Personal Loans in Bay Minette, AL 36507

Looking for a personal loan in Bay Minette, AL? Compare offers from trusted local lenders to find easy terms and fast approval that fit your needs. Whether it’s for home improvements, debt consolidation, or unexpected expenses, we help you explore your best options.

Bay Minette residents deserve loan options that feel simple and supportive. By comparing rates and terms nearby, you can secure affordable financing backed by lenders who understand our community. Start your loan search today and get the financial help you need with confidence.

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APR

Term

Amount

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10.79 - 17 %

5 - 6 Yrs

1,600 - $50,000

∞

10.9 - 11.5 %

1.1 - 3 Yrs

∞

11.39 - 12.69 %

2.1 - 4 Yrs

∞

11.75 - 13.25 %

1 - 8 Yrs

∞

11.99 %

5 Yrs

∞

11.99 - 12.49 %

2 - 5 Yrs

35,000 - $50,000

∞

12.49 - 16.49 %

1 Yrs

∞

13.25 - 18 %

3.5 Yrs

∞

14.99 %

5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Redstone's Credit builder loan has a 1% APR today, unchanged from it was 7, 30, 60, and 90 days ago. The Personal line of credit/overdraft has a 11.59% APR now, unchanged from 7 and 30 days ago but lower than 60 and 90 days ago. Apco Employees's closed end signature loans and open end signature loans with an APR of 10.9% . These rates have stayed the same compared to 7, 30, 60, and 90 days ago. Both loan types maintain consistent pricing over the past three months.

Guardian's Relationship pricing signature loans with an APR of 11.39% and Signature loans at 11.69% . These rates have stayed the same over the past 7, 30, 60, and 90 days. Both loan types show no change in their APRs during this period. Affinity's personal loans with an APR of 11.75% , which has stayed the same over the past 7, 30, 60, and 90 days. Their debt consolidation loan has a fixed APR of 12.75% , also unchanged during these periods. Digital has a Signature personal loan with an APR of 11.99% . This rate has stayed the same compared to 7, 30, 60, and 90 days ago. The consistent rate makes it easy to understand the cost over time.

First Technology's Fixed–rate loan has an APR of 11.99% today, which is higher than the 6.99% rate from 7, 30, 60, and 90 days ago. The Personal line of credit shows a slight decrease to 12.49% from 12.5% over the past 7, 30, and 60 days. America First's personal loans with an APR of 12.49% , which has stayed the same over the past 7, 30, 60, and 90 days. Their line of credit has a fixed APR of 16.49% , also unchanged during these time frames. Max's Personal loans have a fixed APR of 13.25% . The Revolving line of credit carries an APR of 18% , which has stayed the same over the past 7, 30, 60, and 90 days.

All In's an open–end line of credit and unsecured loans with an APR of 14.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their secured open–end line of credit has a 15.99% APR, also unchanged during these periods.

🏦 All Local Lenders in Bay Minette, AL

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
BALDWIN COUNTY FEDERAL CREDIT UNION	2509 HAND AVE BAY MINETTE AL 36507	⏰ 8:00 - 4:00 📞 2519370334 📠 2515801609	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)	Drive-Thru P2P E-Statements	Assets: $29,496,552 Deposits: $2,907,668 Net Worth: $3,407,600 Employees: 6 Members: 2,456

🏘️ All the Lenders Available in Baldwin County, AL

✅BALDWIN COUNTY FEDERAL CREDIT UNION

✅ALL IN FEDERAL CREDIT UNION

✅NAVIGATOR FEDERAL CREDIT UNION

✅FAMILY SECURITY CREDIT UNION

✅NEW HORIZONS CREDIT UNION

✅ALABAMA CREDIT UNION

✅MOBILE EDUCATORS CREDIT UNION

✅TYNDALL FEDERAL CREDIT UNION

✅PEN AIR CREDIT UNION

✅THE INFIRMARY FEDERAL CREDIT UNION

✅MIDISLAND CREDIT UNION

✅WEYCO COMMUNITY CREDIT UNION

✅JACKSON COUNTY TEACHERS CREDIT UNION

✅MERIDIAN MUTUAL FEDERAL CREDIT UNION

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