deals—all aimed at helping you make confident, cost-effective borrowing decisions.