Personal Loans in Phenix City, AL 36867

Looking for the best loan lenders in Phenix City, AL? Compare personal loan offers from trusted local banks and credit unions to find low rates and flexible terms that fit your needs. It’s easy to get started and see which lender works best for you.

Whether you’re handling unexpected expenses or planning a big purchase, local lenders in Phenix City know the community and offer quick approvals. Take control of your finances today by comparing options that put your goals first and keep money in your pocket.

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APR

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4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.75 - 10.75 %

3 Yrs

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

8.49 %

7 Yrs

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, unchanged from 7 and 30 days ago but higher than 60 and 90 days ago. The credit builder loan rate is steady at 4.5% with no change over the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with a 6% APR that has stayed steady over the past 7, 30, and 90 days. Their Homeowner debt consolidation loan is at 7.49% APR today, unchanged from 7 and 30 days ago but lower than 30 days ago.

Alabama has a Lifestyle loan with an APR of 6.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Line of credit, overdraft & installment loans have a 10.75% APR, also unchanged during these periods. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

Avadian's home improvement loans have a 7.24% APR today, unchanged from 7, 30, and 60 days ago but lower than 90 days ago. Other personal loans and lines carry an 8.49% APR, which has stayed steady over the past 90 days. State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.

🏦 All Local Lenders in Phenix City, AL

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
KINETIC FEDERAL CREDIT UNION	3722 US HIGHWAY 431 N PHENIX CITY AL 36867	⏰ Mon-Fri 9:30 a.m. to 5:00 p.m. Sat 9 a.m. to 12 noon Drive-Thru Mon - Fri 9 a.m. to 7 p.m. Drive-Thru Sat 9 a.m. to 12 noon 📞 7063208500 📠 7063210850	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements	Assets: $567,239,913 Deposits: $62,835,348 Net Worth: $83,306,529 Employees: 123 Members: 45,664
THE BRIDGEWAY FEDERAL CREDIT UNION	1810 OPELIKA RD PHENIX CITY AL 36867	⏰ Mon-Thurs 9-5 Fri-9-6 📞 3342913000 📠 3342915036	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $65,117,065 Deposits: $1,966,344 Net Worth: $10,599,761 Employees: 34 Members: 7,364

🏘️ All the Lenders Available in Russell County, AL

✅MEAD COATED BOARD FEDERAL CREDIT UNION

✅KINETIC FEDERAL CREDIT UNION

✅THE BRIDGEWAY FEDERAL CREDIT UNION

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