Personal Loans in Phenix City, AL

Looking for the best loan lenders in Phenix City, AL? Compare personal loan offers from trusted local banks and credit unions to find low rates and flexible terms that fit your needs. It’s easy to get started and see which lender works best for you.

Whether you’re handling unexpected expenses or planning a big purchase, local lenders in Phenix City know the community and offer quick approvals. Take control of your finances today by comparing options that put your goals first and keep money in your pocket.

Filters

Lender
APR
Term
Amount
Link
Info
apcocu
10.9 - 11.5 %
1.1 - 3 Yrs
guardiancu
11.39 - 12.69 %
2.1 - 4 Yrs
affinityfcu
11.75 - 13.25 %
1 - 8 Yrs
dcu
11.99 %
5 Yrs
firsttechfed
11.99 - 12.49 %
2 - 5 Yrs
35,000 - $50,000
americafirst
12.49 - 16.49 %
1 Yrs
mymax
13.25 - 18 %
3.5 Yrs
allincu
14.99 %
5 Yrs

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Apco Employees's closed end signature loans and open end signature loans with an APR of 10.9% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loan types maintain consistent pricing over the past three months. Guardian's Relationship pricing signature loans have an APR of 11.39% , which is unchanged from 7, 30, 60, and 90 days ago. Their Signature loans carry a slightly higher APR of 11.69% , also steady over the same time periods.

Affinity's personal loan has an APR of 11.75% , unchanged from it was 7 and 30 days ago but lower than 60 and 90 days ago. The debt consolidation loan APR is 12.75% , unchanged from 7 and 30 days ago, and also lower than it was 60 and 90 days ago. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, and 60 days ago. The consistent rate helps members know what to expect when considering this loan. First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days.

America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7 and 30 days. Their line of credit has a fixed APR of 16.49% , also unchanged from one week and one month ago. Max's Personal loans have a fixed APR of 13.25% . The Revolving line of credit carries an APR of 18% , which has stayed the same over the past 7, 30, 60, and 90 days. All In's an open–end line of credit and unsecured loans with an APR of 14.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their secured open–end line of credit has a 15.99% APR, also unchanged during these periods.

🏦 All Local Lenders in Phenix City, AL

Lender NameBranch AddressOffice ServicesLender Snapshot
KINETIC FEDERAL CREDIT UNION
3722 US HIGHWAY 431 N PHENIX CITY AL 36867
ATM
Drive-Thru
P2P
E-Statements
Assets: $567,239,913
Deposits: $62,835,348
Net Worth: $83,306,529
Employees: 123
Members: 45,664
THE BRIDGEWAY FEDERAL CREDIT UNION
1810 OPELIKA RD PHENIX CITY AL 36867
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $65,117,065
Deposits: $1,966,344
Net Worth: $10,599,761
Employees: 34
Members: 7,364

🏘️ All the Lenders Available in Russell County, AL

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